SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549



                                    FORM 8-K



              CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934



                Date of Report (Date of earliest event reported):
                                 April 18, 2001




                              WACHOVIA CORPORATION
             (Exact name of registrant as specified in its charter)




        NORTH CAROLINA                   No. 1-9021            No. 56-1473727
(State or other jurisdiction of   (Commission File Number)      (IRS Employer
        incorporation)                                       Identification No.)



                 100 North Main Street, Winston-Salem, NC 27101
                   191 Peachtree Street NE, Atlanta, GA 30303
                    (Address of principal executive offices)




               Registrant's telephone number, including area code:
                           Winston-Salem 336-770-5000
                              Atlanta 404-332-5000



                                 Not applicable.
          (Former name or former address, if changed since last report)




Items 1 - 4.      Not Applicable.

Item 5.           Other Events

                  On April 18, 2001, Wachovia Corporation issued a press release
                  concerning its earnings and results for the first quarter of
                  2001.

Item 6.           Not Applicable.

Item 7.           Exhibits.

                  99.1     Press Release, dated April 18, 2001, issued by
                  Wachovia Corporation.

                                    SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                WACHOVIA CORPORATION


                                By: /s/ Robert S. McCoy, Jr.
                                    ------------------------
                                Name: Robert S. McCoy, Jr.
                                Title: Vice Chairman and Chief Financial Officer

Date: April 18, 2001