Exhibit 25.1
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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM T-1
STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939 OF A
CORPORATION DESIGNATED TO ACT AS TRUSTEE
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CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO
SECTION 305(b) (2)
WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION
(Exact name of trustee as specified in its charter)
A U.S. National Banking Association 41-1592157
(Jurisdiction of incorporation or (I.R.S. Employer
organization if not a U.S. national Identification No.)
bank)
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479
(Address of principal executive offices) (Zip code)
Stanley S. Stroup, General Counsel
WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479
(612) 667-1234
(Agent for Service)
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JACOBS ENTERTAINMENT, INC.
(Exact name of obligor as specified in its charter)
Delaware 34-1959351
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
240 Main Street
Black Hawk, Colorado 80422
Address of principal executive offices) (Zip code)
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11 7/8% Senior Secured Notes due 2009
(Title of the indenture securities)
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Item 1. General Information. Furnish the following information as to the
trustee:
(a) Name and address of each examining or supervising
authority to which it is subject.
Comptroller of the Currency
Treasury Department
Washington, D.C.
Federal Deposit Insurance Corporation
Washington, D.C.
The Board of Governors of the Federal Reserve System
Washington, D.C.
(b) Whether it is authorized to exercise corporate trust
powers.
The trustee is authorized to exercise corporate trust
powers.
Item 2. Affiliations with Obligor. If the obligor is an affiliate of the
trustee, describe each such affiliation.
None with respect to the trustee.
No responses are included for Items 3-14 of this Form T-1 because the obligor is
not in default as provided under Item 13.
Item 15. Foreign Trustee. Not applicable.
Item 16. List of Exhibits. List below all exhibits filed as a part of this
Statement of Eligibility. Wells Fargo Bank incorporates by reference
into this Form T-1 the exhibits attached hereto.
Exhibit 1. a. A copy of the Articles of Association of the
trustee now in effect.***
Exhibit 2. a. A copy of the certificate of authority of the
trustee to commence business issued June 28, 1872,
by the Comptroller of the Currency to The
Northwestern National Bank of Minneapolis.*
b. A copy of the certificate of the Comptroller of
the Currency dated January 2, 1934, approving the
consolidation of The Northwestern National Bank of
Minneapolis and The Minnesota Loan and Trust
Company of Minneapolis, with the surviving entity
being titled Northwestern National Bank and Trust
Company of Minneapolis.*
c. A copy of the certificate of the Acting
Comptroller of the Currency dated January 12,
1943, as to change of corporate title of
Northwestern National Bank and Trust Company of
Minneapolis to Northwestern National Bank of
Minneapolis.*
d. A copy of the letter dated May 12, 1983 from the
Regional Counsel, Comptroller of the Currency,
acknowledging receipt of notice of name
change effective May 1, 1983 from Northwestern
National Bank of Minneapolis to Norwest Bank
Minneapolis, National Association.*
e. A copy of the letter dated January 4, 1988 from
the Administrator of National Banks for the
Comptroller of the Currency certifying approval of
consolidation and merger effective January 1, 1988
of Norwest Bank Minneapolis, National Association
with various other banks under the title of
"Norwest Bank Minnesota, National Association."*
f. A copy of the letter dated July 10, 2000 from the
Administrator of National Banks for the
Comptroller of the Currency certifying approval of
consolidation effective July 8, 2000 of Norwest
Bank Minnesota, National Association with various
other banks under the title of "Wells Fargo Bank
Minnesota, National Association."****
Exhibit 3. A copy of the authorization of the trustee to exercise
corporate trust powers issued January 2, 1934, by the
Federal Reserve Board.*
Exhibit 4. Copy of By-laws of the trustee as now in effect.***
Exhibit 5. Not applicable.
Exhibit 6. The consent of the trustee required by Section 321(b) of
the Act.
Exhibit 7. Consolidated Reports of Condition and Income attached
Exhibit 8. Not applicable.
Exhibit 9. Not applicable.
* Incorporated by reference to exhibit number 25.1(b) filed with
registration statement number 333-74872.
*** Incorporated by reference to exhibit T3G filed with
registration statement number 022-22473.
**** Incorporated by reference to exhibit number 2f to the
trustee's Form T-1 filed as exhibit 25.1 to the Current Report
Form 8-K dated September 8, 2000 of NRG Energy Inc. file
number 001-15891.
SIGNATURE
Pursuant to the requirements of the Trust Indenture Act of 1939, as amended, the
trustee, Wells Fargo Bank Minnesota, National Association, a national banking
association organized and existing under the laws of the United States of
America, has duly caused this statement of eligibility to be signed on its
behalf by the undersigned, thereunto duly authorized, all in the City of
Minneapolis and State of Minnesota on the 4th day of October, 2002.
WELLS FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
By: /s/ Robert L. Reynolds
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Robert L. Reynolds
Vice President
EXHIBIT 6
October 4, 2002
Securities and Exchange Commission
Washington, D.C. 20549
Gentlemen:
In accordance with Section 321(b) of the Trust Indenture Act of 1939, as
amended, the undersigned hereby consents that reports of examination of the
undersigned made by Federal, State, Territorial, or District authorities
authorized to make such examination may be furnished by such authorities to the
Securities and Exchange Commission upon its request therefor.
Very truly yours,
WELLS FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
By: /s/ Robert L. Reynolds
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Robert L. Reynolds
Vice President
Exhibit 7
Board of Governors of Vie Federal Reserve System
OMB Number: 7100-0036
Federal Deposit Insurance Corporation
OMB Number: 3064-0052
Office of the Comptroller of the Currency
OMB Number: 1557-0081
Expires March 31, 2006
Federal Financial Institutions Examination Council
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Please refer to page i, [1]
Table Of Contents, for
the required disclosure
of estimated burden.
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Consolidated Reports of Condition and Income for
A Bank With Domestic and Foreign Offices-FFIEC 031
Report at the close of business June 30, 2002
This report is required by law: 12 U.S.C. ss.324 (State member banks); 12
U.S.C. ss.1817 (State nonmember banks); and 12 U.S.C. ss.161 (National banks).
20020630
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(RCRI 9999)
This report form is to be filed by banks with branches and consolidated
subsidiaries in U.S. territories and possessions, Edge and Agreement
subsidiaries, foreign branches, consolidated foreign subsidiaries, or
International Banking Facilities.
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NOTE: The Reports of Condition and Income must be signed by an authorized
officer and the Report of Condition must be attested to by not less than two
directors (trustees) for State nonmember banks and three directors for State
member and National banks.
I, Karen B. Martin, Vice President
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Name and Title of Officer Authorized to Sign Report
of the named bank do hereby declare that the Reports of Condition and Income
(including the supporting schedules) for this report date have been prepared in
conformance with the instructions issued by the appropriate Federal regulatory
authority and are true to the beat of my knowledge and belief.
/s/ Karen B. Martin
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Signature of Officer Authorized to Sign Report
7/18/02
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Date of Signature
The Reports of Condition and Income are to be prepared in accordance with
Federal regulatory authority instructions.
We, the undersigned directors (trustees), attest to the correctness of the
Report of Condition (including the supporting schedules) for this report date
and declare that it has been examined by us and to the best of our knowledge and
belief has been prepared in conformance with the instructions issued by the
appropriate Federal regulatory authority and is true and correct.
/s/ Jon Campbell
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Director (Trustee)
/s/ Marilyn Dahl
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Director (Trustee)
/s/ Gerald Stenson
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Director (Trustee)
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Submission of Reports
Each bank must prepare Its Reports of Condition and Income either:
(a) in electronic form and then file the computer data file directly with the
banking agencies' collection agent, Electronic Data Systems Corporation
(EDS), by modem or on computer diskette; or
(b) in hard-copy (paper) form and arrange for another party to convert the
paper report to electronic form. That party (if other than EDS) must
transmit the bank's computer data file to EDS.
(if other than EDS) must transmit the bank's computer data file to EDS.
For electronic filing assistance, contact EDS Call Report Services, 2150 N.
Prospect Ave., Milwaukee, WI 53202, telephone (800) 255-1571.
To fulfill the signature and attestation requirement for the Reports of
Condition and Income for this report date, attach this signature page (or a
photocopy or a computer-generated version of this page) to the hard-copy record
of the completed report that the bank places in its files.
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FDIC Certificate Number: 05208
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(RCRI 9050)
http://www.wellsfargo.com
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Primary Internet Web Address of Bank
(Home Page), if any (TEXT4087)
(Example: www.examplebank.com)
Wells Fargo Bank Minnesota, N.A.
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Legal Title of Bank (TEXT 9010)
Minneapolis
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City (TEXT 9130)
MN 55479
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State Abbrev. (TEXT 9200) Zip Code (TEXT 9220)
Board of Governors of the Federal Reserve System, Federal Deposit Insurance
Corporation, Office of the Comptroller of the Currency
FFIEC 031
Consolidated Reports of Condition and Income for Page i
A Bank With Domestic and Foreign Offices [2]
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Table of Contents
Signature Page Cover
Report of Income
Schedule RI - Income Statement__________________________ RI-1, 2, 3
Schedule RI-A - Changes in Equity Capital_______________ RI-4
Schedule RI-B - Charge-offs and Recoveries on Loans and Leases
and Changes in Allowance for Loan and Lease Losses______ RI-4, 5
Schedule RI-D -Income from International Operations_____ RI-6
Schedule RI-E - Explanations____________________________ RI-7, 8
Disclosure of Estimated Burden
The estimated average burden associated with this information collection is 36.8
hours per respondent and is estimated to vary from 15 to 550 hours per response,
depending on individual circumstances. Burden estimates include the time for
reviewing instructions, gathering and maintaining data in the required form, and
completing the information collection, but exclude the time for compiling and
maintaining business records in the normal course of a respondent's activities.
A Federal agency may not conduct or sponsor, and an organization (or a person)
is not required to respond to a collection of information, unless it displays a
currently valid OMB control number. Comments concerning the accuracy of this
burden estimate and suggestions for reducing this burden should be directed to
the Office of Information and Regulatory Affairs, Office of Management and
Budget, Washington, D.C. 20503, and to one of the following:
Secretary
Board of Governors of the Federal Reserve System
Washington, D.C. 20551
Legislative and Regulatory Analysis Division
Office of the Comptroller of the Currency
Washington, D.C. 20219
Assistant Executive Secretary
Federal Deposit Insurance Corporation
Washington, D.C. 20429
Report of Condition
Schedule RC - Balance Sheet_________________________ RC-1, 2
Schedule RC-A - Cash and Balances Due From
Depository Institutions____________________________ RC-3
Schedule RC-B - Securities__________________________ RC-3, 4, 5
Schedule RC-C - Loans and Lease Financing Receivable:
Part I. Loans and Leases___________________________ RC-6, 7
Part II. Loans to Small Businesses and Small Farms
(to be completed for the June report only; not
included in the forms for the September and December
report_____________________________________________ RC-7a, 7b
Schedule RC-D - Trading Assets and Liabilities
(to be completed only by selected bank)____________ RC-8
Schedule RC-E - Deposit Liabilities_________________ RC-9, 10
Schedule RC-F - Other Assets________________________ RC-11
Schedule RC-G - Other Liabilities___________________ RC-11
Schedule RC-H -Selected Balance Sheet Items for
Domestic Offices___________________________________ RC-12
Schedule RC-1 - Assets and Liabilities of___________ RC-12
Schedule RC-K - Quarterly Averages__________________ RC-13
Schedule RC-L - Derivatives and
Off-Balance Sheet Items____________________________ RC-14,15
Schedule RC-M - Memoranda___________________________ RC-16
Schedule RC-N - Past Due and Nonaccrual Loans,
Leases, and Other Assets___________________________ RC-17, 18
Schedule RC-O - Other Data for Deposit Insurance
and FICO Assessments_______________________________ RC-19, 20
Schedule RC-R - Regulatory Capital__________________ RC-21,22, 23,24
Schedule RC-S - Servicing, Securitization,
and Asset Sales Activities_________________________ RC-25,26,27
Schedule RC-T - Fiduciary and Related Services______ RC-28, 29, 30
Optional Narrative Statement Concerning the Amounts
Reported in the Reports of Condition and Income____ RC-31
Special Report (to be completed by all banks)
For information or assistance, National and State nonmember banks should contact
the FDIC's Reports Analysis and Quality Control Section, 550 17th Street, NW,
Washington, D.C. 20429, toll free on (800) 688-FDIC(3342), Monday through Friday
Wells Fargo Bank Minnesota, N.A. FFIEC 031
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Legal Title of Bank
Minneapolis [3]
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City
MN 55479
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State Zip Code
FDIC Certificate Number- 05208
Consolidated Report of Income
for the period January 1, 2002 - June 30, 2002
All Report of Income schedules are to be reported on a calendar year-to-date
basis in thousands of dollars.
Schedule RI--Income Statement
Dollar Amounts in Thousands RIAD Bil Mil Thou
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1. Interest Income:
a. Interest and fee income on loans:
(1) In domestic offices:
(a) Loans secured by real estate 4011 735,070 1.a.1.a
(b) Loans to finance agricultural production and other loans to farmers 4024 6,627 1.a.1.b
(c) Commercial and industrial loans 4012 177,376 1.a.1.c
(d) Loans to individuals for household, family, and other personal expendiatures:
(1) Credit cards B485 47,838 1.a.1.d.1
(2) Other (includes single payment, installment, all student loans, and
revolving credit plans other than credit cards) B486 39,778 1.a.1.d.2
(e) Loans to foreign governments and official institutions 4056 0 1.a.1.e
(f) All other loans in domestic offices B487 100,015 1.a.1.f
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs 4059 38 1.a.2
(3) Total interest and fee income on loans (sum of items 1.a.(1)(a) through 1.a.(2)) 4010 1,106,742 1.a.3
b. Income from lease financing receivables 4085 80,605 1.b
c. Interest income on balances due from depository institutions: (1) 4115 389 1.c
d. Interest and dividend income on securities:
(1) U.S. Treasury securities and U.S. Government agency obligations (excluding
mortgage-backed securities) B488 9,379 1.d.1
(2) Mortgage-backed securities B489 38,530 1.d.2
(3) All other securities (includes securities issued by states and political
subdivisions in the U.S.) 4060 15,281 1.d.3
e. Interest income from trading assets 4069 149 1.e
f. Interest income on federal funds sold and securities purchased under agreements
to resell 4020 106,826 1.f
g. Other interest income 4518 6,596 1.g
h. Total interest income (sum of items 1.a.(3) through 1.g) 4107 1,364,497 1.h
2. Interest expense:
a. Interest on deposits:
(1) Interest on deposits in domestic offices:
(a) Transaction accounts (NOW accounts, ATS accounts, and
telephone and preauthorized transfer accounts) 4508 606 2.a.1.a
(b) Nontransaction accounts:
(1) Savings deposits (includes MMDAs) 0093 39,085 2.a.1.b.1
(2) Time deposits of $100,000 or more A517 5,134 2.a.1.b.2
(3) Time deposits of less than $100,000 A518 33,048 2.a.1.b.3
(2) Interest on deposits in foreign offices, Edge and Agreement
subsidiaries, and IBFs 4172 102,408 2.a.2
b. Expense of federal funds purchased and securities sold under agreements to
repurchase 4180 62,533 2.b
c. Interest on trading liabilities and other borrowed money 4185 70,989 2.c
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(1) Includes interest income on time certificates of deposits not held for
trading.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
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Legal Title of Bank RI-2
FDIC Certificate Number-05208 [4]
Schedule RI-Continued
Year-to-date
Dollar Amounts in Thousands RIAD Bil Mil Thou
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2. Interest expense (continued):
d. Interest on subordinated notes and debentures 4200 1 2.d
e. Total interest expense (sum of items 2.a through 2.d) 4073 313,804 2.e
3. Net interest income (item 1.h minus 2.e) 4074 1,050,693 3
4. Provision for loan and lease losses 4230 62,820 4
5. Noninterest income:
a. Income from fiduciary activities (1) 4070 130,341 5.a
b. Service charges on deposit accounts in domestic offices 4060 79,988 5.b
c. Trading revenue (2) A220 912 5.c
d. Investment banking, advisory, brokerage, and underwriting fees
and commissions B490 64,421 5.d
e. Venture capital revenue B491 0 5.e
f. Net servicing fees B492 0 5.f
g. Net securitization income B493 0 5.g
h. Insurance commissions and fees B494 32,288 5.h
i. Net gains (losses) on sales of loans and leases 5416 0 5.i
j. Net gains (losses) on sales of other real estate owned 5415 251 5.j
k. Net gains (losses) on sales of other assets (excluding securities) B496 (65,968) 5.k
l. Other noninterest income* B497 230,764 5.1
m. Total noninterest income (sum of items 5.a through 5.l) 4079 472,997 5.m
6. a. Realized gains (losses) on held-to-maturity securities 3521 0 6.a
b. Realized gains (losses) on available-for-sale securities 3196 2,214 6.b
7. Noninterest expense:
a. Salaries and employee benefits 4135 271,968 7.a
b. Expenses of premises and fixed assets (net of rental income)
(excluding salaries and employee benefits and mortgage interest) 4217 57,529 7.b
c. (1) Goodwill impairment losses C216 0 7.c.1
(2) Amortization expense and impairment losses for
other intangible assets C232 221 7.c.2
d. Other noninterest expense* 4092 390,493 7.d
e. Total noninterest expense (sum of items 7.a through 7.d) 4093 720,211 7.e
8. Income (loss) before income taxes and extraordinary
items, and other adjustments (item 3 plus or minus items 4, 5.m,
6.a, 6.b, and 7.e) 4301 742,873 8
9. Applicable income taxes (on item 8) 4302 266,753 9
10.Income (loss) before extraordinary items and other adjusments
(item 8 minus item 9) 4300 476,120 10
11.Extraordinary items and other adjustments, net of income taxes* 4320 0 11
12. Net income (loss) (sum of items 10 and 11) 4340 476,120 12
* Describe on Schedule RI-E - Explanations.
