OAKWOOD MORTGAGE INVESTORS, INC. 2000-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Feb-01
Scheduled Principal Balance of Contracts
-----------------------------------------------------------------------------------------------------------------------------------
Beginning Ending Scheduled
Principal Scheduled Prepaid Liquidated Pre-Funding Principal Gross Servicing
Balance Principal Principal Principal Balance Interest Fee
-----------------------------------------------------------------------------------------------------------------------------------
246,491,852.27 (472,691.63) (1,323,894.32) (97,414.93) 0.00 244,597,851.39 2,474,581.35 205,409.88
===================================================================================================================================
Scheduled Amount
Pass Thru Liquidation Available for Total
Interest Proceeds Distribution Distribution
- ------------------------------------------------------------------------------------------------------------------------------
2,269,171.47 55,833.29 0.00 4,327,000.59 0.00 4,327,000.59
==============================================================================================================================
Certificate Account
-----------------------------------------------------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
-----------------------------------------------------------------------------------------------------------------------------------
2,608,617.87 1,894,349.45 2,386,781.55 (6,027,902.48) 6,343.45 868,189.84
===================================================================================================================================
P&I Advances at Distribution Date
- --------------------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
- --------------------------------------------------------------------------------
1,548,241.47 -1,548,241.47 1,608,106.82 1,608,106.82
================================================================================
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: February-01
Class B Crossover Test Test Met?
- --------------------------------------------------------------------------- ---------------
(a) Remittance date on or after April 2005 N
(b) Average 60 day Delinquency rate <= 5.5% Y
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
Apr. 2005 - Sept. 2006 7% N
Oct. 2006 - Sept. 2007 8% N
Oct. 2007 - Mar. 2009 9.5% N
April 2009 and After 10.5% N
(e) Current realized loss ratio <= 3.00% Y
(f) Does subordinated cert. percentage equal or
exceed 56.840%
of stated scheduled pool balance
Beginning M balances 41,323,000.00
Beginning B balances 27,993,000.00
Overcollateralization 7,997,938.14
--------------------
77,313,938.14
Divided by beginning pool
balance 246,491,852.27
--------------------
31.366% N
====================
Average 60 day delinquency ratio:
Over 60s Pool Balance %
---------------------------------------------------------
Current Mo 7,187,777.09 244,597,851.39 2.94%
1st Preceding Mo 5,958,635.88 246,491,852.27 2.42%
2nd Preceding Mo 3,042,549.09 249,997,938.57 1.22%
Divided by 3
---------------
2.19%
===============
Cumulative loss ratio:
Cumulative losses 114,745.82
-----------------------
Divided by Initial Certificate Principal 266,597,938.14 0.043%
===============
Current realized loss ratio:
Liquidation Pool
Losses Balance
------------------------------------------
Current Mo 41,581.64 246,491,852.27
1st Preceding Mo 58,646.46 249,997,938.57
2nd Preceding Mo 14,517.72 253,822,286.49
------------------------------------------
114,745.82 250,104,025.78
0.184%
===============
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Feb-01
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over Total Delinq.
