Exhibit 23

                         INDEPENDENT AUDITORS' CONSENT


The Board of Directors
World Acceptance Corporation


We consent to incorporation by reference in the registration statements (Nos.
33-52166, 33-98938 and 333-14399) on Form S-8 of World Acceptance Corporation of
our report dated April 24, 2001, relating to the consolidated balance sheets of
World Acceptance Corporation and subsidiaries as of March 31, 2001 and 2000, and
the related consolidated statements of operations, shareholders' equity, and
cash flows for each of the years in the three-year period ended March 31, 2001,
which report appears in the March 31, 2001 annual report on Form 10-K of World
Acceptance Corporation.


                                                                    /s/ KPMG LLP
Greenville, South Carolina
June 28, 2001