(1) For banks required to complete Schedule RC-T, items 12 through 19, income
from fiduciary activities reported in Schedule RI, item 5.a, must equal the
amount reported in Schedule RC-T, item 19.
(2) For banks required to complete Schedule RI, Memorandum item 8, trading
revenue reported in Schedule RI, item 5.c must equal the sum of Memorandum
items 8.a through 8.d.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
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Legal Title of Bank
FDIC Certificate Number-05208 [5]
Schedule RI--Continued
Year-to-Date
Memoranda Dollar Amounts in Thousands RIAD Bil Mil Thou
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1. Interest expense incurred to carry tax-exempt securities, loans, and leases acquired after
August 7, 1986, that is not deductible for federal income tax purposes 4513 209 M.1
2. Income from the sale and servicing of mutual funds and annuities in domestic offices
(included in Schedule RI, item 8) 8431 53,657 M.2
3. Income on tax-exempt loans and leases to states and political subdivision in
the U.S. (included in Schedule RI, items 1.a and 1.b) 4313 1,013 M.3
4. Income on tax-exempt securities issued by states and political subdivisions in the U.S.
(included in Schedule RI, item 1.d.(3)) 4507 5,610 M.4
5. Number of full-time equivalent employees at end of current period (round to Number
nearest whole number) 4150 7,210 M.5
6. Not applicable
7. If the reporting bank has restated its balance sheet as a result of applying push down CCYY / MM / DD
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accounting this calendar year, report the date of bank's acquisition (1) 9106 N/A M.7
8. Trading revenue (from cash instruments and derivative instruments)
(sum of Memorandum items 8.a through 8.d must equal Schedule RI, item 5.c)
(To be completed by banks that reported average trading assets
(Schedule RC-K, item 7) of $2 million or more for any quarter of the
preceding calendar year.): RIAD Bil Mil Thou
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a. Interest rate exposures 8757 912 M.8.a
b. Foreign exchange exposures 8758 0 M.8.b
c. Equity security and index exposures 8759 0 M.8.c
d. Commodity and other exposures 8760 0 M.8.d
9. Impact on income of derivatives held for purposes other than trading: RIAD Bil Mil Thou
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a. Net increase (decrease) to interest income 8761 0 M.9.a
b. Net (increase) decrease to interest expense 8762 0 M.9.b
c. Other (noninterest) allocations 8763 0 M.9.c
10. Credit losses on derivatives (see instructions) A251 0 M.10
11. Does the reporting bank have a Subchapter S election in effect for YES / NO
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federal income tax purposes for the current tax year? A530 NO M.11
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(1) For example, a bank acquired on June 1, 2001, would report 20010601
Wells Fargo Bank Minnesota, N.A. FFIEC 031
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Legal Title of Bank
FDIC Certificate Number-05208 [6]
Schedule RI-A--Changes in Equity Capital
Indicate decreases and losses in parentheses.
Dollar Amounts in Thousands RIAD | Bil | Mil | Thou
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1. Total equity capital most recently reported for the December 31, 2001, Reports of
Condition and Income (i.e., after adjustments from amended Reports of Income) _____________ 3217 3,191,226 1
2. Restatements due to corrections of material accounting errors and
changes in accounting principles* _________________________________________________________ B507 0 2
3. Balance end of previous calendar year as restated (sum of items 1 and 2) __________________ B508 3,191,226 3
4. Net income (loss) (must equal Schedule RI, item 12) _______________________________________ 4340 476,120 4
5. Sale, conversion, acquisition, or retirement of capital stock, net
(excluding treasury stock transactions) ___________________________________________________ B509 0 5
6. Treasury stock transactions, net __________________________________________________________ B510 0 6
7. Changes incident to business combinations, net_____________________________________________ 4356 0 7
8. LESS: Cash dividends declared on preferred stock __________________________________________ 4470 0 8
9. LESS: Cash dividends declared on common stock _____________________________________________ 4460 300,000 9
10. Other comprehensive income (1) ___________________________________________________________ B511 14,166 10
11. Other transactions with parent holding company*
(not included in items 5, 6, 8, or 9 above) ______________________________________________ 4415 0 11
12. Total equity capital end of current period
(sum of items 3 through 11) (must equal Schedule RC, item 28) ____________________________ 3210 3,381,512 12
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* Describe on Schedule RI-E - Explanations.
(1) Includes changes in net unrealized holding gains (losses) on
available-for-sale securities, changes in accumulated net gains (losses) on
cash flow hedges, foreign currency translation adjustments, and changes in
minimum pension liability adjustments.
Schedule RI-B-Charge-offs and Recoveries on Loans and Leases and Changes in
Allowance for Loan and Lease Losses
Part 1. Charge-offs and Recoveries on Loans and Leases
Part I excludes charge-offs and recoveries through the allocated transfer risk
reserve.
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(Column A ) (Column B )
Charge-offs (1) Recoveries
-----------------------------------
Calendar year-to-date
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Dollar Amounts in Thousands RIAD|Bil|Mil|Thou RIAD|Bil|Mil|Thou
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1. Loans secured by real estate:
a. Construction, land development, and other land loans
in domestic offices _____________________________________________________________ 3582 32 3583 19 1.a
b. Secured by farmland in domestic offices _________________________________________ 3584 31 3585 41 1.b
c. Secured by 1-4 family residential properties in domestic offices:
(1) Revolving, open-end loans secured by 1-4 family residential properties
and extended under lines of credit ______________________________________ 5411 310 5412 33 1.c.1
(2) Closed-end loans secured by 1-4 family residential properties:
(a) Secured by first liens ______________________________________________ C234 1,130 C217 28 1.c.2.a
(b) Secured by junior liens______________________________________________ C235 76 C218 273 1.c.2.b
d. Secured by multifamily (5 or more) residential properties
in domestic offices _____________________________________________________________ 3588 0 3589 0 1.d
e. Secured by nonfarm nonresidential properties in domestic offices ________________ 3590 1,636 3891 197 1.e
f. In foreign offices ______________________________________________________________ B512 0 B513 0 1.f
2. Loans to depository institutions and acceptances of other banks:
a. To U.S. banks and other U.S. depository institutions ____________________________ 4653 0 4663 0 2.a
b. To foreign banks ________________________________________________________________ 4654 0 4664 0 2.b
3. Loans to finance agricultural production and other loans to farmers _________________ 4655 181 4665 451 3
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) ___________________________________________________ 4645 43,851 4617 5,483 4.a
b. To non-U.S. addressees (domicile) _______________________________________________ 4646 0 4618 0 4.b
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(1) Include write-downs arising from transfers of loans to a held-for-sale
account.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- -------------------------------- RI-5
Legal Title of Bank
FDIC Certificate Number - 05208 [7]
Schedule RI-B--Continued
Part 1. Continued (Column A) (Column B)
Charge-offs (1) Recoveries
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Calendar year-to-date
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Dollar Amounts in Thousands RIAD Bil Mil Thou RIAD Bil Mil Thou
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5. Loans to individuals for household, family, and other
personal expenditures:
a. Credit cards _________________________________________ B514 19,535 B515 1,108 5.a
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b. Other (includes single payment, installment, all
student loans and revolving credit plans other
than credit cards) ___________________________________ B516 9,109 B517 4,130 5.b
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6. Loans to foreign governments and official
institutions ____________________________________________ 4643 0 4627 0 6
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7. All other loans _________________________________________ 4644 33 4628 9 7
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8. Lease financing receivables:
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a. To U.S. addressees (domicile) ________________________ 4658 0 4668 1 8.a
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b. To non-U.S. addressees (domicile) ____________________ 4659 0 4669 0 8.b
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9. Total (sum of items 1 through 8) ________________________ 4635 75,924 4605 11,773 9
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Memoranda
Part 1. Continued
(Column A) (Column B)
Charge-offs (1) Recoveries
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Calendar year-to-date
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Dollar Amounts in Thousands RIAD Bil Mil Thou RIAD Bil Mil Thou
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1. Loans to finance commercial real estate, construction,
and land development activities (not secured by real
estate) included in Schedule RI-B, part I, items 4
and 7, above ____________________________________________ 5409 0 5410 0 M.1
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2. Loans secured by real estate to non-U.S. addresses
(domicile) (included in Schedule RI-B, part I, Item
1, above): ______________________________________________ 4652 0 4662 0 M.2
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(1) Include write-downs arising from transfers of loans to a held-for-sale
account.
Part II. Changes in Allowance for Loan and Lease Losses
Dollar Amounts in Thousands RIAD Bil Mil Thou
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1. Balance most recently reported for the December 31, 2001, Reports of
Condition and Income (i.e., after adjustments from amended Reports of
Income) __________________________________________________________________ B522 281,751 1
2. Recoveries (must equal part I, Item 9, column B above) ___________________ 4605 11,773 2
3. LESS: Charge-offs (must equal part 1, item 9, column A above
less Schedule RI-B, part 11, item 4) ____________________________________ C079 75,924 3
4. LESS Write-downs arising from transfers of loans to a held-for-sale
account _________________________________________________________________ 5523 0 4
5. Provision for loan and lease losses (must equal Schedule RI, item 4) _____ 4230 62,820 5
6. Adjustments * (see instructions for this schedule) _______________________ C233 (23,646) 6
7. Balance end of current period (sum of items 1, 2, 5, and 6, less items
3 and 4) (must equal Schedule RC, item 4.c) ______________________________ 3123 256,774 7
- -----------
* Describe on Schedule RI-E--Explanations.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ------------------------------------
Legal Title of Bank RI-6
FDIC Certificate Number- 05208 [8]
Schedule RI-D-Income from International Operations
For all banks with foreign offices, Edge or Agreement subsidiaries, or IBFs
where international operations account for more than 10 percent of total
revenues, total assets, or net income.
Year-to-Date
Dollar Amounts in Thousands RIAD | Bil | Mill | Thou
- --------------------------------------------------------------------------------------------------------------------
1. Interest income and expense attributable to international operations:
------------------------
a. Gross interest income B523 N/A 1.a
---------------------------------------------------------------------------------------
b. Gross interest expense B524 N/A 1.b
----------------------------------------------------------------------------------------
2. Net interest income attributable to international operations (item 1.a minus 1.b) B525 N/A 2.
--------------------------------
3. Noninterest income and expense attributable to international operations:
------------------------
a. Noninterest income attributable to international operations 4097 N/A 3.a
---------------------------------------------------
b. Provision for loan and lease losses attributable to international operations 4235 N/A 3.b
----------------------------------
c. Other noninterest expense attributable to international operations 4239 N/A 3.c
-------------------------------------------
d. Net noninterest income (expense) attributable to international operations
(item 3.a minus 3.b and 3.c) 4843 N/A 3.d
----------------------------------------------------------------------------------
4. Estimated pretax income attributable to international operations before
capital allocation adjustment (sum of items 2 and 3.d) 4844 N/A 4
-----------------------------------------------------------
5. Adjustment to pretax income for internal allocations to international
operations to reflect the effects of equity capital on overall bank funding costs 4845 N/A 5
--------------------------------
6. Estimated pretax income attributable to international operations after capital
allocation adjustment (sum of items 4 and 5) 4846 N/A 6
---------------------------------------------------------------------
7. Income taxes attributable to income from international operations as estimated
in item 6 4797 N/A 7
--------------------------------------------------------------------------------------------------------
8. Estimated net income attributable to international operations (item 6 minus 7) 4341 N/A 8
--------------------------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- -------------------------------- RI-7
Legal Title of Bank
FDIC Certificate Number - 05208 [9]
Schedule RI-E--Explanations
Schedule RI-E is to be completed each quarter on a calendar year-to-date basis.
Detail all adjustments in Schedules RI-A and RI-B, all extraordinary items and
other adjustments in Schedule RI, and all significant items of other noninterest
income and other noninterest expense in Schedule RI. (See instructions for
details.)
Year-to-Date
------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------------
1. Other noninterest income (from Schedule RI, item 5.1)
Itemize and describe amounts that exceed 1% of the sum of
Schedule RI, items 1.h and 5.m:
TEXT
a. Income and fees from the printing and sale of checks C013 0 1.a
-------------------------------------------------------------------------------------------------------------------------
b. Earnings on/increase in value of cash surrender value of life insurance C014 0 1.b
-------------------------------------------------------------------------------------------------------------------------
c. Income and fees from automated teller machines (ATMs) C016 0 1.c
-------------------------------------------------------------------------------------------------------------------------
d. Rent and other income from other real estate owned 4042 0 1.d
-------------------------------------------------------------------------------------------------------------------------
e. Safe deposit box rent C015 0 1.e
-------------------------------------------------------------------------------------------------------------------------
f. 4461 Affiliate service fees 4461 132,606 1.f
-------------------------------------------------------------------------------------------------------------------------
g. 4462 Credit card fees 4462 43,755 1.g
-------------------------------------------------------------------------------------------------------------------------
h. 4463 4463 N/A 1.h
-------------------------------------------------------------------------------------------------------------------------
2. Other noninterest expense (from Schedule RI, item 7.d):
Itemize and describe amounts that exceed 1% of the sum of
of Schedule RI, items 1.h and 5.m:
TEXT
a. Data processing expenses C017 18,894 2.a
-------------------------------------------------------------------------------------------------------------------------
b. Advertising and marketing expenses 0497 0 2.b
-------------------------------------------------------------------------------------------------------------------------
c. Director's fees 4136 0 2.c
-------------------------------------------------------------------------------------------------------------------------
d. Printing, stationery, and supplies C018 0 2.d
-------------------------------------------------------------------------------------------------------------------------
e. Postage 8403 0 2.e
-------------------------------------------------------------------------------------------------------------------------
f. Legal fees and expenses 4141 0 2.f
-------------------------------------------------------------------------------------------------------------------------
g. FDIC deposit insurance assessments 4146 0 2.g
-------------------------------------------------------------------------------------------------------------------------
h. 4464 Affiliate expense allocation 4464 233,279 2.h
-------------------------------------------------------------------------------------------------------------------------
i. 4467 4467 N/A 2.i
-------------------------------------------------------------------------------------------------------------------------
j. 4468 4468 N/A 2.j
-------------------------------------------------------------------------------------------------------------------------
3. Extraordinary terms and other adjustments and applicable income tax effect
(from Schedule RI, item 11) (Itemize and describe all extraordinary items and
other adjustments):
TEXT
a.(1) Effect of adopting FAS 142, "Goodwill and Other Intangible Assets" C231 0 3.a.1
-----------------------------------------------------------------------------------------------------------------------
(2) Applicable income tax effect 4486 0 3.a.2
--------------------------------------------
b.(1)4487 4487 N/A 3.b.1
-----------------------------------------------------------------------------------------------------------------------
(2) Applicable income tax effect 4488 0 3.b.2
--------------------------------------------
c.(1)4489 4489 N/A 3.c.1
-----------------------------------------------------------------------------------------------------------------------
(2) Applicable income tax effect 4491 0 3.c.2
--------------------------------------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ---------------------------------------------- RI-8
Legal Title of Bank
FDIC Certificate Number - 05208 [10]
Schedule RI-E--Continued
-------------
Year-to-Date
-----------------
Dollar Amounts in Thousands RIAD|Bil|Mil|Thou
- ----------------------------------------------------------------------------------------------------------------------
4. Restatements due to corrections of material accounting errors and
changes in accounting principles
(from Schedule RI-A, item 2) (itemize and describe all restatements):
TEXT
-----------------
a. B526 B526 N/A 4.a
----------------------------------------------------------------------------------------------------------------
b. B527 B527 N/A 4.b
----------------------------------------------------------------------------------------------------------------
5. Other transactions with parent holding company (from Schedule RI-A, item 11)
(itemize and describe all such transactions):
TEXT
-----------------
a. 4498 4498 N/A 5.a
----------------------------------------------------------------------------------------------------------------
b. 4499 4499 N/A 5.b
----------------------------------------------------------------------------------------------------------------
6. Adjustments to allowance for loan and lease losses
(from Schedule RI-B, part II, item 6) (itemize and describe all adjustments):
TEXT
-----------------
a. 4521 Paydown 0f securitizations w/ affiliates 4521 (23,646) 6.a
----------------------------------------------------------------------------------------------------------------
b. 4522 4522 N/A 6.b
----------------------------------------------------------------------------------------------------------------
7. Other explanations (the space below is provided for the bank to briefly describe, at its option, any other significant
items affecting the Report of Income): RIAD
----------------
X = NO COMMENT - Y = COMMENT 4769 X
-------------------------
Other explanations (please type or print clearly):
TEXT (70 characters per line)
4769
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ---------------------------------------------
Legal Title of Bank RC-1
Minneapolis
- ---------------------------------------------
City [11]
MN 55479
- ---------------------------------------------
State Zip Code
FDIC Certificate Number- 05208
Consolidated Report of Condition for Insured Commercial
and State-Chartered Savings Banks for June 30, 2002
All schedules are to be reported in thousands of dollars. Unless otherwise
indicated, report the amount outstanding as of the last business day of the
quarter. Schedule RC--Balance Sheet
-------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------------------------
ASSETS
1. Cash and balances due from depository institutions (from Schedule RC-A):
________________
a. Noninterest-bearing balances and currency and coin (1) _________________________________________ 0081 1,531,533 1.a
________________
b. Interest-bearing balances (2) __________________________________________________________________ 0071 64,662 1.b
________________
2. Securities:
________________
a. Held-to-maturity securities (from Schedule RC-B, column A) _____________________________________ 1754 0 2.a
________________
b. Available-for-sale securities (from Schedule RC-B, column D) ___________________________________ 1773 1,794,481 2.b
________________
3. Federal funds sold and securities purchased under agreements to resell: RCON
________________
a. Federal funds sold in domestic offices _________________________________________________________ B987 14,325,703 3.a
________________
RCFD
________________
b. Securities purchased under agreements to resell (3) ____________________________________________ B989 271,690 3.b
________________
4. Loans and lease financing receivables (from Schedule RC-C):
________________
a. Loans and leases held for sale _________________________________________________________________ 5369 14,828,278 4.a
__________________________________
b. Loans and leases, net of unearned income _____________________________________ B528 19,983,924 4.b
________________
c. LESS: Allowance for loan and lease losses ____________________________________ 3123 256,774 4.c
___________________________________
d. Loans and leases, net of unearned income and allowance (item 4.b minus 4.c)_____________________ B529 19,727,150 4.d
________________
5. Trading assets (from Schedule RC-D) _______________________________________________________________ 3545 44,366 5
________________
6. Premises and fixed assets (including capitalized leases) __________________________________________ 2145 150,658 6
________________
7. Other real estate owned (from Schedule RC-M) ______________________________________________________ 2150 5,083 7
________________
8. Investments in unconsolidated subsidiaries and associated companies (from Schedule RC-M) __________ 2130 0 8
________________
9. Customers' liability, to this bank on acceptances outstanding _____________________________________ 2155 9,516 9
________________
10. Intangible assets:
________________
a. Goodwill _______________________________________________________________________________________ 3163 136,381 10.a
________________
b. Other intangible assets (from Schedule RC-M) ___________________________________________________ 0426 3,973 10.b
________________
11. Other assets (from Schedule RC-F) _________________________________________________________________ 2160 1,451,817 11
________________
12. Total assets (sum of items 1 through 11) __________________________________________________________ 2170 54,345,291 12
________________
- --------
(1) Includes cash items in process of collection and unposted debits.
