SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported):
January 31, 2001
THE FIRST NATIONAL BANK OF ATLANTA
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(Exact name of Registrant as specified in its charter)
(Originator of the Wachovia Credit Card Master Trust)
United States 33-95714 22-2716130
United States 33-99442-01 22-2716130
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(State or other (Commission (I.R.S. Employer
Jurisdiction of File Number) Identification No.)
Incorporation)
77 Read's Way
New Castle Corporate Commons
New Castle, Delaware 19720
(Address of principal executive offices)
Registrant's telephone number, including area code: (302) 323-2359
Item 5. Other Events
The Registrant hereby incorporates by reference the information
contained in Exhibit 28 hereto in response to this Item 5.
Item 7. Financial Statements, Pro Forma Financial Statements and Exhibits
See separate index to exhibits.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its
behalf by the undersigned hereunto duly authorized.
THE FIRST NATIONAL BANK OF ATLANTA
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(Registrant)
(Originator of the Wachovia Credit Card Master Trust)
Dated: February 27, 2001 By: David L. Gaines
Title: Comptroller
INDEX TO EXHIBITS
Exhibit
Number Exhibit
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28.1 Series 1999-1 Monthly Servicing Certificate - January 31, 2001
28.2 Monthly Series 1999-1 Certificateholders' Statement - January 31, 2001
28.3 Series 1999-2 Monthly Servicing Certificate - January 31, 2001
28.4 Monthly Series 1999-2 Certificateholders' Statement - January 31, 2001
28.5 Series 2000-1 Monthly Servicing Certificate - January 31, 2001
28.6 Monthly Series 2000-1 Certificateholders' Statement - January 31, 2001