No. of Principal Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance # Balance
------------------------------------------------------------------------------------------------------------------
Excluding Repos 6,840 241,452,003.01 188 5,337,714.05 50 1,900,420.84 68 2,480,815.13 306 9,718,950.02
Repos 94 3,145,848.38 5 216,421.34 20 711,213.72 66 2,095,327.40 91 3,022,962.46
------------------------------------------------------------------------------------------------------------------
Total 6,934 244,597,851.39 193 5,554,135.39 70 2,611,634.56 134 4,576,142.53 397 12,741,912.48
==================================================================================================================
5.7%
========================
Repossession Analysis
Active Repos Reversal Current Month
Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal
# Balance # Balance # Balance # Balance
-----------------------------------------------------------------------------------------------
Excluding Repos 94 3,145,848.38 0 0.00 50 1,657,898.72 108 3,467,909.77
Repos
Total
========
5.21%
========
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Feb-01
REPOSSESSION LIQUIDATION REPORT
LIQUIDATED Net
ACCOUNT CUSTOMER PRINCIPAL SALES INSUR. Total REPOSSESSION Liquidation
NUMBER NAME BALANCE PROCEEDS REFUNDS Proceeds EXPENSES Proceeds
- ------------------------------------------------------------------------------------------------------------------------------------
0053975 MICHAEL T HONEYCUTT 7,588.77 1,600.00 0.00 1,600.00 660.00 940.00
0108597 ADRIAN TUCKER 7,595.04 1,000.00 0.00 1,000.00 660.00 340.00
2271245 BOBBY L MONEY 21,676.97 20,900.00 473.58 21,373.58 6,402.00 14,971.58
2301901 COREY D WILEY 32,531.26 30,000.00 989.79 30,989.79 6,675.00 24,314.79
2214732 PEGGY S IRVAN 28,022.89 30,400.00 187.07 30,587.07 6,687.00 23,900.07
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
---------------------------------------------------------------------------------------------------
97,414.93 83,900.00 1,650.44 85,550.44 21,084.00 64,466.44
===================================================================================================
Net Current
ACCOUNT CUSTOMER UNRECOV. FHA INSURANCE Pass Thru Period Net Cumulative
NUMBER NAME ADVANCES COVERAGE Proceeds Gain/(Loss) Gain/(Loss)
- ------------------------------------------------------------------------------------------------------------------------------------
0053975 MICHAEL T HONEYCUTT 954.71 0.00 (14.71) (7,603.48)
0108597 ADRIAN TUCKER 1,177.85 0.00 (837.85) (8,432.89)
2271245 BOBBY L MONEY 1,777.72 0.00 13,193.86 (8,483.11)
2301901 COREY D WILEY 2,740.68 0.00 21,574.11 (10,957.15)
2214732 PEGGY S IRVAN 1,982.19 0.00 21,917.88 (6,105.01)
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
------------------------------------------------------------------------------------
8,633.15 0.00 55,833.29 (41,581.64) (114,745.82)
===================================================================================================
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Feb-01
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL
Beginning Beginning Ending Principal
Senior Original Certificate Certificate Principal Shortfall Current Principal Current Shortfall Carry-
Certificates Balance Balance Carry-Over Due Principal Paid Over
- ------------------------------------------------------------------------------------------------------------------------------------
A-1 189,284,000.00 166,599,556.63 0.00 1,894,000.88 1,894,000.88 0.00
------------------------------------------------------------------------------------------------------------------
Total Certificate
Principal Bal. 189,284,000.00 166,599,556.63 0.00 1,894,000.88 1,894,000.88 0.00
==================================================================================================================
PRINCIPAL
Accelerated
Principal Ending Principal Paid
Senior Distribution Certificate Per $1,000
Certificates Amount Balance Pool Factor Denomination
- -------------------------------------------------------------------
A-1 620,987.52 164,084,568.23 86.68697% 13.28685
------------------------------------------------
Total Certificate
Principal Bal. 620,987.52 164,084,568.23
================================================
Beginning Beginning
Subordinate Original Certificate Certificate Principal Shortfall Current Principal
Certificates Balance Balance Carry-Over Due
----------------------------------------------------------------------------------
M-1 26,660,000.00 26,660,000.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 14,663,000.00 14,663,000.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 13,330,000.00 13,330,000.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 14,663,000.00 14,663,000.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 7,997,938.14 10,576,295.64
--------------------------------------------------------------------------------
Total Excluding Writedown Balances 77,313,938.14 79,892,295.64 0.00 0.00
================================================================================
