<ARTICLE> 9 <MULTIPLIER> 1,000 <FISCAL-YEAR-END> Dec-31-1993 <PERIOD-START> Jan-01-1994 <PERIOD-END> Sep-30-1994 <PERIOD-TYPE> 9-MOS <CASH> 328,973 <INT-BEARING-DEPOSITS> 70,143 <FED-FUNDS-SOLD> 331,316 <TRADING-ASSETS> 6,790 <INVESTMENTS-HELD-FOR-SALE> 1,621,913 <INVESTMENTS-CARRYING> 267,537 <INVESTMENTS-MARKET> 262,698 <LOANS> 7,813,794 <ALLOWANCE> 234,317 <TOTAL-ASSETS> 10,300,556 <DEPOSITS> 7,362,453 <SHORT-TERM> 2,049,591 <LIABILITIES-OTHER> 92,282 <LONG-TERM> 75,513 <COMMON> 40,487 <PREFERRED-MANDATORY> 0 <PREFERRED> 40,000 <OTHER-SE> 640,230 <TOTAL-LIABILITIES-AND-EQUITY> 10,300,556 <INTEREST-LOAN> 462,176 <INTEREST-INVEST> 79,263 <INTEREST-OTHER> 5,151 <INTEREST-TOTAL> 546,890 <INTEREST-DEPOSIT> 138,574 <INTEREST-EXPENSE> 195,919 <INTEREST-INCOME-NET> 350,971 <LOAN-LOSSES> 47,686 <SECURITIES-GAINS> 128 <EXPENSE-OTHER> 241,814 <INCOME-PRETAX> 146,559 <INCOME-PRE-EXTRAORDINARY> 85,407 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 85,407 <EPS-PRIMARY> 11.82 <EPS-DILUTED> 11.34 <YIELD-ACTUAL> 4.93 <LOANS-NON> 72,355 <LOANS-PAST> 9,663 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 195,878 <CHARGE-OFFS> 23,093 <RECOVERIES> 13,846 <ALLOWANCE-CLOSE> 234,317 <ALLOWANCE-DOMESTIC> 129,391 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 104,926