<ARTICLE> 7 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <DEBT-HELD-FOR-SALE> 0 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 10,189,044 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 10,189,044 <CASH> 509,055 <RECOVER-REINSURE> 0 <DEFERRED-ACQUISITION> 0 <TOTAL-ASSETS> 10,728,567 <POLICY-LOSSES> 13,775 <UNEARNED-PREMIUMS> 0 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 869,205 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 183,466 <OTHER-SE> 6,570,929 <TOTAL-LIABILITY-AND-EQUITY> 10,728,567 <PREMIUMS> 171,046 <INVESTMENT-INCOME> 54,311 <INVESTMENT-GAINS> 0 <OTHER-INCOME> 0 <BENEFITS> 78,263 <UNDERWRITING-AMORTIZATION> 0 <UNDERWRITING-OTHER> 77,027 <INCOME-PRETAX> (52,330) <INCOME-TAX> (21,467) <INCOME-CONTINUING> (30,863) <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (30,863) <EPS-BASIC> (.17) <EPS-DILUTED> (.17) <RESERVE-OPEN> 13,775 <PROVISION-CURRENT> 13,775 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 74,363 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 13,775 <CUMULATIVE-DEFICIENCY> 0