EXHIBIT 21
SUBSIDIARIES OF WACHOVIA CORPORATION
The following table sets forth the subsidiaries of Wachovia Corporation on
December 31, 1999. The financial statements of all subsidiaries are included in
the consolidated statements of Wachovia Corporation and subsidiaries.
Organized under the laws of:
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Wachovia Bank, N.A. the United States
Wachovia International Banking Corporation(1) the United States
Wachovia Leasing Corporation North Carolina
Wachovia Insurance Services, Inc. North Carolina
Greenville Agricultural Credit Corporation North Carolina
Barry, Evans, Josephs & Snipes, Inc. North Carolina
Mecklenburg Securities Corporation North Carolina
Wachovia Mortgage Company North Carolina
New Salem, Inc. North Carolina
Wachovia Mortgage Reinsurance Company Vermont
Wachovia Auto Leasing Company Georgia
WMCS, Inc. Georgia
Wachovia Capital Associates, Inc. Georgia
Wachovia Insurance Services of South Carolina, Inc. South Carolina
First National Properties, Inc. South Carolina
Mulberry Corporation Virginia
G.C. Leasing, Inc. Virginia
North Hart Run, Inc. Virginia
New Salem of Virginia, Inc. Virginia
S. Brooke, Corporation Virginia
Central Fidelity Properties, Inc. Virginia
Central Fidelity Services, Inc. Virginia
CFB Insurance Agency, Inc. Virginia
Jefferson Properties, Inc. Virginia
Southern Provident Life Insurance Company Arizona
Atlantic Savings Bank, FSB the United States
Atlantic Mortgage Corporation of South Carolina, Inc. South Carolina
Wachovia Investments, Inc. North Carolina
Wachovia Corporate Services, Inc. North Carolina
Wachovia Operational Services Corporation North Carolina
Wachovia Trust Services, Inc. North Carolina
Wachovia Exchange Services, Inc. North Carolina
Silas Technologies, Inc. North Carolina
ISC Realty Corporation North Carolina
ISC Futures Corporation North Carolina
CTFA, Inc. North Carolina
CTFA Holdings, LLC(2) North Carolina
IJL Financial Inc. North Carolina
IJL Holdings, Inc. North Carolina
Cap Trust Financial Advisors, LLC(3) North Carolina
The First National Bank of Atlanta (Delaware) the United States
OFFITBANK New York
OFFITBANK Greater China, Inc. New York
OFFITBANK Latin America Fund, Inc. New York
OFFITBANK Energy Fund, Inc. New York
OFFITBANK M-R Securities, Inc. New York
OFFITBANK Derivatives, Inc. Delaware
OFFITBANK Cross Market Fund, Inc. New York
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SUBSIDIARIES (Continued)
Organized under the laws of:
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Wachovia Bank Card Services, Inc. Delaware
Financial Life Insurance Company of Georgia Georgia
The Wachovia Insurance Agency of Georgia, Inc. Georgia
First Atlanta Lease Liquidating Corporation Georgia
Wachovia Corporation of Florida Florida
The Johnson Lane Space Smith Corporation Georgia
Rhodes-Jennings Building, Inc. Georgia
Scarritt Building, Inc. Georgia
JLSS Equity, Inc. Georgia
Wachovia Corporation of Alabama Alabama
Wachovia Corporation of Tennessee Tennessee
Wachovia Securities, Inc. North Carolina
Wachovia Capital Investments, Inc. Georgia
Wachovia International Capital Corporation Georgia
WSH Holdings, Ltd. Cayman Islands, British
West Indies
Banco Wachovia, S.A.(4) Brazil
Wachovia International Servicos Limitada(5) Brazil
Wachovia Capital Trust I Delaware
Wachovia Capital Trust II Delaware
Wachovia Capital Trust V Delaware
Central Fidelity Capital Trust I Delaware
Wachovia Community Development Corporation North Carolina
Dogwood Finance 1 Limited United Kingdom
First Atlanta Corporation Georgia
Hunt, Dupree, Rhine & Associates, Inc. South Carolina
Parchment Finance I Corporation Delaware
Retirement Plans Securities, Inc. South Carolina
Wachovia Trust Company Florida
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(1) Organized under Chapter 25(a) of the Federal Reserve Act of the United
States.
(2) CTFA Holdings, LLC is owned 99% by Wachovia Corporation and 1% by CTFA,
Inc.
(3) IJL Holdings, Inc. owns 100% voting membership interest and IJL Financial,
Inc. owns 100% nonvoting membership interests, respectively, in CapTrust
Financial Advisors, LLC.
(4) Banco Wachovia, S.A., is owned 99.999214% by WSH Holdings, Inc. and
.000786% by Wachovia International Capital Corporation.
(5) Wachovia International Servicos Limitada is owned 99% by Wachovia Capital
Investments, Inc. and 1% by Wachovia International Capital Corporation.
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