<ARTICLE> 9 <LEGEND> The schedule contains summary information extracted from the September 30, 2000 Form 10-Q for Bank of America Corporation and is qualified in its entirety by reference to such financial statements. </LEGEND> <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> SEP-30-2000 <CASH> 24,395 <INT-BEARING-DEPOSITS> 5,467 <FED-FUNDS-SOLD> 33,408 <TRADING-ASSETS> 47,198 <INVESTMENTS-HELD-FOR-SALE> 79,747 <INVESTMENTS-CARRYING> 1,356 <INVESTMENTS-MARKET> 1,283 <LOANS> 402,592 <ALLOWANCE> (6,739) <TOTAL-ASSETS> 671,725 <DEPOSITS> 353,988 <SHORT-TERM> 153,851 <LIABILITIES-OTHER> 47,615 <LONG-TERM> 69,412 <PREFERRED-MANDATORY> 0 <PREFERRED> 74 <COMMON> 9,397 <OTHER-SE> 37,388 <TOTAL-LIABILITIES-AND-EQUITY> 671,725 <INTEREST-LOAN> 23,622 <INTEREST-INVEST> 3,861 <INTEREST-OTHER> 4,605 <INTEREST-TOTAL> 32,088 <INTEREST-DEPOSIT> 8,083 <INTEREST-EXPENSE> 18,340 <INTEREST-INCOME-NET> 13,748 <LOAN-LOSSES> 1,325 <SECURITIES-GAINS> 23 <EXPENSE-OTHER> 13,446 <INCOME-PRETAX> 9,641 <INCOME-PRE-EXTRAORDINARY> 9,641 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,132 <EPS-BASIC> 3.70 <EPS-DILUTED> 3.66 <YIELD-ACTUAL> 3.21 <LOANS-NON> 4,177 <LOANS-PAST> 503 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 6,828 <CHARGE-OFFS> 1,776 <RECOVERIES> 451 <ALLOWANCE-CLOSE> 6,739 <ALLOWANCE-DOMESTIC> 0<F1> <ALLOWANCE-FOREIGN> 0<F1> <ALLOWANCE-UNALLOCATED> 0<F1> <FN> <F1>(1) Allowance-Domestic, Allowance-Foreign and Allowance-Unassigned are only disclosed on an annual basis in Corporation's 10-K and are therefore not included in this Financial Data Schedule. </FN>