All Certificates Excluding Writedown Balances 266,597,938.14 246,491,852.27 0.00 1,894,000.88
================================================================================
Accelerated
Ending Principal Current Principal
Subordinate Current Shortfall Carry- Writedown/ Distribution
Certificates Principal Paid Over (Writeup) Amount
----------------------------------------------------------------------------------
M-1 0.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 0.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 0.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 0.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance (620,987.52)
----------------------------------------------------------------------------------
Total Excluding Writedown Balances 0.00 0.00 0.00 (620,987.52)
==================================================================================
All Certificates Excluding Writedown Balances 1,894,000.88 0.00 0.00 0.00
==================================================================================
Ending Principal Paid
Subordinate Certificate Per $1,000
Certificates Balance Pool Factor Denomination
-------------------------
M-1 26,660,000.00 100.00000% 0.00000
M-1 Outstanding Writedown 0.00
M-2 14,663,000.00 100.00000% 0.00000
M-2 Outstanding Writedown 0.00
B-1 13,330,000.00 100.00000% 0.00000
B-1 Outstanding Writedown 0.00
B-2 14,663,000.00 100.00000% 0.00000
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 11,197,283.16
-------------------------
Total Excluding Writedown Balances 80,513,283.16
=========================
All Certificates Excluding Writedown Balances 244,597,851.39
=========================
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REPORTING MO. MONTH Feb-01
CERTIFICATE INTEREST ANALYSIS
Current Interest
Pass Beginning Carry- Carry-Over Ending Paid Per
Senior Through Over Priority Current Priority Priority Interest Carry-Over 1000 Total Class
Certificates Rate Interest Balance Interest Accrual Accrual Paid Balance Denomination Distribution
-------------------------------------------------------------------------------------------------------------------------
A-1 7.7200% 0.00 1,071,790.48 0.00 1,071,790.48 0.00 5.66234 3,586,778.88
---------------------------------------------------------------------------- ----------------
Total 0.00 1,071,790.48 0.00 1,071,790.48 0.00 3,586,778.88
============================================================================ ================
Current
Pass Beginning Carry- Carry-Over
Subordinate Through Over Priority Current Priority Priority Interest Priority Interest
Certificates Rate Interest Balance Interest Accured Accured Paid
----------------------------------------------------------------------------------------------------
M-1 8.4900% 0.00 188,619.50 0.00 188,619.50
M-2 8.9000% 0.00 108,750.58 0.00 108,750.58
B-1 9.4200% 0.00 104,640.50 0.00 104,640.50
B-2 10.5000% 0.00 128,301.25 0.00 128,301.25
X 2,651,642.16 662,569.16 0.00 0.00
R 0.00 0.00 0.00 0.00
Service Fee 1.0000% 0.00 205,409.88 0.00 205,409.88
Current Trustee Fees 4,500.00
--------------------------------------------------------------------------------------
Total 2,651,642.16 1,398,290.87 0.00 740,221.71
======================================================================================
All Certificates 2,651,642.16 2,470,081.35 0.00 1,812,012.19
======================================================================================
Ending Beginning Current
Carry-Over Carry-Over Current Carry-Over
Subordinate Priority Interest Writedown Writedown Writedown Writedown
Certificates Balance Int. Balance Int. Accrued Int. Accrued Interest Paid
--------------------------------------------------------------------------------------------------------------
M-1 0.00 0.00 0.00 0.00 0.00
M-2 0.00 0.00 0.00 0.00 0.00
B-1 0.00 0.00 0.00 0.00 0.00
B-2 0.00 0.00 0.00 0.00 0.00
X 3,314,211.32
R 0.00
Service Fee 0.00
Current Trustee Fees
------------------------------------------------------------------------------------------------------------
Total 3,314,211.32 0.00 0.00 0.00 0.00
============================================================================================================
All Certificates 3,314,211.32 0.00 0.00 0.00 0.00
============================================================================================================
Ending Interest
Carry-Over Paid Per
Subordinate Writedown 1000 Total Class
Certificates Int. Balance Denomination Distribution
---------------------------------------------------------
M-1 0.00 7.07500 188,619.50
M-2 0.00 7.41667 108,750.58
B-1 0.00 7.85000 104,640.50
B-2 0.00 8.75000 128,301.25
X 0.00
R 0.00
Service Fee 205,409.88
Current Trustee Fees 4,500.00
------------------- ---------------
Total 0.00 740,221.71
=================== ===============
All Certificates 0.00 4,327,000.59
=================== ===============
Cumulative X Interest Shortfall 3,314,211.32
Cumulative Accelerated Prin. Disb. (3,199,465.50)
----------------
Cumulative Losses 114,745.82
================