(2) Includes time certificates of deposit not held for trading.
(3) Includes all securities resale agreements in domestic and foreign offices,
regardless of maturity.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- -----------------------------------
Legal Title of Bank RC-2
FDIC Certificate Number- 05208 [12]
Schedule RC--Continued
Dollar Amounts in Thousands Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------------------
LIABILITIES
13. Deposits:
a. In domestic offices (sum of totals of columns A and C from Schedule RC-E, RCON
part I) __________________________________________________________________________________________ 2200 23,351,240 13.a
--------------------------------------
(1) Noninterest-bearing (1) __________________________________________________ 6631 12,801,752 13.a.1
--------------------------------------
(2) Interest-bearing _________________________________________________________ 6636 10,549,488 13.a.2
--------------------------------------
RCFN
b. In foreign offices, Edge and Agreement subsidiaries, and IBFs ------------------
(from Schedule RC-E, part II) ____________________________________________________________________ 2200 14,052,873 13.b
------------------
(1) Noninterest-bearing ______________________________________________________ 6631 3,456 13.b.1
--------------------------------------
(2) Interest-bearing _________________________________________________________ 6636 14,049,417 13.b.2
--------------------------------------
14. Federal funds purchased and securities sold under agreements to repurchase: RCON
------------------
a. Federal funds purchased in domestic offices (2)___________________________________________________ B993 1,711,792 14.a
------------------
RCFD
------------------
b. Securities sold under agreements to repurchase (3)________________________________________________ B995 4,252,614 14.b
------------------
15. Trading liabilities (from Schedule RC-D)_____________________________________________________________ 3548 39,454 15
16. Other borrowed money (includes mortgage indebtedness and obligations
under capitalized leases) (from Schedule RC-M) ______________________________________________________ 3190 6,872,116 16
------------------
17. Not applicable
18. Bank's liability on acceptances executed and outstanding ____________________________________________ 2920 9,516 18
------------------
19. Subordinated notes and debentures(4) ________________________________________________________________ 3200 0 19
------------------
20. Other liabilities (from Schedule RC-G) ______________________________________________________________ 2930 674,174 20
------------------
21. Total liabilities (sum of items 13 through 20) ______________________________________________________ 2948 50,963,779 21
------------------
22. Minority interest in consolidated subsidiaries ______________________________________________________ 3000 0 22
------------------
EQUITY CAPITAL
23. Perpetual preferred stock and related surplus _______________________________________________________ 3838 0 23
------------------
24. Common stock_________________________________________________________________________________________ 3230 100,000 24
------------------
25. Surplus (exclude all surplus related to preferred stock) ____________________________________________ 3839 1,712,625 25
------------------
26. a. Retained earnings ________________________________________________________________________________ 3632 1,525,897 26.a
------------------
b. Accumulated other comprehensive income (5) _______________________________________________________ B530 42,990 26.b
------------------
27. Other equity capital components (6) _________________________________________________________________ A130 0 27
------------------
28. Total equity capital (sum of items 23 through 27) ___________________________________________________ 3210 3,381,512 28
------------------
29. Total liabilities, minority interest, and equity capital (sum of items 21, 22, and 28) ______________ 3300 54,345,291 29
------------------
Memorandum
To be reported only with the March Report of Condition.
1. Indicate in the box at the right the number
of the statement below that best describes the
most comprehensive level of auditing work RCFD Number
performed for the bank by independent --------------
external auditors as of any date during 2001 __________ 6724 N/A M.1
--------------
1 = Independent audit of the bank conducted in accordance with generally
accepted auditing standards by a certified public accounting firm which
submits a report on the bank
2 = Independent audit of the bank's parent holding company conducted in
accordance with generally accepted auditing standards by a certified
public accounting firm which submits a report on the consolidated holding
company (but not on the bank separately)
3 = Attestation on bank management's assertion on the effectiveness of the
bank's internal control over financial reporting by a certified public
accounting firm
4 = Directors' examination of the bank conducted in accordance with generally
accepted auditing standards by a certified public accounting firm (may be
required by state chartering authority)
5 = Directors' examination of the bank performed by other external auditors
(may be required by state chartering authority)
6 = Review of the bank's financial statements by external auditors
7 = Compilation of the bank's financial statements by external auditors
8 = Other audit procedures (excluding tax preparation work)
9 = No external audit work
- --------------
(1) Includes total demand deposits and noninterest-bearing time and savings
deposits.
(2) Report overnight Federal Home Loan Bank advances in Schedule RC, item 16,
"other borrowed money."
(3) Includes all securities repurchase agreements in domestic and foreign
offices, regardless of maturity.
(4) Includes limited-life preferred stock and related surplus.
(5) Includes net unrealized holding gains (losses) on available-for-sale
securities, accumulated net gains (losses) on cash flow hedges, cumulative
foreign currency translation adjustments, and minimum pension liability
adjustments.
(6) Includes treasury stock and unearned Employee Stock Ownership Plan shares.
FFIEC 031
Wells Fargo Bank Minnesota, N.A. RC-3
- ---------------------------------------
Legal Title of Bank
[13]
FDIC Certificate Number - 05208
Schedule RC-A--Cash and Balances Due From Depository Institutions
Exclude assets held for trading.
(Column A) (Column B)
Consolidated Domestic
Dollar Amounts in Thousands Bank Offices
- -----------------------------------------------------------------------------------------------------------------------------------
RCFD Bil Mil Thou RCON Bil Mil Thou
----------------------------------------------------
1. Cash items in process of collection, unposted debits, and currency and
coin _______________________________________________________________________ 0022 1,297,319 1
a. Cash items in process of collection and unposted debts __________________
0020 1,124,006 1.a
b. Currency and coin _______________________________________________________ 0060 173,313 1.b
2. Balance due from depository institutions in the U.S. _______________________ 0062 191,445 2
a. U.S. branches and agencies of foreign banks (including their IBFs) ______ 0063 0 2.a
b. Other commercial banks in the U.S. and other depository institutions
in the U.S. (including their IBFs) ______________________________________ 0065 191,724 2.b
3. Balances due from banks in foreign countries and foreign central banks _____ 0070 2,868 3
a. Foreign branches of other U.S. banks ____________________________________ 0073 2,553 3.a
b. Other banks in foreign countries and foreign central banks ______________ 0074 335 3.b
4. Balances due from Federal Reserve Banks ____________________________________ 0090 104,284 0090 103,624 4
5. Total (sum of items 1 through 4) (total of column A must equal
Schedule RC, sum of items 1.a and 1.b) _____________________________________ 0010 1,596,195 0010 1,595,256 5
Schedule RC-B--Securities
Exclude assets held for trading.
Held-to-maturity Available-for-sale
(Column A) (Column B) (Column C) (Column D)
Amortized Cost Fair Value Amortized Cost Fair Value
----------------------------------------------------------------------------
Dollar Amounts in Thousands RCFC Bil Mil Thou RCFC Bil Mil Thou RCFC Bil Mil Thou RCFC Mil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------------------
1. U.S. Treasury securities _______________________ 0211 0 0213 0 1266 213,157 1267 222,971 1
2. U.S. Government agency obligations
(exclude mortgage-backed securities):
a. Issued by U.S. Government agencies (1) ______ 1289 0 1290 0 1291 648 1293 700 2.a
b. Issued by U.S. Government-sponsored
agencies (2) ________________________________ 1294 0 1295 0 1297 109,117 1298 111,482 2.b
3. Securities issued by states and
political subdivisions in the U.S. _____________ 8496 0 8497 0 8498 183,212 8499 196,938 3
- ------------
(1) Includes Small Business Administration `Guaranteed Loan Pool Certificates,'
U.S. Maritime Administration obligations, and Export - Import Bank
participation certificates.
(2) Includes obligations (other than mortgage-backed securities) issued by the
Farm Credit System, the Federal Home Loan Bank System, The Federal Home Loan
Mortgage Corporation, the Federal National Mortgage Association, the
Financing Corporation, Resolution Funding Corporation, the Student Loan
Marketing Association, and the Tennessee Valley Authority.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- -------------------------------- RC-4
Legal Title of Bank
FDIC Certificate Number - 05208 [14]
Schedule RC-B--Continued
-------------------------------------------------------------------------------
Held-to-Maturity Available-for-sale
-------------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D)
Dollar Amounts in Thousands Amortized Cost Fair Value Amortized Cost Fair Value
- ------------------------------------------------------------------------------------------------------------------------------
RCF Bil Mil Thou RCF Bil Mil Thou RCF Bil Mil Thou RCF Bil Mil Thou
------------------------------------------------------------------------------
4. Mortgage-backed securities (MBS):
a. Pass-through securities: ------------------------------------------------------------------------------
(1) Guaranteed by GNMA____________________ 1698 0 1699 0 1701 362,360 1702 370,988 4.a.1
------------------------------------------------------------------------------
(2) Issued by FNMA and FHLMC_____________ 1703 0 1705 0 1706 539,065 1707 563,860 4.a.2
------------------------------------------------------------------------------
(3) Other pass-through securities_________ 1709 0 1710 0 1711 0 1713 0 4.a.3
------------------------------------------------------------------------------
b. Other mortgage-backed securities (include
CMOs, REMICs and stripped MBS):
(1) Issued or guaranteed by FNMA, ------------------------------------------------------------------------------
FHLMC, or GNMA__________________________ 1714 0 1715 0 1716 2,748 1717 2,761 4.b.1
(2) Collateralized by MBS issued or ------------------------------------------------------------------------------
guaranteed by FNMA, FHLMC, or GNMA______ 1718 0 1719 0 1731 0 1732 0 4.b.2
------------------------------------------------------------------------------
(3) All other mortgage-backed securities__ 1733 0 1734 0 1735 30,472 1736 31,310 4.b.3
------------------------------------------------------------------------------
5. Asset-backed securities (ABS):
------------------------------------------------------------------------------
a. Credit card receivables___________________ B838 0 B839 0 B840 1,722 B841 1,748 5.a
------------------------------------------------------------------------------
b. Home equity lines_________________________ B842 0 B843 0 B844 0 B845 0 5.b
------------------------------------------------------------------------------
c. Automobile loans__________________________ B846 0 B847 0 B848 8,192 B849 8,286 5.c
------------------------------------------------------------------------------
d. Other consumer loans______________________ B850 0 B851 0 B852 4,662 B853 5,014 5.d
------------------------------------------------------------------------------
e. Commercial and industrial loans___________ B854 0 B855 0 B856 0 B857 0 5.e
------------------------------------------------------------------------------
f. Other_____________________________________ B858 0 B859 0 B860 0 B861 0 5.f
6. Other debt securities: ------------------------------------------------------------------------------
a. Other domestic debt securities____________ 1737 0 1738 0 1739 93,238 1741 94,292 6.a
------------------------------------------------------------------------------
b. Foreign debt securities___________________ 1742 0 1743 0 1744 72,199 1746 81,243 6.b
------------------------------------------------------------------------------
7. Investments in mutual funds and
other equity securities with
readily determinable fair values (1)_________ A510 102,966 A511 102,888 7
------------------------------------
8. Total (sum of items 1 through 7) (total of
Column A must equal Schedule RC item 2.a)
(total of column D must equal Schedule RC,
item 2.b)____________________________________ 1754 0 1771 0 1772 1,723,758 1773 1,794,481 8
------------------------------------------------------------------------------
(1) Report Federal Reserve stock, Federal Home Loan Bank stock, and banker's
bank stock in Schedule RC-F, item 4.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------------------- RC-5
Legal Title of Bank
FDIC Certificate Number-05208 [15]
Schedule RC-B--Continued
------------------
Memoranda Dollar Amounts in Thousands RCFD|Bil|Mil|Thou
- ------------------------------------------------------------------------------------------------------------------------
1. Pledged securities (1)____________________________________________________________________________ 0416 281,541 M.1
------------------
2. Maturity and repricing data for debt securities (1, 2) (excluding those in nonaccrual status):
a. Securities issued by the U.S. Treasury, U.S. Government agencies, and states
and political subdivisions in the U.S.; other non-mortgage debt securities; and
mortgage pass-through securities other than those backed by closed-end
first lien 1-4 family residential mortgages with a remaining maturity or next
repricing date of: (3,4) ------------------
(1) Three months or less ______________________________________________________________________ A549 143,535 M.2.a.1
------------------
(2) Over three months through 12 months _______________________________________________________ A550 19,333 M.2.a.2
------------------
(3) Over one year through three years _________________________________________________________ A551 111,339 M.2.a.3
------------------
(4) Over three years through five years _______________________________________________________ A552 98,338 M.2.a.4
------------------
(5) Over five years through 15 years __________________________________________________________ A553 237,543 M.2.a.5
------------------
(6) Over 15 years _____________________________________________________________________________ A554 112,586 M.2.a.6
------------------
b. Mortgage pass-through securities backed by closed-end first lien 1-4 family
residential mortgages with a remaining maturity or next repricing date of: (3,5) ------------------
(1) Three months or less ______________________________________________________________________ A555 85,898 M.2.b.1
------------------
(2) Over three months through 12 months _______________________________________________________ A556 11,101 M.2.b.2
------------------
(3) Over one year through three years _________________________________________________________ A557 3,875 M.2.b.3
------------------
(4) Over three years through five years _______________________________________________________ A558 293 M.2.b.4
------------------
(5) Over five years through 15 years __________________________________________________________ A559 30,976 M.2.b.5
------------------
(6) Over 15 years _____________________________________________________________________________ A560 802,705 M.2.b.6
------------------
c. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS; exclude
mortgage pass-through securities) with an expected average life of: (6) ------------------
(1) Three years or less _______________________________________________________________________ A561 12,514 M.2.c.1
------------------
(2) Over three years __________________________________________________________________________ A562 21,557 M.2.c.2
d. Debt securities with a REMAINING MATURITY of one ------------------
year or less (included in Memorandum items 2.a through 2.c above) _____________________________ A248 120,028 M.2.d
3. Amortized cost of held-to-maturity securities sold or transferred to ------------------
available-for-sale or trading securities during the calendar year-to-date (report the ------------------
amortized cost at date of sale or transfer) _____________________________________________________ 1778 0 M.3
4. Structured notes (included in the held-to-maturity and available-for-sale ------------------
accounts in Schedule RC-B, items 2, 3, 5, and 6): ------------------
a. Amortized cost ________________________________________________________________________________ 8782 1,626 M.4.a
------------------
b. Fair value ____________________________________________________________________________________ 8783 1,649 M.4.b
------------------
- --------------
(1) Includes held-to-maturity securities at amortized cost and available-for-
sale securities at fair value.
