SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported):
January 22, 2002
BANK OF AMERICA CORPORATION
(Exact name of registrant as specified in its charter)
Delaware
(State or other jurisdiction of incorporation or organization)
1-6523
(Commission File Number)
56-0906609
(IRS Employer Identification No.)
100 North Tryon Street
Charlotte, North Carolina
(Address of principal executive offices)
28255
(Zip Code)
(888) 279-3457
(Registrant's telephone number, including area code)
ITEM 5. OTHER EVENTS.
On January 22, 2002, Bank of America Corporation (the "Registrant")
announced financial results for the fourth quarter ended December 31,
2001, reporting earnings of $2.06 billion and earnings per common share
of $1.28. A copy of the press release announcing the Registrant's
results for the fourth quarter ended December 31, 2001 and for the full
year 2001 is attached hereto as Exhibit 99.1 and incorporated by
reference herein.
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibits.
The following exhibits are filed herewith:
EXHIBIT NO. DESCRIPTION OF EXHIBIT
99.1 Press Release dated January 22, 2002 with respect to the
Registrant's financial results for the fourth quarter ended
December 31, 2001 and for the full year 2001
99.2 Supplemental Information prepared for use on January 22, 2002 in
connection with financial results for the fourth quarter ended
December 31, 2001 and the full year 2001
99.3 Script prepared for use on January 22, 2002 by James H. Hance,
Jr., Vice Chairman and Chief Financial Officer, discussing
financial results for the fourth quarter ended December 31, 2001
and for the full year 2001, and financial and strategic goals for
Fiscal Year 2002 (the "Script")
ITEM 9. REGULATION FD DISCLOSURE.
On January 22, 2002, the Registrant held an investor conference and
webcast to discuss financial results for the fourth quarter ended
December 31, 2001 and for the full year 2001 as well as financial and
strategic goals for 2002. The Supplemental Information package for use
at this conference is furnished herewith as Exhibit 99.2 and
incorporated by reference in Item 9. The Script prepared for use by Mr.
Hance at this conference is furnished herewith as Exhibit 99.3 and
incorporated by reference in Item 9. All information in the
Supplemental Information package and Script is presented as of January
22, 2002, and the Registrant does not assume any obligation to update
said information in the future.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.
BANK OF AMERICA CORPORATION
By: /s/ Marc D. Oken
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Marc D. Oken
Executive Vice President and
Principal Financial Executive
Dated: January 22, 2002
EXHIBIT INDEX
EXHIBIT NO. DESCRIPTION OF EXHIBIT
99.1 Press Release dated January 22, 2002 with respect to the
Registrant's financial results for the fourth quarter ended
December 31, 2001 and for the full year 2001
99.2 Supplemental Information prepared for use on January 22, 2002 in
connection with financial results for the fourth quarter ended
December 31, 2001 and the full year 2001
99.3 Script prepared for use on January 22, 2002 by James H. Hance,
Jr., Vice Chairman and Chief Financial Officer, discussing
financial results for the fourth quarter ended December 31, 2001,
for the full year 2001, and financial and strategic goals for
Fiscal Year 2002