<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE JUNE 30, 2000 FORM
10-Q FOR BANK OF AMERICA CORPORATION AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          27,493
<INT-BEARING-DEPOSITS>                           4,394
<FED-FUNDS-SOLD>                                42,460
<TRADING-ASSETS>                                50,162
<INVESTMENTS-HELD-FOR-SALE>                     79,518
<INVESTMENTS-CARRYING>                           1,439
<INVESTMENTS-MARKET>                             1,312
<LOANS>                                        400,817
<ALLOWANCE>                                    (6,815)
<TOTAL-ASSETS>                                 679,538
<DEPOSITS>                                     356,664
<SHORT-TERM>                                   162,590
<LIABILITIES-OTHER>                             45,178
<LONG-TERM>                                     69,245
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                         75
<COMMON>                                        10,188
<OTHER-SE>                                      35,598
<TOTAL-LIABILITIES-AND-EQUITY>                 679,538
<INTEREST-LOAN>                                 15,317
<INTEREST-INVEST>                                2,602
<INTEREST-OTHER>                                 2,904
<INTEREST-TOTAL>                                20,823
<INTEREST-DEPOSIT>                               5,215
<INTEREST-EXPENSE>                              11,668
<INTEREST-INCOME-NET>                            9,155
<LOAN-LOSSES>                                      890
<SECURITIES-GAINS>                                  12
<EXPENSE-OTHER>                                  9,036
<INCOME-PRETAX>                                  6,787
<INCOME-PRE-EXTRAORDINARY>                       6,787
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,303
<EPS-BASIC>                                       2.59
<EPS-DILUTED>                                     2.56
<YIELD-ACTUAL>                                    3.26
<LOANS-NON>                                      3,691
<LOANS-PAST>                                       482
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 6,828
<CHARGE-OFFS>                                    1,190
<RECOVERIES>                                       300
<ALLOWANCE-CLOSE>                                6,815
<ALLOWANCE-DOMESTIC>                                 0<F1>
<ALLOWANCE-FOREIGN>                                  0<F1>
<ALLOWANCE-UNALLOCATED>                              0<F1>
<FN>
<F1>ALLOWANCE-DOMESTIC, ALLOWANCE-UNASSIGNED ARE ONLY DISCLOSED ON AN ANNUAL BASIS
IN THE CORPORATION'S 10-K AND ARE THEREFORE NOT INCLUDED IN THIS FINANCIAL DATA
SCHEDULE.
</FN>