(2) Exclude investments in mutual funds and other equity securities with readily
determinable fair values.
(3) Report fixed rate debt securities by remaining maturity and floating rate
debt securities by next repricing date.
(4) Sum of Memorandum items 2.a.(1) through 2.a.(6) plus any nonaccrual debt
securities in the categories of debt securities reported in Memorandum item
2.a that are included in Schedule RC-N, item 9, column C, must equal
Schedule RC-B, sum of items 1, 2, 3, 5, and 6, columns A and D, plus
mortgage pass-through securities other than those backed by closed-end first
lien 1-4 family residential mortgages included in Schedule RC-B, item 4.a,
columns A and D.
(5) Sum of Memorandum items 2.b.(1) through 2.b.(6) plus any nonaccrual mortgage
pass-through securities backed by closed-end first lien 1-4 family
residential mortgages included in Schedule RC-N, item 9, column C, must
equal Schedule RC-B, item 4.a, sum of columns A and D, less the amount of
mortgage pass-through securities other than those backed by closed-end first
lien 1-4 family residential mortgages included in Schedule RC-B, item 4.a,
columns A and D.
(6) Sum of Memorandum items 2.c.(1) and 2.c.(2) plus any nonaccrual "Other
mortgage-backed securities" included in Schedule RC-N, item 9, column C,
must equal Schedule RC-B, item 4.b, sum of columns A and D.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- -------------------------------- RC-6
Legal Title of Bank
FDIC Certificate Number- 05208 [16]
Schedule RC-C-Loans and Lease Financing Receivables
Part I. Loans and Leases
Do not deduct the allowance for loan and lease losses from amounts reported in
this schedule. Report (1) loans and leases held for sale at the lower of cost or
market value and (2) other loans and leases, net of unearned income. Report
loans and leases net of any applicable allocated transfer risk reserve. Exclude
assets held for trading and commercial paper.
(Column A) (Column B)
Consolidated Domestic
Bank Offices
------------------------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou RCON Bil Mil Thou
- --------------------------------------------------------------------------------------------------------------------
1. Loans secured by real estate 1410 21,773,542 1
a. Construction, land development, and other land loans 1415 166,028 1.a
b. Secured by farmland (including farm residential and other
improvements) 1420 85,027 1.b
c. Secured by 1-4 family residential properties:
(1) Revolving, open-end loans secured by 1-4 family residential
properties and extended under lines of credit 1797 1,030,210 1.c.1
(2) Closed-end loans secured by 1-4 family residential properties:
(a) Secured by first liens 5367 18,426,274 1.c.2.a
(b) Secured by junior liens 5368 1,275,559 1.c.2.b
d. Secured by multifamily (5 or more) residential properties 1460 53,664 1.d
e. Secured by nonfarm nonresidential properties 1480 736,780 1.e
2. Loans to depository institutions and acceptances of other banks:
a. To commercial banks in the U.S. B531 3,706,906 2.a
(1) To U.S. branches and agencies of foreign banks B532 0 2.a.1
(2) To other commercial banks in the U.S. B533 3,706,968 2.a.2
b. To other depository institutions in the U.S. B534 0 B534 0 2.b
c. To banks in foreign countries B535 62 2.c
(1) To foreign branches of other U.S. banks B536 0 2.c.1
(2) To other banks in foreign countries B537 311 2.c.2
3. Loans to finance agricultural production and other loans to farmers 1590 207,405 1590 207,405 3
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) 1763 4,849,476 1763 4,849,476 4.a
b. To non-U.S. addressees (domicile) 1764 1,192 1764 0 4.b
5. Not applicable.
6. Loans to individuals for household, family, and other personal
expenditures (i.e., consumer loans) (includes purchased paper):
a. Credit cards B538 294 B538 294 6.a
b. Other revolving credit plans B539 293,833 B539 293,833 6.b
c. Other consumer loans (includes single payment, installment, and
and all student loans 2011 841,653 2011 841,653 6.c
7. Loans to foreign government and official institutions (including
foreign central banks) 2081 0 2081 0 7
8. Obligations (other than securities and leases) of states and political
subdivisions in the U.S. 2107 27,345 2107 27,345 8
9. Other loans 1563 393,178 9
a. Loans for purchasing or carrying securities (secured and unsecured) 1545 127,708 9.a
b. All other loans (exclude consumer loans) 1564 265,470 9.b
10. Lease financing receivables (net of unearned income) 2165 2,717,005 10
a. Of U.S. addressees (domicile) 2182 2,717,005 10.a
b. Of non-U.S. addressees (domicile) 2183 0 10.b
11. LESS: Any unearned income on loans reflected in items 1-9 above 2123 0 2123 0 11
12. Total loans and leases, net of unearned income (sum of items 1
through 10 minus item 11) (total of column A must equal
Schedule RC, item 4.a and 4.b) 2122 34,812,202 2122 34,810,699 12
Wells Fargo Bank Minnesota, N.A. FFIEC 031
Legal Title of Bank RC-7
FDIC Certificate Number- 05208 [17]
Schedule RC-C--Continued
Part I. Continued
Memoranda Dollar Amounts in Thousands RCFD Bil Mil Thou
- ---------------------------------------------------------------------------------------------------
1. Loans and Leases restructured and in compliance with modified terms (included
in Schedule RC-C, part I, and not reported as past due or nonaccrual in
Schedule RC-N, Memorandum item 1) (exclude loans secured by 1-4 family
residential properties and loans to individuals for household, family,
and other personal expenditures) 1616 0 M.1
2. Maturity and repricing data for loans and leases (excluding those in
nonaccrual status):
a. Closed-end loans secured by first liens on 1-4 family residential
properties in domestic offices (reported in Schedule RC-C, part I, item 1.
c.(2)(a), column B) with a remaining maturity or next repricing date of:
(1,2) RCON
(1) Three months or less A564 14,509,308 M.2.a.1
(2) Over three months through 12 months A565 591,058 M.2.a.2
(3) Over one year through three years A566 37,517 M.2.a.3
(4) Over three years through five years A567 78,448 M.2.a.4
(5) Over five years through 15 years A568 2,631,157 M.2.a.5
(6) Over 15 years A569 559,595 M.2.a.6
b. All loans and leases (reported in Schedule RC-C, part I, items 1 through
10, column A) EXCLUDING closed-end loans secured by first liens on 1-4
family residential properties in domestic offices (reported in Schedule
RC-C, part I item 1.c.(2)(a), column B) with a remaining maturity or next
repricing date of: (1,3)
(1) Three months or less A570 7,417,773 M.2.b.1
(2) Over three months through 12 months A571 2,603,026 M.2.b.2
(3) Over one year through three years A572 1,817,835 M.2.b.3
(4) Over three years through five years A573 1,476,569 M.2.b.4
(5) Over five years through 15 years A574 1,886,797 M.2.b.5
(6) Over 15 years A575 967,002 M.2.b.6
c. Loans and leases (reported in Schedule RC-C, part I, items 1 through 10,
column A) with a REMAINING MATURITY of one year or less (excluding those
in nonaccrual status) A247 18,977,233 M.2.c
3. Loans to finance commercial real estate, construction, and land development
activities (not secured by real estate) included in Schedule RC-C, part I,
items 4 and 9, column A (4) 2746 167,995 M.3
4. Adjustable rate closed-end loans secured by first liens on 1-4 family
residential properties in domestic offices(included in Schedule RC-C, part I, RCON
item 1.c.(2)(a), column B) 5370 6,540,398 M.4
5. Loans secured by real estate to non-U.S. addresses (domicile) (included in RCFD
Schedule RC-C, part I, item 1, column A) B837 0 M.5
- ----------
(1) Report fixed rate loans and leases by remaining maturity and floating rate
loans by next repricing date.
(2) Sum of Memorandum items 2.a.(1) through 2.a.(6) plus total nonaccrual
closed-end loans secured by first liens on 1-4 family residential properties
in domestic offices included in Schedule RC-N, item 1.c.(2)(a), column C
must equal total closed-end loans secured by first liens on 1-4 family
residential properties from . Schedule RC-C, part I, item 1.c.(2)(a), column
B
(3) Sum of Memorandum items 2.b.(1) through 2.b.(6) plus total nonaccrual loans
and leases from Schedule RC-N, sum of items 1 through 8, column C, minus
nonaccrual closed-end loans secured by first liens on 1-4 family residential
properties in domestic offices included in Schedule RC-N, item 1.c.(2)(a),
column C, must equal total loans and leases from Schedule RC-C, Part I, sum
of items 1 through 10, column A, minus total closed-end loans secured by
first liens on 1-4 family residential properties in domestic offices from
Schedule RC-C, part I, item 1.c.(2)(a), column B.
(4) Exclude loans secured by real estate that are included in Schedule RC-C,
part 1, item 1, column A.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------
Legal Title of Bank RC-7a
FDIC Certificate Number - 05208 [17a]
Schedule RC-C--Continued
Part II. Loans to Small Businesses and Small Farms
Schedule RC-C, Part II is to be reported only with the June Report of Condition.
Report the number and amount currently outstanding as of June 30 of business
loans with "original amounts" of $1,000,000 or less and farm loans with
"original amounts" of $500,000 or less. The following guidelines should be used
to determine the "original amount" of a loan: (1) For loans drawn down under
lines of credit or loan commitments, the "original amount" of the loan is the
size of the line of credit or loan commitment when the line of credit or loan
commitment was most recently approved, extended, or renewed prior to the report
date. However, if the amount currently outstanding as of the report date exceeds
this size, the "original amount" is the amount currently outstanding on the
report date. (2) For loan participations and syndications, the "original amount"
of the loan participation or syndication is the entire amount of credit
originated by the lead lender. (3) For all other loans, the "original amount" is
the total amount of the loan at origination or the amount currently outstanding
as of the report date, whichever is larger.
Loans to Small Businesses
1. Indicate in the appropriate box at the right whether all or substantially all
of the dollar volume of your bank's "Loans secured by nonfarm nonresidential
properties" in domestic offices reported in Schedule RC-C, part I, item 1.e,
column B, and all or substantially all of the dollar volume of your bank's
"Commercial and industrial loans to U.S. addressees" in domestic offices
reported in Schedule RC-C, part I, item 4.a, column B, have original amounts
of $100,000 or less (If your bank has no loans outstanding in BOTH of these RCON YES/NO
two loan categories, ----------------
place an "X" in the box marked "NO.") 6999 NO 1
If YES, complete items 2.a and 2.b below, skip items 3 and 4, and go to item 5.
If NO and your bank has loans outstanding in either loan category, skip items
2.a and 2.b, complete items 3 and 4 below, and go to item 5. If NO and your bank
has no loans outstanding in both loan categories, skip items 2 through 4, and go
to item 5.
2. Report the total number of loans currently outstanding for each of the
following Schedule RC-C, part I, loan categories:
a. "Loans secured by nonfarm nonresidential properties" in domestic Number
offices reported in Schedule RC-C, part I, item 1.e, column B (Note: Item RCON of Loans
1.e, column B, divided by the number of loans should NOT exceed ----------------
$100,000.) 5562 N/A 2.a
b. "Commercial and industrial loans to U.S. addressees" in domestic offices
reported in Schedule RC-C, part I, item 4.a, column B (Note: Item 4.a,
column B, divided by the number of loans should NOT exceed $100,000.) 5563 N/A 2.b
(Column A) (Column B)
Number Amount
of Loans Currently
Dollar Amounts in Thousands Outstanding
- -----------------------------------------------------------------------------------------------------------------
RCON RCON Bi1 Mil Thou
---------------------------------
3. Number and amount currently outstanding of "Loans secured by nonfarm
nonresidential properties" in domestic offices reported in Schedule RC-C,
part I, item 1.e, column B (sum of items 3.a through 3.c must be less than
or equal to Schedule RC-C, part I, item 1.e, column B):
a. With original amounts of $100,000 or less 5564 976 5565 41,383 3.a
b. With original amounts of more than $100,000 through $250,000 5566 754 5567 104,596 3.b
c. With original amounts of more than $250,000 through $1,000,000 5568 791 5569 314,804 3.c
4. Number and amount currently outstanding of "Commercial and industrial loans
to U.S addressees" in domestic offices reported in Schedule RC-C, part I,
item 4.a, column B (sum of items 4.a through 4.c must be less than or equal
to Schedule RC-C, part I, item 4.a, column B):
a. With original amounts of $ 100,000 or less 5570 5,312 5571 142,133 4.a
b. With original amounts of more than $100,000 through $250,000 5572 1,470 5573 177,837 4.b
c. With original amounts of more than $250,000 through $1,000,000 5574 1,045 5575 345,290 4.c
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------
Legal Title of Bank RC-7b
FDIC Certificate Number- 05208 [17b]
Schedule RC-C--Continued
Part II. Continued
Agricultural Loans to Small Farms
5. Indicate in the appropriate box at the right whether all or substantially all
of the dollar volume of your bank's "Loans secured by farmland (including
farm residential and other improvements)" in domestic offices reported in
Schedule RC-C, part I, item 1.b, column B, and all or substantially all of
the dollar volume of your bank's "Loans to finance agricultural production
and other loans to farmers" in domestic offices reported in Schedule RC-C,
part 1, item 3, column B, have original amounts of $100,000 or less
(If your bank has no loans outstanding in BOTH of these two loan categories, RCON YES/NO
----------------
place an "X" in the box marked "NO.") 6860 NO 5
If YES, complete items 6.a and 6.b below, and do not complete items 7 and 8.
If NO, and your bank has loans outstanding in either loan category, skip items
6.a and 6.b and complete items 7 and 8 below. If NO and your bank has no loans
outstanding in both loan categories, do not complete items 6 through 8.
6. Report the total number of loans currently outstanding for each of the
following Schedule RC-C, part I,loan categories:
a. "Loans secured by farmland (including farm residential and other Number
improvements)" in domestic offices reported in Schedule RC-C, part I, RCON Of Loans
item 1.b, column B (Note: Item 1.b, column B, divided by the number of ----------------
loans should NOT exceed $100,000.) 5576 N/A 6.a
b. "Loans to finance agricultural production and other loans to farmers" in
domestic offices reported in Schedule RC-C, part I, item 3, column B
(Note: Item 3, column B, divided by the number of loans should NOT exceed
$100,000.) 5577 N/A 6.b
(Column A) (Column B)
Number Amount
of Loans Currently
Dollar Amounts in Thousands Outstanding
- -----------------------------------------------------------------------------------------------------------------
RCON RCON Bi1 Mil Thou
---------------------------------
7. Number and amount currently outstanding of "Loans secured by farmland
(include farm residential and other improvements)" in domestic offices
reported in Schedule RC-C, part 1, item 1.b, column B (sum of items 7.a
through 7.c must be less than or equal to Schedule RC-C, part I, item 1.b,
column B):
a. With original amounts of $100,000 or less 5578 463 5579 18,519 7.a
b. With original amounts of more than $100,000 through $250,000 5580 212 5581 26,653 7.b
c. With original amounts of more than $250,000 through $500,000 5582 56 5583 16,268 7.c
8. Number and amount currently outstanding of "Loans to finance agricultural
production and other loans to farmers" in domestic offices reported in
Schedule RC-C, part I, item 3, column B, (sum of items 8.a through 8.c must
be less than or equal to Schedule RC-C, part I, item 3 column B):
a. With original amounts of $100,000 or less 5584 1,630 5585 44,401 8.a
b. With original amounts of more than $100,000 through $250,000 5586 428 5587 53,569 8.b
c. With original amounts of more than $250,000 through $500,000 5568 155 5589 45,007 8.c
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------------------------------------------------------
Legal Title of Bank RC-8
FDIC Certificate Number- 05208 [18]
Schedule RC-D--Trading Assets and Liabilities
Schedule RC-D is to be completed by banks that reported average trading assets
(Schedule RC-K, item 7) of $2 million or more for any quarter of the preceding
year.
