<ARTICLE> 7 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <DEBT-HELD-FOR-SALE> 0 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 9,454,275 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 9,454,275 <CASH> 520,020 <RECOVER-REINSURE> 0 <DEFERRED-ACQUISITION> 0 <TOTAL-ASSETS> 9,993,264 <POLICY-LOSSES> 9,518 <UNEARNED-PREMIUMS> 0 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 869,205 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 183,591 <OTHER-SE> 6,130,180 <TOTAL-LIABILITY-AND-EQUITY> 9,993,264 <PREMIUMS> 114,289 <INVESTMENT-INCOME> 33,374 <INVESTMENT-GAINS> 0 <OTHER-INCOME> 0 <BENEFITS> 36,043 <UNDERWRITING-AMORTIZATION> 0 <UNDERWRITING-OTHER> 51,467 <INCOME-PRETAX> (38,415) <INCOME-TAX> (13,061) <INCOME-CONTINUING> (25,354) <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (25,354) <EPS-BASIC> (.14) <EPS-DILUTED> (.14) <RESERVE-OPEN> 9,875 <PROVISION-CURRENT> 9,518 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 36,400 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 9,518 <CUMULATIVE-DEFICIENCY> 0