<ARTICLE>                                            9
<RESTATED>

                             
<PERIOD-TYPE>                                           3-MOS
<FISCAL-YEAR-END>                                                 DEC-31-1999
<PERIOD-END>                                                      MAR-31-1999
<CASH>                                                                328,920
<INT-BEARING-DEPOSITS>                                                 29,804
<FED-FUNDS-SOLD>                                                        8,396
<TRADING-ASSETS>                                                            0
<INVESTMENTS-HELD-FOR-SALE>                                         2,529,800
<INVESTMENTS-CARRYING>                                                110,065
<INVESTMENTS-MARKET>                                                  112,713
<LOANS>                                                             7,245,615
<ALLOWANCE>                                                            93,821
<TOTAL-ASSETS>                                                     10,868,485
<DEPOSITS>                                                          7,735,672
<SHORT-TERM>                                                        1,243,816
<LIABILITIES-OTHER>                                                   149,954
<LONG-TERM>                                                           878,327
<PREFERRED-MANDATORY>                                                       0
<PREFERRED>                                                                 0
<COMMON>                                                              301,434
<OTHER-SE>                                                            559,282
<TOTAL-LIABILITIES-AND-EQUITY>                                     10,868,485
<INTEREST-LOAN>                                                       155,476
<INTEREST-INVEST>                                                      39,209
<INTEREST-OTHER>                                                          511
<INTEREST-TOTAL>                                                      195,196
<INTEREST-DEPOSIT>                                                     65,423
<INTEREST-EXPENSE>                                                     93,910
<INTEREST-INCOME-NET>                                                 101,286
<LOAN-LOSSES>                                                           7,581
<SECURITIES-GAINS>                                                        775
<EXPENSE-OTHER>                                                        29,527
<INCOME-PRETAX>                                                        41,949
<INCOME-PRE-EXTRAORDINARY>                                             41,949
<EXTRAORDINARY>                                                             0
<CHANGES>                                                                   0
<NET-INCOME>                                                           27,179
<EPS-BASIC>                                                            0.68
<EPS-DILUTED>                                                            0.67
<YIELD-ACTUAL>                                                           4.17
<LOANS-NON>                                                            41,071
<LOANS-PAST>                                                           18,535
<LOANS-TROUBLED>                                                            0
<LOANS-PROBLEM>                                                        50,000
<ALLOWANCE-OPEN>                                                       91,894
<CHARGE-OFFS>                                                           7,226
<RECOVERIES>                                                              967
<ALLOWANCE-CLOSE>                                                      93,821
<ALLOWANCE-DOMESTIC>                                                   93,821
<ALLOWANCE-FOREIGN>                                                         0
<ALLOWANCE-UNALLOCATED>                                                10,037