-------------------------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------------------
ASSETS
1. U.S. Treasury securities in domestic offices 3531 0 1
-------------------------------
2. U.S. Government agency obligations in domestic offices (exclude mortgage-
backed securities) 3532 0 2
-------------------------------
3. Securities issued by states and political subdivisions in the U.S. in domestic offices 3533 0 3
-------------------------------
4. Mortgage-backed securities (MBS)in domestic offices:
a. Pass-through securities issued or guaranteed by FNMA, FHLMC, or GNMA 3534 1,642 4.a
-------------------------------
b. Other mortgage-backed securities issued or guaranteed by FNMA, FHLMC, or GNMA
(include CMOs, REMICs, and stripped MBS) 3535 0 4.b
-------------------------------
c. All other mortgage-backed securities 3536 0 4.c
-------------------------------
5. Other debt securities in domestic offices 3537 0 5
-------------------------------
6. - 8. Not applicable
9. Other trading assets in domestic offices 3541 0 9
-------------------------------
RCFN
-------------------------------
10. Trading assets in foreign offices 3542 0 10
-------------------------------
11. Revaluation gains on interest rate, foreign exchange rate,
and other commodity and equity contracts: RCON
-------------------------------
a. In domestic offices 3543 42,724 11.a
-------------------------------
RCFN
-------------------------------
b. In foreign offices 3543 0 11.b
-------------------------------
RCFD
-------------------------------
12. Total trading assets (sum of items 1 through 11) (must equal Schedule RC, item 5) 3545 44,366 12
-------------------------------
-------------------------------
LIABILITIES RCFD Bil Mil Thou
-------------------------------
13. Liability for short positions 3546 0 13
-------------------------------
14. Revaluation losses on interest rate, foreign exchange rate, and other commodity and equity
contracts 3547 39,454 14
-------------------------------
15. Total trading liabilities (sum of items 13 and 14) (must equal Schedule RC, item 15) 3548 39,454 15
-------------------------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ------------------------------------------ RC-9
Legal Title of Bank
FDIC Certificate Numter-05208 [19]
Schedule RC-E--Deposit Liabilities
Part I. Deposits in Domestic Offices
Nontransaction
Transaction Accounts Accounts
------------------------------------------------------
(Column A) (Column B) (Column C)
Total Memo: Total Total
transaction demand nontransaction
accounts deposits accounts
(including total (included in (including
demand deposits) column A) MMDAs)
------------------------------------------------------
Dollar Amounts in Thousands RCON Bil Mil Thou RCON Bil Mil Thou RCON Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------
Deposits of:
1. Individuals, partnerships and corporations
(include all certified and official checks) B549 2,728,280 B550 19,210,411 1
2. U.S. Government 2202 3,748 2520 794 2
3. States and political subdivisions in the U.S. 2203 116,589 2530 328,439 3
4. Commercial banks and other depository
institutions in the U.S. B551 962,979 B552 0 4
5. Banks in foreign countries 2213 0 2236 0 5
6. Foreign governments, and official institutions
(including foreign central banks) 2216 0 2377 0 6
7. Total (sum of items 1 through 6) (sum of
columns A and C must equal Schedule RC,
item 13.a) 2215 3,811,596 2210 3,590,089 2385 19,539,644 7
Memoranda Dollar Amounts in Thousands RCON Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------
1. Selected components of total deposits (i.e., sum of item 7, columns A and C):
a. Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts 6835 479,301 M.1.a
b. Total brokered deposits 2365 0 M.1.b
c. Fully insured brokered deposits (included in Memorandum item 1.b above):
(1) Issued in denominations of less than $100,000 2343 0 M.1.c.1
(2) Issued either in denominations of $100,000 or in denominations greater than
$100,000 and participated out by the broker in shares of $100,000 or less 2344 0 MA.c.2
d. Maturity data for brokered deposits:
(1) Brokered deposits issued in denominations of less than $100,000 with a
remaining maturity of one year or less (included in Memorandum
item 1.c.(1) above) A243 0 M.1.d.1
(2) Brokered deposits issued in denominations of $100,000 or more with a
remaining maturity of one year or less (included in Memorandum item
1.b above) A244 0 M.1.d.2
e. Preferred deposits (uninsured deposits of states and political subdivisions
in the U.S. reported in item 3 above which are secured or collaterlized as
required under state law) (to be completed for the December report only) 5590 N/A M.1.e
2. Components of total nontransaction accounts (sum of Memorandum items 2.a
through 2.c must equal item 7, column C, above):
a. Savings deposits:
(1) Money market deposit accounts (MMDAs) 6810 6,240,285 M.2.a.1
(2) Other savings deposits (excludes MMDAs) 0352 11,481,326 M.2.a.2
b. Total time deposits of less than $100,000 6648 1,568,916 M.2.b
c. Total time deposits of $100,000 or more 2604 249,117 M.2.c
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------------
Legal Title of Bank RC-10
---------
FDIC Certificate Number- 05208 20
---------
Schedule RC-E--Continued
Part I. Continued
---------------------
Memoranda (continued) Dollar Amounts in Thousands RCON Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------------
3. Maturity and repricing data for time deposits of less than $100,000:
a. Time deposits of less than $100,000 with a remaining maturity or next repricing date of (1,2)
---------------------
(1) Three months or less_________________________________________________________________________A579 239,209 M.3.a.1
---------------------
(2) Over three months through 12 months__________________________________________________________A580 589,973 M.3.a.2
---------------------
(3) Over one year through three years____________________________________________________________A581 556,104 M.3.a.3
---------------------
(4) Over three years_____________________________________________________________________________A582 183,630 M.3.a.4
---------------------
b. Time deposits of less than $100,000 with a REMAINING MATURITY
---------------------
of one year or less (included in Memorandum items 3.a.(1) through 3.a.(4) above)(3)______________A241 829,182 M.3.b
4. Maturity and repricing data for time deposits of $100,000 or more:
a. Time deposits of $100,000 or more with a remaining maturity or next repricing date of(1,4)
---------------------
(1) Three months or less_________________________________________________________________________A584 51,315 M.4.a.1
---------------------
(2) Over three months through 12 months__________________________________________________________A585 74,606 M.4.a.2
---------------------
(3) Over one year through three years____________________________________________________________A586 58,943 M.4.a.3
---------------------
(4) Over three years_____________________________________________________________________________A587 64,253 M.4.a.4
---------------------
b. Time deposits of $100,000 or more with a REMAINING MATURITY
---------------------
of one year or less (included in Memorandum items 4.a.(1) through 4.a.(4) above)(3)______________A242 125,921 M.4.b
---------------------
________
(1) Report fixed rate time deposits by remaining maturity and floating rate time
deposits by next repricing date.
(2) Sum of Memorandum items 3.a.(1) through 3.a.(4) must equal Schedule RC-E
Memorandum item 2.b.
(3) Report both fixed and floating rate time deposits by remaining maturity.
Exclude floating rate time deposits with a next repricing date of one year
or less that have a remaining maturity of over one year.
(4) Sum of Memorandum items 4.a.(1) through 4.a.(4) must equal Schedule RC-E,
Memorandum item 2.c.
Part II. Deposits in Foreign Offices (including Edge and
Agreement subsidiaries and IBFs)
---------------------
Dollar Amounts in Thousands RCFN Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------------
Deposits of:
---------------------
1. Individuals, partnerships, and corporations (include all certified and official checks)_____________B553 2,042,087 1
---------------------
2. U.S. banks (including IBFs and foreign branches of U.S. banks) and other U.S.
---------------------
depository institutions_____________________________________________________________________________B554 11,933,735 2
---------------------
3. Foreign banks (including U.S. branches and agencies of foreign banks, including their IBFs)_________2625 77,051 3
---------------------
4. Foreign governments and official institutions (including foreign central banks)_____________________2650 0 4
---------------------
5. U.S. Government and states and political subdivisions in the U.S.___________________________________B555 0 5
---------------------
6. Total (sum of items 1 through 5 ) (must equal Schedule RC, item 13.b)_______________________________2200 14,052,873 6
---------------------
---------------------
Memorandum Dollar Amounts in Thousands RCFN Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------------
1. Time deposits with a remaining maturity of one year or less
(included in Part II, item 6 above) ________________________________________________________________A245 14,034,702 M.1
---------------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ----------------------------------------------
Legal Title of Bank RC-11
FDIC Certificate Number - 05208 [21]
Schedule RC-F--Other Assets
---------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------------
1. Accrued interest receivable (1)_____________________________________________________________________B556 162,485 1
---------------------
2. Net deferred tax assets (2)_________________________________________________________________________2148 0 2
---------------------
3. Interest-only strips receivable (not in the form of a security) (3) on:
---------------------
a. Mortgage loans___________________________________________________________________________________A519 0 3.a
---------------------
b. Other financial assets___________________________________________________________________________A520 0 3.b
---------------------
4. Equity securities that DO NOT have readily determinable fair values (4)_____________________________1752 404,057 4
---------------------
5. Other (itemize and describe amounts greater than $25,000 that exceed 25% of this item)______________2168 885,275 5
TEXT
---------------
a. Prepaid expenses 2166 0 5.a
-------------------------------------------------------------------------------------------------
b. Cash surrender value of life insurance C009 0 5.b
-------------------------------------------------------------------------------------------------
c. Repossessed personal property (including vehicles) 1578 0 5.c
-------------------------------------------------------------------------------------------------
d. Deriviatives with a positive fair value held for purposes other than trading C010 0 5.d
-------------------------------------------------------------------------------------------------
e. 3549 Accounts receivable 3549 507,486 5.e
-------------------------------------------------------------------------------------------------
f. 3550 3550 N/A 5.f
-------------------------------------------------------------------------------------------------
g. 3551 3551 N/A 5.g
----------------------------------------------------------------------------------------------------------------------
6. Total (sum of items 1 through 5) (must equal Schedule: RC, item 11)_________________________________2180 1,451,817 6
---------------------
Schedule RC-G--Other Liabilities
---------------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------------
1. a. Interest accrued and unpaid on deposits in domestic offices(5)___________________________________3645 23,854 1.a
---------------------
b. Other expenses accrued and unpaid (includes accrued income taxes RCFD
---------------------
payable)_________________________________________________________________________________________3646 111,131 1.b
---------------------
2. Net deferred tax liabilities (2)____________________________________________________________________3049 461,655 2
---------------------
3. Allowance for credit losses on off-balance sheet credit exposures___________________________________B557 0 3
---------------------
4. Other (itemize and describe amounts greater than $25,000 that exceed 25% of this item)______________2938 77,534 4
---------------------
TEXT
---------------
a. Accounts payable 3066 38,229 4.a
--------------------------------------------------------------------------------------------------
b. Deferred compensation liabilities C011 0 4.b
--------------------------------------------------------------------------------------------------
c. Dividends declared but not yet payable 2932 0 4.c
--------------------------------------------------------------------------------------------------
d. Derivatives with a negative fair value held for purposes other than trading C012 0 4.d
--------------------------------------------------------------------------------------------------
e. 3552 Payable - settlement security trans 3552 25,405 4.e
--------------------------------------------------------------------------------------------------
f. 3553 3553 N/A 4.f
--------------------------------------------------------------------------------------------------
g. 3554 3554 N/A 4.g
-----------------------------------------------------------------------------------------------------------------------
5. Total (sum of items 1 through 4) (must equal Schedule RC, item 20)__________________________________2930 674,174 5
---------------------
________
(1) Include accrued interest receivable on loans, leases, debt securities, and
other interest-bearing assets.
(2) See discussion of deferred income taxes in Glossary entry on "income taxes."
(3) Report interest-only strips receivable in the form of a security as
available-for sale securities in Schedule RC, item 2.b, or as trading assets
in Schedule RC, item 5, as appropriate.
(4) Include Federal Reserve stock, Federal Home Loan Bank stock, and bankers'
bank stock
(5) For savings banks, includes "dividends" accrued and unpaid on deposits.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- -------------------------------------------------- RC-12
Legal Title of Bank
[22]
FDIC Certificate Number - 05208
Schedule RC-H--Selected Balance Sheet Items for Domestic Offices
-----------------
Domestic
Offices
-----------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------
1. Customers' liability to this bank on acceptances outstanding_______________________ 2155 728 1
-----------------
2. Bank's liability on acceptances executed and outstanding___________________________ 2920 728 2
-----------------
3. Securities purchased under agreements to resell____________________________________ B989 271,690 3
-----------------
4. Securities sold under agreements to repurchase_____________________________________ B995 4,252,614 4
-----------------
5. Other borrowed money_______________________________________________________________ 3190 6,872,116 5
-----------------
EITHER
-----------------
6. Net due from own foreign offices, Edge and Agreement subsidiaries, and IBFs________ 2163 N/A 6
-----------------
OR
-----------------
7. Net due to own foreign offices, Edge and Agreement subsidiaries, and IBFs__________ 2941 13,980,493 7
-----------------
8. Total assets (excludes net due from foreign offices, Edge and Agreement
subsidiaries, and IBFs)____________________________________________________________ 2192 54,237,570 8
-----------------
9. Total liabilities (excludes net due to foreign offices, Edge and Agreement
subsidiaries, and IBFs)____________________________________________________________ 3129 36,875,565 9
-----------------
In items 10-17 report the amortized (historical) cost of both held-to-maturity -----------------
and available-for-sale securities in domestic offices. RCON Bil Mil Thou
-----------------
10. U.S. Treasury securities__________________________________________________________ 1039 213,157 10
-----------------
11. U.S. Government agency obligations (exclude mortgage-backed securities)___________ 1041 109,765 11
-----------------
12. Securities issued by states and political subdivisions in the U.S.________________ 1042 183,212 12
-----------------
13. Mortgage-backed securities (MBS):
a. Pass-through securities:
-----------------
(1) Issued or guaranteed by FNMA, FHLMC, or GNMA________________________________ 1043 901,425 13.a.1
-----------------
(2) Other pass-through securities_______________________________________________ 1044 0 13.a.2
-----------------
b. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS):
-----------------
(1) Issued or guaranteed by FNMA, FHLMC, or GNMA________________________________ 1209 2,748 13.b.1
-----------------
(2) All other mortgage-backed securities________________________________________ 1280 30,472 13.b.2
-----------------
14. Other domestic debt securities (include domestic asset-backed securities)_________ 1281 107,814 14
-----------------
15. Foreign debt securities (include foreign asset-backed securities)_________________ 1282 72,199 15
-----------------
16. Investments in mutual funds and other equity securities with readily
determinable fair values__________________________________________________________ A510 102,966 16
-----------------
17. Total amortized (historical) cost of both held-to-maturity and
available-for-sale securities (sum of items 10 through 16)_________________________ 1374 1,723,758 17
-----------------
18. Equity securities that do not have readily determinable fair values_______________ 1752 404,057 18
-----------------
Schedule RC-I--Selected Assets and Liabilities of IBFs
To be completed only by banks with IBFs and other "foreign" offices.
-----------------
Dollar Amounts in Thousands RCFN Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------
1. Total IBF assets of the consolidated bank (component of Schedule RC, item 12)_____ 2133 0 1
-----------------
2. Total IBF liabilities (component of Schedule RC, item 21)_________________________ 2898 0 2
-----------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ----------------------------------------------
Legal Title of Bank RC-13
FDIC Certificate Number- 05208 [23]
Schedule RC-K--Quarterly Averages (1)
---------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------------
ASSETS
1. Interest-bearing balances due from depository institutions_________________________________________3381 60,148 1
---------------------
2. U.S. Treasury securities and U.S. Government agency obligations (2)
(excluding mortgage-backed securities)_____________________________________________________________B558 303,852 2
---------------------
3. Mortgage-backed securities (2)_____________________________________________________________________B559 1,304,083 3
---------------------
4. All other securities (2,3)(includes securities issued by states and political
---------------------
subdivisions in the U.S.)__________________________________________________________________________B560 477,621 4
---------------------
5. Federal funds sold and securities purchased under agreements to resell_____________________________3365 14,090,709 5
---------------------
6. Loans:
a. Loans in domestic offices: RCON
---------------------
(1) Total loans_________________________________________________________________________________3360 32,910,644 6.a.1
---------------------
(2) Loans secured by real estate________________________________________________________________3365 22,268,007 6.a.2
---------------------
(3) Loans to finance agricultural production and other loans to farmers_________________________3366 204,023 6.a.3
---------------------
(4) Commercial and Industrial loans_____________________________________________________________3367 4,819,414 6.a.4
---------------------
(5) Loans to individuals for household, family, and other personal expenditures:
---------------------
(a) Credit cards____________________________________________________________________________B561 415,186 6.a.5a
---------------------
(b) Other (includes single payment, installment, all student loans, and revolving
---------------------
credit plans other than credit cards)___________________________________________________B562 1,154,573 6.a.5.b
---------------------
RCFN
---------------------
b. Total loans in foreign offices, Edge and Agreement subsidiaries, and IBFs________________________3360 1,061 6.b
---------------------
RCFD
---------------------
7. Trading assets_____________________________________________________________________________________3401 36,258 7
---------------------
8. Lease financing receivables (net of unearned income)_______________________________________________3484 2,702,153 8
---------------------
9. Total assets(4)____________________________________________________________________________________3368 54,503,934 9
---------------------
LIABILITIES
10. Interest-bearing transaction accounts in domestic (NOW accounts, ATS accounts, RCON
---------------------
and telephone and preauthorized transfer accounts) (exclude demand deposits)_______________________3485 290,324 10
---------------------
11. Nontransaction accounts in domestic offices:
---------------------
a. Savings deposits (includes MMDAs)_______________________________________________________________B563 17,725,479 11.a
---------------------
b. Time deposits of $100,000 or more_______________________________________________________________A514 241,558 11.b
---------------------
c. Time deposits of less than $100,000_____________________________________________________________A529 1,611,262 11.c
---------------------
RCFN
---------------------
12. Interest-bearing deposits in foreign offices, Edge and Agreement subsidiaries, and IBFs____________3404 13,843,382 12
---------------------
RCFD
---------------------
13. Federal funds purchased and securities sold under agreements to repurchase_________________________3353 6,587,303 13
---------------------
14. Other borrowed money
---------------------
(includes mortgage indebtedness and obligations under capitalized leases)__________________________3355 6,556,771 14
---------------------
________
(1) For all items, banks have the option of reporting either (1) an average of
DAILY figures for the quarter, or (2) an average of WEEKLY figures (i.e.,
the Wednesday of each week of the quarter).
