SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported):
January 31, 2000
THE FIRST NATIONAL BANK OF ATLANTA
(Exact name of Registrant as specified in
its charter)
(Originator of the Wachovia
Credit Card Master Trust)
United States 33-95714 22-2716130
United States 33-99442-01 22-2716130
------------- ----------- ----------
(State or other (Commission (I.R.S. Employer
Jurisdiction of File Number) Identification No.)
Incorporation)
77 Read's Way
New Castle Corporate Commons
New Castle, Delaware 19720
(Address of principal executive offices)
Registrant's telephone number, including area code: (302) 323-2359
Exhibit Index appears on Page 4
Page 1
Item 5. Other Events
The Registrant hereby incorporates by reference the information
contained in Exhibit 28 hereto in response to this Item 5.
Item 7. Financial Statements, Pro Forma Financial Statements and Exhibits
(c) Exhibits
28.1 Series 1995-1 Monthly Servicing Certificate - January 31, 2000
28.2 Monthly Series 1995-1 Certificateholders' Statement -
January 31, 2000
28.3 Series 1999-1 Monthly Servicing Certificate - January 31, 2000
28.4 Monthly Series 1999-1 Certificateholders' Statement -
January 31, 2000
28.5 Series 1999-2 Monthly Servicing Certificate - January 31, 2000
28.6 Monthly Series 1999-2 Certificateholders' Statement -
January 31, 2000
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its
behalf by the undersigned hereunto duly authorized.
THE FIRST NATIONAL BANK OF ATLANTA
----------------------------------
(Registrant)
(Originator of the Wachovia Credit Card Master Trust)
Dated: February 24, 2000 By: Donald K. Truslow
Title: Comptroller
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INDEX TO EXHIBITS
Sequentially
Exhibit Numbered
Number Exhibit Pages
------ ------- -----
28.1 Series 1995-1 Monthly Servicing Certificate - January 31, 2000 1-7
28.2 Monthly Series 1995-1 Certificateholders' Statement - January 31, 2000 1-10
28.3 Series 1999-1 Monthly Servicing Certificate - January 31, 2000 1-7
28.4 Monthly Series 1999-1 Certificateholders' Statement - January 31, 2000 1-10
28.5 Series 1999-2 Monthly Servicing Certificate - January 31, 2000 1-7
28.6 Monthly Series 1999-2 Certificateholders' Statement - January 31, 2000 1-10
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