<ARTICLE> 5 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 6-MOS <FISCAL-YEAR-END> MAR-31-2001 MAR-31-2001 <PERIOD-START> APR-01-2000 APR-01-2000 <PERIOD-END> JUN-30-2000 SEP-30-2000 <CASH> 2,623 4,433 <SECURITIES> 0 0 <RECEIVABLES> 152,063 160,943 <ALLOWANCES> 11,271 12,589 <INVENTORY> 0 0 <CURRENT-ASSETS> 143,415 152,787 <PP&E> 6,814 6,885 <DEPRECIATION> 0 0 <TOTAL-ASSETS> 171,223 182,648 <CURRENT-LIABILITIES> 4,040 5,953 <BONDS> 97,182 103,432 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 70,001 73,263 <OTHER-SE> 0 0 <TOTAL-LIABILITY-AND-EQUITY> 171,223 182,648 <SALES> 0 0 <TOTAL-REVENUES> 26,942 55,553 <CGS> 0 0 <TOTAL-COSTS> 0 0 <OTHER-EXPENSES> 16,401 32,728 <LOSS-PROVISION> 3,912 9,067 <INTEREST-EXPENSE> 1,760 3,914 <INCOME-PRETAX> 4,869 9,844 <INCOME-TAX> 1,680 3,393 <INCOME-CONTINUING> 3,189 6,451 <DISCONTINUED> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 3,189 6,451 <EPS-BASIC> 0.17 0.35 <EPS-DILUTED> 0.17 0.34