(2) Quarterly averages for all debt securities should be based on amortized
cost.
(3) Quarterly averages for all equity securities should be based on historical
cost.
(4) The quarterly averages for total assets should reflect all debt securities
(not held for trading) at amortized cost, equity securities with readily
determinable fair values at the lower of cost or fair value, and equity
securities without readily determinable fair values at historical cost.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ------------------------------------------
Legal Title of Bank RC-14
FDIC Certificate Number - 05208 [24]
Schedule RC-L--Derivatives and Off-Balance Sheet Items
Please read carefully the instructions for the preparation of Schedule RC-L.
Some of the amounts reported in Schedule RC-L are regarded as volume indicators
and not necessarily as measures of risk.
------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------
1. Unused commitments:
a. Revolving, open-end lines secured by 1-4 family residential properties,
-------------------
e.g., home equity lines__________________________________________________ 3814 1,385,388 1.a
-------------------
b. Credit card lines________________________________________________________ 3815 0 1.b
-------------------
c. Commercial real estate, construction, and land development:
-------------------
(1) Commitments to fund loans secured by real estate_____________________ 3816 101,794 1.c.1
-------------------
(2) Commitments to fund loans not secured by real estate_________________ 8550 114,561 1.c.2
-------------------
d. Securities underwriting__________________________________________________ 3817 0 1.d
-------------------
e. Other unused commitments_________________________________________________ 3818 2,025,257 1.e
-------------------
2. Financial standby letters of credit and foreign office guarantees___________ 3819 5,399 2
-------------------------------------
a. Amount of financial standby letters of credit conveyed to others_________ 3820 853 2.a
-------------------------------------
3. Performance standby letters of credit and foreign office guarantees_________ 3821 209,609 3
-------------------------------------
a. Amount of performance standby letters of credit conveyed to others_______ 3822 8,566 3.a
-------------------------------------
4. Commercial and similar letters of credit____________________________________ 3411 25,689 4
-------------------
-------------------
5. Participations in acceptances (as described in the instructions) conveyed
to others by the reporting bank_____________________________________________ 3428 0 5
-------------------
6. Securities lent (including customers' securities lent where the customer
is indemnified against loss by the reporting bank)__________________________ 3433 451,966 6
-------------------
7. Credit derivatives:
a. Notional amount of credit derivatives on which the reporting bank is
-------------------
the guarantor____________________________________________________________ A534 0 7.a
-------------------
(1) Gross positive fair value____________________________________________ C219 0 7.a.1
-------------------
(2) Gross negative fair value____________________________________________ C220 0 7.a.2
-------------------
b. Notional amount of credit derivatives on which the reporting bank is
the beneficiary__________________________________________________________ A535 0 7.b
-------------------
(1) Gross positive fair value____________________________________________ C221 0 7.b.1
-------------------
(2) Gross negative fair value____________________________________________ C222 0 7.b.2
-------------------
8. Spot foreign exchange contracts_____________________________________________ 8785 0 8
-------------------
9. All other off-balance sheet liabilities (exclude derivatives) (itemize
and describe each component of this item over 25% of Schedule RC, item 28,
"Total equity capital")_____________________________________________________ 3430 8,333,372 9
-------------------
TEXT
-----------------
a. Securities borrowed 3432 8,333,372 9.a
-------------------------------------------------------------------------------------------
b. Commitments to purchase when-issued securities 3434 0 9.b
-------------------------------------------------------------------------------------------
c. 3555 3555 N/A 9.c
-------------------------------------------------------------------------------------------
d. 3556 3556 N/A 9.d
-------------------------------------------------------------------------------------------
e. 3557 3557 N/A 9.e
-------------------------------------------------------------------------------------------
10. All other off-balance sheet assets (exclude derivatives) (itemize and
describe each component of this item over 25% Schedule RC item 28.,
-------------------
"Total equity capital")_____________________________________________________ 5591 0 10
-------------------
TEXT
-----------------
a. Commitments to sell when-issued securities 3435 0 10.a
-------------------------------------------------------------------------------------------
b. 5592 5592 N/A 10.b
-------------------------------------------------------------------------------------------
c. 5593 5593 N/A 10.c
-------------------------------------------------------------------------------------------
d. 5594 5594 N/A 10.d
-------------------------------------------------------------------------------------------
e. 5595 5595 N/A 10.e
-------------------------------------------------------------------------------------------
11. Year-to-date merchant credit card sales volume: RCFD Bil Mil Thou
------------------
a. Sales for which the reporting bank is the acquiring bank_________________ C223 0 11.a
-------------------
b. Sales for which the reporting bank is the agent bank with risk___________ C224 0 11.b
-------------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ------------------------------------------
Legal Title of Bank RC-15
FDIC Certificate Number - 05208 [25]
Schedule RC-L--Continued
Dollar Amounts in Thousands (Column A) (Column B) (Column C) (Cokmn D)
- -----------------------------------
Interest Foreign Equity Commodity
Derivatives Position Indicators Rate Exchange Derivative and Other
Contracts Contracts Contracts Contracts
Bil Mil Thou Tril Bil Mil Thou Tril Bil Mil Thou Tril Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------
12. Gross amounts (e.g., notional amounts)
(for each column, sum of items 12.a
through 12.e must equal sum of items
---------------------------------------------------------------------
13 and 14): RCFD 8693 RCFD 8694 RCFD 8695 RCFD 8696
---------------------------------------------------------------------
a. Futures contracts______________________ 0 0 0 0 12.a
---------------------------------------------------------------------
RCFD 8697 RCFD 8698 RCFD 8699 RCFD 8700
---------------------------------------------------------------------
b. Forward contracts______________________ 0 0 0 0 12.b
---------------------------------------------------------------------
c. Exchange traded option contracts: RCFD 8701 RCFD 8702 RCFD 8703 RCFD 8704
---------------------------------------------------------------------
(1) Written options____________________ 0 0 0 0 12.c.1
---------------------------------------------------------------------
RCFD 8705 RCFD 8706 RCFD 8707 RCFD 8708
---------------------------------------------------------------------
(2) Purchased options__________________ 0 0 0 0 12.c.2
---------------------------------------------------------------------
d. Over-the-counter option contracts: RCFD 8709 RCFD 8710 RCFD 8711 RCFD 8712
---------------------------------------------------------------------
(1) Written options____________________ 227,285 0 0 7,297 12.d.1
---------------------------------------------------------------------
RCFD 8713 RCFD 8714 RCFD 8715 RCFD 8716
---------------------------------------------------------------------
(2) Purchased options__________________ 218,235 0 0 7,297 12.d.2
---------------------------------------------------------------------
RCFD 3450 RCFD 3826 RCFD 8719 RCFD 8720
---------------------------------------------------------------------
e. Swaps__________________________________ 1,516,157 0 0 35,523 12.e
---------------------------------------------------------------------
13. Total gross notional amount of RCFD A126 RCFD A127 RCFD 8723 RCFD 8724
---------------------------------------------------------------------
derivative contracts held for trading_____ 1,961,677 0 0 50,117 13
---------------------------------------------------------------------
14. Total gross notional amount of derivative
---------------------------------------------------------------------
contracts held for purposes other than RCFD 8725 RCFD 8726 RCFD 8727 RCFD 8728
---------------------------------------------------------------------
trading___________________________________ 0 0 0 0 14
---------------------------------------------------------------------
a. Interest rate swaps where the bank has RCFD A589
-------------
agreed to pay a fixed rate_____________ 0
-------------
15. Gross fair values of derivative contracts:
---------------------------------------------------------------------
a. Contracts held for trading: RCFD 8733 RCFD 8734 RCFD 8735 RCFD 8736
---------------------------------------------------------------------
(1) Gross positive fair value__________ 34,332 0 0 8,270 15.a.1
---------------------------------------------------------------------
RCFD 8737 RCFD 8738 RCFD 8739 RCFD 8740
---------------------------------------------------------------------
(2) Gross negative fair value__________ 31,055 0 0 7,932 15.a.2
---------------------------------------------------------------------
b. Contracts held for purposes other than
---------------------------------------------------------------------
trading: RCFD 8741 RCFD 8742 RCFD 8743 RCFD 8744
---------------------------------------------------------------------
(1) Gross positive fair value__________ 0 0 0 0 15.b.1
---------------------------------------------------------------------
RCFD 8745 RCFD 8746 RCFD 8747 RCFD 8748
---------------------------------------------------------------------
(2) Gross negative fair value__________ 0 0 0 0 15.b.2
---------------------------------------------------------------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------
Legal Title of Bank RC-16
FDIC Certificate Number-05208 [26]
Schedule RC-M--Memoranda
Dollar Amounts in Thousands RCFD Bil Mil Thou
- -------------------------------------------------------------------------------------------------
1. Extensions of credit by the reporting bank to its executive officers,
directors, principal shareholders, and their related interests as of the
report date:
a. Aggregate amount of all extensions of credit to all executive officers,
directors, principal shareholders, and their related interests 6164 238 1.a
b. Number of executive officers, directors, and principal shareholders to
whom the amount of all extensions of credit by the reporting bank
(including extensions of credit to related interests)
equals or exceeds the lesser of $500,000 or 5 percent
of total capital as defined for this purpose in agency Number
regulations 6165 0 1.b
2. Intangible assets other than goodwill:
a. Mortgage servicing Assets 3164 147 2.a
(1) Estimated fair value of mortgage servicing assets A590 147 2.a.1
b. Purchased credit card relationships and nonmortgage
servicing assets B026 1,418 2.b
c. All other identifiable intangible assets 5507 2,408 2.c
d. Total (sum of items 2.a, 2.b, and 2.c)(must equal Schedule
RC, item 10.b) 0426 3,973 2.d
3. Other real estate owned:
a. Direct and indirect investment in real estate ventures 5372 0 3.a
b. All other real estate owned: RCON
(1) Constructions, land development, and other land in
domestic offices 5508 0 3.b.1
(2) Farmland in domestic offices 5509 751 3.b.2
(3) 1-4 family residential properties in domestic offices 5510 3,110 3.b.3
(4) Multifamily (5 or more) residential properties in
domestic offices 5511 0 3.b.4
(5) Nonfarm nonresidential properties in domestic offices 5512 1,222 3.b.5
RCFN
(6) In foreign offices 5513 0 3.b.6
RCFD
c. Total (sum of items 3.a and 3.b)(must equal Schedule RC,
Item 7) 2150 5,083 3.c
4. Investments in unconsolidated subsidiaries and associated
companies:
a. Direct and indirect investments in real estate ventures 5374 0 4.a
b. All other investments in unconsolidated subsidiaries and
associated companies 5375 0 4.b
c. Total (sum of items 4.a and 4.b)(must equal Schedule RC,
item 8) 2130 0 4.c
5. Other borrowed money:
a. Federal Home Loan Bank advances:
(1) With a remaining maturity of one year or less (1) 2651 3,566,452 5.a.1
(2) With a remaining maturity of more than one year
through three years B565 1,510,420 5.a.2
(3) With a remaining maturity of more than three years B566 1,450,000 5.a.3
b. Other borrowings:
(1) With a remaining maturity of one year or less B571 317,150 5.b.1
(2) With a remaining maturity of more than one year
through three years B567 26,193 5.b.2
(3) With a remaining maturity of more than three years B568 1,901 5.b.3
c. Total (sum of items 5.a.(1) through 5.b.(3))(must equal
Schedule RC, item 16) 3190 6,872,116 5.c
YES/NO
------
6. Does the reporting bank sell private label or third party
mutual funds and annuities? B569 YES 6
RCFD Bil Mil Thou
-----------------
7. Assets under the reporting bank's management in proprietary mutual funds
and annuities B570 0 7
- ----------
(1) Includes overnight Federal Home Loan Bank advances.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------
Legal Title of Bank RC-17
FDIC Certificate Number - 05208 [27]
Schedule RC-N--Past Due and Nonaccrual Loans, Leases, and Other Assets
(Column A) (Column B) (Column C)
Past due Past due 90 Nonaccrual
30 through 89 days or more
days and still and still
accruing accruing
--------------------------------------------------------
Dollar Amounts in Thousands RCON Bil Mil Thou RCON Bil Mil Thou RCON Bil Mil Thou
-----------------------------------------------------------------------------------------
1. Loans secured by real estate:
a. Construction, land development, and
other land loans in domestic offices 2759 5,807 2769 0 3492 1,223 1.a
b. Secured by farmland in domestic offices 3493 2,706 3494 87 3495 1,629 1.b
c. Secured by 1-4 family residential
properties in domestic offices:
(1) Revolving, open-end loans secured
by 1-4 family residential properties
and extended under lines of credit 5398 5,235 1,905 5400 2,628 1.c.1
(2) Closed-end loans secured by 1-4 family
residential properties:
(a) Secured by first liens C236 188,484 C237 35,129 C229 19,191 1.c.2.a
(b) Secured by junior liens C238 7,798 C239 1,614 C230 0 1.c.2.b
d. Secured by multifamily (5 or more)
residential properties in domestic offices 3499 86 3500 0 3501 440 1.d
e. Secured by nonfarm nonresidential properties
properties in domestic offices 3502 12,881 3503 249 3504 12,248 1.e
RCFN RCFN RCFN
f. In foreign offices B572 0 B573 0 B574 0 1.f
2. Loans to depository institutions and
acceptances of other banks:
a. To U.S. banks and other U.S. depository RCFD RCFD RCFD
institutions 5377 0 5378 0 5379 0 2.a
b. To foreign banks 5380 0 5381 0 5382 0 2.b
3. Loans to finance agricultural production and
other loans to farmers 1594 11,833 1597 173 1583 2,812 3
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) 1251 50,716 1252 1,211 1253 124,152 4.a
b. To non-U.S. addressees (domicile) 1254 0 1255 0 1256 0 4.b
5. Loans to individuals for household, family,
and other personal expenditures:
a. Credit cards B575 0 B576 0 B577 0 5.a
b. Other (includes single payment, installment,
all student loans, and revolving credit
plans other than credit cards) B578 12,267 B579 9,284 B580 654 5.b
6. Loans to foreign governments and official
institutions 5369 0 5390 0 5391 0 6
7. All other loans 5459 3,717 5460 0 5461 1,199 7
8. Lease financing receivables:
a. Of U.S. addressees (domicile) 1257 33,815 1258 0 1259 69,941 8.a
b. Of non-U.S. addressees (domicile) 1271 0 1272 0 1791 0 8.b
9. Debt securities and other assets (exclude
other real estate owned and other repossessed
assets) 3505 0 3506 0 3507 0 9
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- -------------------------------- RC-18
Legal Title of Bank
FDIC Certificate Number- 05208 [28]
Schedule RC-N-Continued
Amounts reported in Schedule RC-N, items 1 through 8, above include guaranteed
and unguaranteed portions of past due and nonaccrual loans and leases. Report in
item 10 below certain guaranteed loans and leases that have already been
included in the amounts reported in items 1 through 8.
(Column A) (Column B)
Past due Past due 90
30 through 89 days or more
days and still and still (Column C)
accruing accruing Nonaccrual
---------------- ----------------- ----------------
Dollar Amounts in Thousands RCFD Bi Mil Thou RCFD Bil Mil Thou RCFD Bi Mil Thou
- --------------------------- ---------------- ----------------- ----------------
10. Loans and leases reported in items 1
through 8 above which are wholly or partially
guaranteed by the U.S. Government 5612 7,934 5613 8,827 5614 147 10
a. Guaranteed portion of loans and leases
included in item 10 above 5615 7,874 5616 8,821 5617 37 10.a
(Column A) (Column B)
Past due Past due 90
30 through 89 days or more
days and still and still (Column C)
Memoranda accruing accruing Nonaccrual
--------------- ----------------- -----------------
Dollar Amounts in Thousands RCFD Bi Mil RCFD Bil Mil Thou RCFD Bi Mil Thou
- --------------------------- ------------ ----------------- -----------------
1. Restructured loans and leases included in
Schedule RC-N, items 1 through 8, above
(and not reported in Schedule RC-C, Part I,
Memorandum item 1) 1858 0 1859 0 1861 0 M.1
2. Loans to finance commercial real estate,
construction, and land development activities
(not secured by real estate) included in
Schedule RC-N, items 4 and 7, above 6558 5,970 6559 29 6560 1,762 M.2
3. Loans secured by real estate to non-U.S.
addresses (domicile) (included in
Schedule RC-N, item 1, above) 1248 0 1249 0 1250 0 M.3
4. Not applicable
5. Loans and leases held for sale (included in
Schedule RC-N, items 1 through 8, above) C240 32,503 C241 9,615 C226 4,180 M.5
(Column A)
Past due (Column B)
30 through Past due 90
89 days days or more
----------------- -----------------
RCFD Bil Mil Thou RCFD Bil Mil Thou
----------------- -----------------
6. Interest rate, foreign exchange rate, and other
commodity and equity contracts:
Fair value of amounts carried as assets 3529 0 3530 0 M.6
- --------------------------------------------------------------------------------
Person to whom questions about the Reports of Condition and Income should be
directed:
Karen B. Martin, Regulatory Reporting
- --------------------------------------------------------------------------------
Name and Title (Text 8901)
karen.b.martin@wellsfargo.com
- --------------------------------------------------------------------------------
E-mail Address (TEXT 4086)
(612) 667-3975 (612) 667-3659
- --------------------------------------------------------------------------------
Telephone: Area code/phone number/extension (TEXT 890 FAX: Area code/phone
number (TEXT 9116)
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------
Legal Title of Bank RC-19
FDIC Certificate Number- 05208 [29]
Schedule RC-0--Other Data for Deposit Insurance and FICO Assessments
Dollar Amounts in Thousands RCON Bil Mil Thou
- ---------------------------------------------------------------------------------------------------
1. Unposted debits (see instructions):
a. Actual amount of all unposted debits 0030 0 1.a
OR
b. Separate amount of unposted debits:
(1) Actual amount of unposted debits to demand deposits 0031 N/A 1.b.1
(2) Actual amount of unposted debits to time and savings deposits (1) 0032 N/A 1.b.2
2. Unposted credits (see instructions):
a. Actual amount of all unposted credits 3510 0 2.a
OR
b. Separate amount of unposted credits:
(1) Actual amount of unposted credits to demand deposits 3512 N/A 2.b.1
(2) Actual amount of unposted credits to time and savings deposits (1) 3514 N/A 2.b.2
3. Uninvested trust funds (cash) held in bank's own trust department
(not included in total deposits in domestic offices) 3520 0 3
4. Deposits of consolidated subsidiaries in domestic offices and in insured
branches in Puerto Rico and U.S. territories and possessions (not included
in total deposits):
a. Demand deposits of consolidated subsidiaries 2211 415,463 4.a
b. Time and savings deposits (1) of consolidated subsidiaries 2351 0 4.b
c. Interest accrued and unpaid on deposits of consolidated subsidiaries 5514 0 4.c
5. Deposits in insured branches in Puerto Rico and U.S. territories and
possessions
a. Demand deposits in insured branches (included in Schedule RC-E, Part II) 2229 0 5.a
b. Time and saving deposits (1) in insured branches (included in
Schedule RC-E, Part II) 2383 0 5.b
c. Interest accrued and unpaid on deposits in insured branches (included in
Schedule RC-G, item 1.b) 5515 0 5.c
6. Reserve balances actually passed through to the Federal Reserve by the
reporting bank on behalf of its respondent depository institutions that are
also reflected as deposit liabilities of the reporting bank:
a. Amount reflected in demand deposits (included in Schedule RC-E, Part I,
Item 7 column B) 2314 0 6.a
b. Amount reflected in time and savings deposits (1) (included in Schedule
RC-E, Part I, Item 7, column A or C, but not column B) 2315 0 6.b
7. Unamortized premiums and discounts on time and savings deposits: (1,2)
a. Unamortized premiums 5516 0 7.a
b. Unamortized discounts 5517 0 7.b
8. To be completed by banks with "Oakar deposits".
a. Deposits purchased or acquired from other FDIC-insured institutions
during the quarter (exclude deposits purchased or acquired from foreign
offices other than insured branches in Puerto Rico and U.S. territories
and possessions):
(1) Total deposits purchased or acquired from other
FDIC-insured institutions during the quarter A531 0 8.a.1
(2) Amount of purchased or acquired deposits reported in item 8.a.(1)
above attributable to a secondary fund (i.e., BIF members
report deposits attributable to SAIF; SAIF members report
deposits attributable to BIF) A532 0 8.a.2
b. Total deposits sold or transferred to other FDIC-insured institutions
during the quarter (exclude sales or transfers by the reporting bank
of deposits in foreign offices other than insured branches in Puerto
Rico and U.S. territories and possessions) A533 0 8.b
- ----------------
(1) For FDIC and FICO insurance assessment purposes, "time and savings deposits"
consists of nontransaction accounts and all transaction accounts other than
demand deposits.
(2) Exclude core deposit intangibles.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- -------------------------------- RC-20
Legal Title of Bank
[30]
FDIC Certificate Number- 05208
Schedule RC-0-Continued
Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------------------
9. Deposits in lifeline accounts 5596 9
10. Benefit-responsive "Depository Institution Investment Contracts" (included in total
deposits in domestic offices) 8432 0 10
11. Adjustments to demand deposits in domestic offices and in insured branches in Puerto Rico and U.S.
territories and possessions reported in Schedule RC-E for certain reciprocal demand balances:
a. Amount by which demand deposits would be reduced if the reporting bank's reciprocal demand
balances with the domestic offices of U.S. banks and savings associations and insured branches
in Puerto Rico and U.S. territories and possessions that were reported on a gross basis in
Schedule RC-E had been reported on a net basis 8785 0 11.a
b. Amount by which demand deposits would be increased if the reporting bank's reciprocal demand
balances with foreign banks and foreign offices of other U.S. banks (other than insured branches
in Puerto Rico and U.S. territories and possessions) that were reported on a net basis in
Schedule RC-E had been reported on a gross basis A181 0 11.b
c. Amount by which demand deposits would be reduced if cash items in process of collection were
included in the calculation of the reporting bank's net reciprocal demand balances with the
domestic offices of U.S. banks and savings associations and insured branches in Puerto Rico and
U.S. territories and possessions in Schedule RC-E A182 0 11.c
12. Amount of assets netted against deposit liabilities in domestic offices and in insured branches in
Puerto Rico and U.S. territories and possessions on the balance sheet (Schedule RC) in accordance
with generally accepted accounting principles (exclude amounts related to reciprocal demand
balances):
a. Amount of assets netted against demand deposits A527 0 12.a
b. Amount of assets netted against time and savings deposits A528 0 12.b
Memoranda (to be completed each quarter except as noted)
Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------------------
1. Total deposits in domestic offices of the bank and in insured branches in Puerto Rico and U.S.
territories and possessions (sum of Memorandum items 1.a.(1) and 1.b.(1) must equal the sum of
Schedule RC, item 13.a, and Schedule RC-O, items 5.a and 5.b):
a. Deposit accounts of $100,000 or less:
(1) Amount of deposit accounts of $100,0000 or less 2702 6,618,775 M.1.a1
(2) Number of deposit accounts of $100,000 or less Number
(to be completed for the June report only) 3779 2,182,128 M.1.a2
b. Deposit accounts of more than $100,000:
(1) Amount of deposit accounts of more than $100,000 2710 16,732,465 M.1.b1
Number
(2) Number of deposit accounts of more than $100,000 2722 15,476 M.1.b2
2. Memorandum item 2 is to be completed by all banks.
Estimated amount of uninsured deposits in domestic offices of the bank and in insured branches in
Puerto Rico and U.S. territories and possessions (see instructions) 5597 15,184,865 M.2
3. Has the reporting institution been consolidated with a parent bank or savings association in that
parent bank's or parent savings association's Call Report or Thrift Financial Report?
If so, report the legal title and FDIC Certificate Number of the parent bank or parent savings
association:
Text RCON FDIC Cert No.
A545 A545 N/A M.3
- ------------------------------------------------------------------------------------------------------------------------------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- -------------------------------- RC-21
Legal Title of Bank
FDIC Certificate Number - 05208 [31]
Schedule RC-R--Regulatory Capital
Dollar Amounts in Thousands RCFD Bil Mil Thou
- --------------------------------------------------------------------------------------------------------------------------------
Tier 1 capital
1. Total equity capital (from Schedule RC, item 28) 3210 3,381,512 1
2. LESS: Net unrealized gains (losses) on available-for-sale securities (1)
(if a gain, report as a positive value; if a loss, report as a negative value) 8434 43,852 2
3. LESS: Net unrealized loss on available-for-sale EQUITY securities (1) (report loss as a
positive value) A221 78 3
4. LESS: Accumulated net gains (losses) on cash flow hedges (1)
(if a gain, report as a positive value; if a loss, report as a negative value) 4336 0 4
5. LESS: Nonqualifying perpetual preferred stock B588 0 5
6. Qualifying minority interests in consolidated subsidiaries B589 0 6
7. LESS: Disallowed goodwill and other disallowed intangible assets B590 138,789 7
8. Subtotal (sum of items 1 and 6, less Items 2,3,4, 5, and 7) C227 3,198,793 8
9.a. LESS: Disallowed servicing assets and purchased credit card relationships B591 15 9.a
b. LESS: Disallowed deferred tax assets 5610 0 9.b
10. Other additions to (deductions from) Tier 1 capital B592 0 10
11. Tier 1 capital (sum of items 8 and 10, less Items 9.a and 9.b) 8274 3,198,778 11
Tier 2 Capital
12. Qualifying subordinated debt and redeemable preferred stock 5306 0 12
13. Cumulative perpetual preferred stock includible in Tier 2 capital B593 0 13
14. Allowance for loan and lease losses includible in Tier 2 capital 5310 256,774 14
15. Unrealized gains on available-for-sale equity securities includible in Tier 2 capital 2221 0 15
16. Other Tier 2 capital components B594 0 16
17. Tier 2 capital (sum of items 12 through 16) 5311 256,774 17
18. Allowable Tier 2 capital (lesser of item 11 or 17) 8275 256,774 18
19. Tier 3 capital allocated for market risk 1395 0 19
20. LESS: Deductions for total risk-based capital B595 0 20
21. Total risk-based capital (sum of items 11, 18, and 19, less item 20) 3792 3,455,552 21
Total assets for leverage ratio
22. Average total assets (from Schedule RC-K, item 9) 3368 54,503,934 22
23. LESS: Disallowed goodwill and other disallowed intangible assets (from item 7 above) B590 138,789 23
24. LESS: Disallowed servicing assets and purchased credit card relationships (from item 9.a above) B591 15 24
25. LESS: Disallowed deferred tax assets (from item 9.b above) 5610 0 25
26. LESS: Other deductions from assets for leverage capital purposes B596 0 26
27. Average total assets for leverage capital purposes (item 22 less items 23 through 26) A224 54,365,130 27
Adjustments for financial subsidiaries
28.a. Adjustment to Tier 1 capital reported in item 11 C228 0 28.a
b. Adjustment to total risk-based capital reported in item 21 B503 0 28.b
29. Adjustment to risk-weighted assets reported in item 62 B504 0 29
30. Adjustment to average total assets reported in item 27 B505 0 30
Capital Ratios
(Column B is to be completed by all banks. Column A is to be
completed by banks with financial subsidiaries) (Column A) (Column B)
RCFD Percentage RCFD Percentage
---- ---------- ---- ----------
31. Tier 1 leverage ratio (2) 7273 N/A 7204 5.88% 31
32. Tier 1 risk-based capital ratio (3) 7274 N/A 7206 11.31% 32
33. Total risk-based capital ratio (4) 7275 N/A 7205 12.22% 33
- ----------------
(1) Report amount included in Schedule RC, item 26.b, "Accumulated other
comprehensive income."
(2) The ratio for column B is item 11 divided by item 27. The ratio for column
A is item 11 minus item 28.a divided by (item 27 minus item 30).
(3) The ratio for column B is item 11 divided by item 62. The ratio for column
A is item 11 minus item 28.a divided by (item 62 minus item 29).
(4) The ratio for column B is item 21 divided by item 62. The ratio for column
A is item 21 minus item 28.b divided by (item 62 minus item 29).
FFIEC 031
RC-22
[32]
Wells Fargo Bank Minnesota, N.A.
- ---------------------------------
Legal Title of Bank
FDIC Certificate Number - 05208
Schedule RC-R--Continued
Banks are not required to risk-weight each on-balance sheet asset and the credit
equivalent amount of each off-balance sheet item that qualifies for a risk
weight of less than 100 percent (50 percent for derivatives) at its lower risk
rate. When completing items 34 through 54 of Schedule RC-R, each bank should
decide for itself how detailed a risk-weight analysis it wished to perform. In
other words, a bank can choose from among its assets and off-balance sheet items
that have a risk weight of less than 100 percent which ones to risk-weight at an
appropriate lower risk, or it can simply risk-weight some or all of these items
at a 100 percent risk weight (50 percent for derivatives).
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F)
---------------------------------------------------
Totals Items Not Allocation by Risk Weight Category
---------------------------------------------------
(from Subject to
Schedule RC) Risk-Weighting 0% 20% 50% 100%
Dollar Amount in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------------------
Balance Sheet Asset Categories
34. Cash and Balances due from depository RCFD 0010 RCFD B600 RCFD B601 RCFD B602
------------ ------------------------- ------------
institutions (Column A equals the sum of
the Schedule RC, item 1.a and 1.b)____________ 1,596,195 277,597 1,318,598 0 34
-------------------------------------------------------------------------------
RCFD 1754 RCFD B603 RCFD B604 RCFD B605 RCFD B606 RCFD B607
-------------------------------------------------------------------------------
35. Held-to-maturity securities___________________ 0 0 0 0 0 0 35
-------------------------------------------------------------------------------
RCFD 1773 RCFD B608 RCFD B609 RCFD B610 RCFD B611 RCFD B612
-------------------------------------------------------------------------------
36. Available-for-sale securities_________________ 1,794,481 70,801 576,165 732,369 88,231 326,915 36
-------------------------------------------------------------------------------
37. Federal funds sold and securities purchased RCFD C225 RCFD C063 RCFD C064 RCFD B520
------------ ------------------------- ------------
under agreements to resell____________________ 14,597,393 0 14,597,393 0 37
------------ ------------------------- ------------
RCFD 5369 RCFD B617 RCFD B618 RCFD B619 RCFD B620 RCFD B621
-------------------------------------------------------------------------------
38. Loans and leases held for sale________________ 14,828,278 0 0 2,510,452 12,317,826 0 38
-------------------------------------------------------------------------------
RCFD B528 RCFD B622 RCFD B623 RCFD B624 RCFD B625 RCFD B626
-------------------------------------------------------------------------------
39. Loans and leases, net of unearned income (1)__ 19,983,924 0 0 4,078,747 3,564,615 12,340,562 39
-------------------------------------------------------------------------------
RCFD 3123 RCFD 3123
--------------------------
40. LESS: Allowance for loan and lease losses_____ 256,774 256,774 40
--------------------------
RCFD 3545 RCFD B627 RCFD B628 RCFD B629 RCFD B630 RCFD B631
-------------------------------------------------------------------------------
41. Trading assets________________________________ 44,366 42,724 0 1,642 0 0 41
-------------------------------------------------------------------------------
RCFD B639 RCFD B640 RCFD B641 RCFD B642 RCFD B643 RCFD 5339
-------------------------------------------------------------------------------
42. All other assets (2)__________________________ 1,757,428 138,804 55,882 352,143 70,940 1,139,659 42
-------------------------------------------------------------------------------
RCFD 2170 RCFD B644 RCFD 5320 RCFD 5327 RCFD 5334 RCFD 5340
-------------------------------------------------------------------------------
43. Total assets (sum of items 34 through 42)_____ 54,345,291 (4,445) 909,644 23,591,344 16,041,612 13,807,136 43
------------------------------------------------------------------------------
- -----------
(1) Include any allocated transfer risk reserve in column B.
(2) Includes premises and fixed assets, other real estate owned, investments in
unconsolidated subsidiaries and associated companies, customers' liability
on acceptances outstanding, intangible assets, and other assets.
Wells Fargo Bank Minnesota, N.A.
- -------------------------------------------
Legal Title of Bank
FFIEC 031
FDIC Certificate Number-05208 RC-23
[33]
Schedule RC-R--Continued
-------------------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D) (Column E)
-------------------------------------------
Face Value Credit Credit Allocation by Risk Weight
-------------------------------------------
or Notional Conversion Equivalent
Amount Factor Amount(1) 0% 20% 50%
------------- ----------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------------------------------
Derivatives and Off-Balance Sheet items RCFD B546 See footnote 2 RCFD B547 RCFD B548 RCFD B581 RCFD B552
-------------------------------------------------------------------------------------
44. Financial standby letter of credit___ 5,399 1,000 5,399 0 0 0
-------------------------------------------------------------------------------------
45. Performance standby letters of RCFD 3821 RCFD B650 RCFD B651 RCFD B652 RCFD B653
-------------------------------------------------------------------------------------
of credit____________________________ 209,609 .50 104,805 0 0 0
-------------------------------------------------------------------------------------
46. Commercial and similar letters RCFD 3411 RCFD B655 RCFD B656 RCFD B657 RCFD B658
-------------------------------------------------------------------------------------
of credit____________________________ 25,689 .20 5,138 0 0 0
-------------------------------------------------------------------------------------
47. Risk participations in bankers ------------- ---------------------------------------------
acceptances acquired by the RCFD 3429 RCFD B660 RCFD B661 RCFD B662
-------------------------------------------------------------------------
reporting institution________________ 0 1.00 0 0 0
-------------------------------------------------------------------------------------
RCFD 3433 RCFD B664 RCFD B665 RCFD B666 RCFD B667
-------------------------------------------------------------------------------------
48. Securities lent______________________ 451,966 1.00 451,966 0 451,966 0
-------------------------------------------------------------------------------------
49. Retained recourse on small business RCFD A250 RCFD B669 RCFD B670 RCFD B671 RCFD B672
-------------------------------------------------------------------------------------
obligations sold with recourse_______ 0 1.00 0 0 0 0
-------------------------------------------------------------------------------------
50. Recourse and direct credit substitutes
(other than financial standby letters
of credit) subject to the law-level
exposure rule and residual interest
--------------------------------------------
subject to a dollar-for-dollar capital RCFD B541 *Below RCFD B542
--------------------------------------------
requirement__________________________ 0 12.500 0
--------------------------------------------------------------------------------------
5.1. All other financial assets sold with RCFD B675 RCFD B676 RCFD B677 RCFD B678 RCFD B679
--------------------------------------------------------------------------------------
recourse_____________________________ 0 1.00 0 0 0 0
--------------------------------------------------------------------------------------
52. All other off-balance sheet RCFD B681 RCFD B682 RCFD B683 RCFD B684 RCFD B685
--------------------------------------------------------------------------------------
liabilities__________________________ 0 1.00 0 0 0 0
--------------------------------------------------------------------------------------
53. Unused commitments with an original RCFD 3833 RCFD B687 RCFD B688 RCFD B689 RCFD B690
--------------------------------------------------------------------------------------
maturity exceeding one year__________ 3,015,031 .50 1,507,516 0 0 0
--------------------------------------------------------------------------------------
RCFD A167 RCFD B693 RCFD B694 RCFD B695
---------------------------------------------------------
54. Derivative contracts_________________ 56,625 0 17,312 39,313
--------------------------------------------------------------------------------------
---------------
(Column F)
---------------
Category
---------------
100%
---------------
Dollar Amounts in Thousands Bil Mil Thou
- -----------------------------------------------------------
Derivatives and Off-Balance Sheet items RCFD B583
---------------
44. Financial standby letter of credit___ 5,399 44
---------------
45. Performance standby letters of RCFD B654
---------------
of credit____________________________ 104,805 45
---------------
46. Commercial and similar letters RCFD B659
---------------
of credit____________________________ 5,138 46
---------------
47. Risk participations in bankers -----------
acceptances acquired by the RCFD B663
-----------
reporting institution________________ 0 47
---------------
RCFD B668
---------------
48. Securities lent______________________ 0 48
---------------
49. Retained recourse on small business RCFD B673
---------------
obligations sold with recourse_______ 0 49
---------------
50. Recourse and direct credit substitutes
(other than financial standby letters
of credit) subject to the law-level
exposure rule and residual interest
-----------
subject to a dollar-for-dollar capital RCFD B543
-----------
requirement__________________________ 0 50
----------------
5.1. All other financial assets sold with RCFD B680
----------------
recourse_____________________________ 0 51
----------------
52. All other off-balance sheet RCFD B686
----------------
liabilities__________________________ 0 52
----------------
53. Unused commitments with an original RCFD B691
----------------
maturity exceeding one year__________ 1,507,516 53
----------------
54. Derivative contracts_________________ 54
----------------
______________
(1) Column A multiplied by credit conversion factor.
(2) For financial standby letters of credit to which the low-level exposure rule
applies, use a credit conversion factor of 12.5 or an institution-specific
factor.
For other financial standby letters of credit, use a credit conversion
factor of 1.00. See instructions for further information.
(3) Or instutution-specific factor.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- -----------------------------------
Legal Title of Bank RC-24
FDIC Certificate Number - 05208 [34]
Schedule RC-R--Continued
(Column C) (Column D) (Column E) (Column F)
--------------------------------------------------------------
Allocation by Risk Weight Category
--------------------------------------------------------------
0% 20% 50% 100%
--------------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------------------------------
Totals
--------------------------------------------------------------
55. Total assets, derivatives, and off-balance sheet items by RCFD B696 RCFD B697 RCFD B698 RCFD B699
--------------------------------------------------------------
risk weight category (for each column, sum of items 43
through 54)___________________________________________________ 909,644 24,060,622 16,080,925 15,429,994 55
----------------------------------------------------------
56. Risk weight factor____________________________________________ *0% *20% *50% *100% 56
----------------------------------------------------------
57. Risk-weighted assets by risk weight category (for each RCFD B700 RCFD B701 RCFD B702 RCFD B703
----------------------------------------------------------
column, Item 55 multiplied by item 56)________________________ 0 4,812,124 8,040,463 15,429,994 57
----------------------------------------------------------
RCFD 1651
------------
58. Market risk equivalent assets_________________________________ 0 58
------------
59. Risk-weighted assets before deductions for excess allowance RCFD B704
------------
for loan and lease losses and allocated transfer risk reserve 28,282,581 59
(sum of item 57, columns C through F, and item 58)____________
------------
RCFD A222
-------------
60. LESS: Excess allowance for loan and lease losses_____________ 0 60
------------
RCFD 3128
------------
61. LESS: Allocated transfer risk reserve_________________________ 0 61
------------
RCFD A223
------------
62. Total risk-weighted assets (item 59 minus items 60 and 61)____ 28,282,581 62
----------------------------------------------------------
Memoranda
----------------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------
1. Current credit exposure across all derivative contracts covered
by the risk-based capital standards______________________________ 8764 42,602 M.1
----------------------------
-------------------------------------------------------------------------------
With a remaining maturity of
-------------------------------------------------------------------------------
(Column A) (Column B) (Column C)
One year Over one year Over
or less through five years
2. Notional principal amounts of derivative five years
-------------------------------------------------------------------------------
contracts:(1) RCFD Tril Bil Mil Thou RCFD Tril Bil Mil Thou RCFD Tril Bil Mil Thou
-------------------------------------------------------------------------------
a. Interest rate contracts____________ 3809 468,646 8766 954,718 8767 311,028 M.2.a
-------------------------------------------------------------------------------
B. Foreign exchange contracts_________ 3812 0 8769 0 8770 0 M.2.b
-------------------------------------------------------------------------------
c. Gold contracts_____________________ 8771 0 8772 0 8773 0 M.2.c
-------------------------------------------------------------------------------
d. Other precious metals contracts____ 8774 0 8775 0 8776 0 M.2.d
-------------------------------------------------------------------------------
e. Other commodity contracts__________ 8777 27,724 8778 15,096 8779 0 M.2.e
-------------------------------------------------------------------------------
f. Equity derivative contracts________ A000 0 A001 0 A002 0 M.2.f
-------------------------------------------------------------------------------
________
(1) Exclude foreign exchange contracts with an original maturity of 14 days or
less and all future contracts.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------
Legal Title of Bank RC-25
FDIC Certificate Number - 05208 [35]
Schedule RC-S--Securitization and Asset Sale Activities
--------------------------------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F) (Column G)
1-4 Family Home Credit Auto Other Commercial All Other
Residential Equity Card Loans Consumer and Industrial Loans and
Loans Loans Receivables Loans Loans All Lesses
--------------------------------------------------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ---------------------------------------------------------------------------------------------------------------------------------
Bank Securitization Activities
1. Outstanding principal
balance of assets sold and
securitized by the reporting
bank with servicing retained
or with resource or other
-----------------------------------------------------------------------------------------------
seller-provided credit RCFD B705 RCFD B706 RCFD B707 RCFD B708 RCFD B709 RCFD B710 RCFD B711
-----------------------------------------------------------------------------------------------
enhancements________________ 0 0 0 50 0 0 0 1
-----------------------------------------------------------------------------------------------
2. Maximum amount of credit
exposure arising from
resource or other seller-
provided credit enhancements
provided to structure
reported in Item 1 in the
form of:
a. Retained interest-only
-----------------------------------------------------------------------------------------------
strips (Included in RCFD B712 RCFD B713 RCFD B714 RCFD B715 RCFD B716 RCFD B717 RCFD B718
-----------------------------------------------------------------------------------------------
Schedules RC-B or RC-F
or in Schedule RC,
Item 5)____ 0 0 0 0 0 0 0 2.a
-----------------------------------------------------------------------------------------------
b. Standby letters of credit,
-----------------------------------------------------------------------------------------------
subordinated securities, RCFD B719 RCFD B720 RCFD B721 RCFD B722 RCFD B723 RCFD B724 RCFD B725
-----------------------------------------------------------------------------------------------
and other enhancements___ 0 0 0 0 0 0 0 2.b
-----------------------------------------------------------------------------------------------
3. Reporting bank's unused
commitments to provide
-----------------------------------------------------------------------------------------------
liquidity to structures RCFD B726 RCFD B727 RCFD B728 RCFD B729 RCFD B730 RCFD B731 RCFD B732
-----------------------------------------------------------------------------------------------
reported in Item 1__________ 0 0 0 0 0 0 0 3
-----------------------------------------------------------------------------------------------
4. Past due loan amounts
-----------------------------------------------------------------------------------------------
included in Item 1: RCFD B733 RCFD B734 RCFD B735 RCFD B736 RCFD B737 RCFD B738 RCFD B739
-----------------------------------------------------------------------------------------------
a. 30-89 days past due______ 0 0 0 0 0 0 0 4.a
-----------------------------------------------------------------------------------------------
RCFD B740 RCFD B741 RCFD B742 RCFD B743 RCFD B744 RCFD B745 RCFD B746
-----------------------------------------------------------------------------------------------
b. 90 days or more past
due______________________ 0 0 0 0 0 0 0 4.b
-----------------------------------------------------------------------------------------------
5. Charge-offs and recoveries
on assets sold and
securitized with servicing
retained or with recourse or
other seller-provided credit
enhancements (calendar year-
-----------------------------------------------------------------------------------------------
to-date): RIAD B747 RIAD B748 RIAD B749 RIAD B750 RIAD B751 RIAD B752 RIAD B753
-----------------------------------------------------------------------------------------------
a. Charge-offs______________ 0 0 0 0 0 0 0 5.a
-----------------------------------------------------------------------------------------------
RIAD B754 RIAD B755 RIAD B756 RIAD B757 RIAD B758 RIAD B759 RIAD B760
-----------------------------------------------------------------------------------------------
b. Recoveries_______________ 0 0 0 0 0 0 05.6 5.b
-----------------------------------------------------------------------------------------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ------------------------------------------------------
Legal Title of Bank RC-26
[36]
FDIC Certificate Number - 05208
Schedule RC-S--Continued
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F) (Column G)
1-4 Family Home Credit Auto Other Commercial All Other
Residential Equity Card Loans Consumer and Industrial Loans and
Loans Loans Receivables Loans Loans All Leases
-------------------------------------------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- --------------------------------------------------------------------------------------------------------------------------------
6. Amount of owership
(or seller's) interest
--------- --------- ---------
carried as: RCFD B761 RCFD B762 RCFD B763
--------- --------- ---------
a. Securities (included in
RC-B or RC, Item 5)____________ 0 0 0 6.a
--------- --------- ---------
RCFD B500 RCFD B501 RCFD B502
--------- --------- ---------
b. Loans (included in
Schedule RC-C)_________________ 0 0 0 6.b
--------- --------- ---------
7. Past due loan amounts included
in interests reported in
Item 6.a: RCFD B764 RCFD B765 RCFD B766
--------- --------- ---------
a. 30-89 days past due ___________ 0 0 0 7.a
--------- --------- ---------
RCFD B757 RCFD B768 RCFD B769
--------- --------- ---------
b. 90 days or more past due ______ 0 0 0 7.b
--------- --------- ---------
8. Charge-offs and recoveries on
loan amounts included in
interests reported in
--------- --------- ---------
Item 6.a (calendar year-to-date): RIAD B770 RIAD B771 RIAD B772
--------- --------- ---------
a. Charge-offs _________________ 0 0 0 8.a
--------- --------- ---------
b. Recoveries __________________ RIAD B773 RIAD B774 RIAD B775
--------- --------- ---------
0 0 0 8.b
--------- --------- ---------
For Securitization Facilities
Sponsored By or Otherwise Established
By Other Institutions
9. Maximum amount of credit exposure
arising from credit enhancements
provided by the reporting bank to
other institutions' securitization
structures in the form of standby
letters of credit, purchased
---------------------------------------------------------------------------------------
subordinated securities, and other RCFD B776 RCFD B777 RCFD B778 RCFD B779 RCFD B780 RCFD B781 RCFD B782
---------------------------------------------------------------------------------------
enhancements _____________________ 0 0 0 0 0 0 0 9
---------------------------------------------------------------------------------------
10. Reporting bank's unused commitments
to provide liquidity to other
institutions' securitization RCFD B783 RCFD B784 RCFD B785 RCFD B786 RCFD B787 RCFD B788 RCFD B789
---------------------------------------------------------------------------------------
structures ______________________ 0 0 0 0 0 0 0 10
---------------------------------------------------------------------------------------
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ------------------------------------------------ RC-27
Legal Title of Bank
FDIC Certificate Number - 05208 [37]
Schedule RC-S--Continued
-------------------------------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F) (Column G)
1-4 Family Home Credit Auto Other Commercial All Other
Residential Equity Card Loans Consumer and Industrial Loans and
Loans Loans Receivables Loans Loans All Leases
-------------------------------------------------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------------------
Bank Asset Sales
11. Assets sold with recourse
or other seller-provided -------------------------------------------------------------------------------------------------
credit enhancements and RCFD B790 RCFD B791 RCFD B792 RCFD B793 RCFD B794 RCFD B795 RCFD B795
not securitized by the -------------------------------------------------------------------------------------------------
reporting bank____________ 0 0 0 0 0 0 0 11
-------------------------------------------------------------------------------------------------
12. Maximum amount of credit
exposure arising from
recourse or other seller
-provided credit -------------------------------------------------------------------------------------------------
enhancements provided RCFD B797 RCFD B798 RCFD B799 RCFD B800 RCFD B801 RCFD B802 RCFD B803
to assets reported in -------------------------------------------------------------------------------------------------
Item 11___________________ 0 0 0 0 0 0 0 12
------------ ------------ ------------ ------------ ------------ ------------ ------------
Memoranda
-------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- -------------------------------------------------------------------------------------------------------
1. Small Business obligations transferred with recourse under
Section 208 of the Riegie Community Development and
Regulatory Improvement Act of 1994:
-------------------
a. Outstanding principal balance_________________________________________________ A249 0 M.1.a
-------------------
b. Amount of retained recourse on these obligations as of
the report date_______________________________________________________________ A250 0 M.1.b
-------------------
2. Outstanding principal balance of assets serviced for others:
-------------------
a. 1-4 family residential mortgages serviced with recourse or
other servicer-provided credit enhancements___________________________________ B804 0 M.2.a
-------------------
b. 1-4 family residential mortgages serviced with no recourse
or other servicer-provideed credit enhancements_______________________________ B805 181 M.2.b
-------------------
c. Other financial assets (1)____________________________________________________ A591 56,617 M.2.c
-------------------
3. Asset-backed commercial paper conduits:
a. Maximum amount of credit exposure arising from credit enhancements
provided to conduit structures in the form of standby letter credit,
subordinated securities, and other enhancements:
-------------------
(1) Conduits sponsored by the bank, a bank affiliate, or the bank's
holding company___________________________________________________________ B808 0 M.3.a.1
-------------------
(2) conduits sponsored by other unrelated institutions________________________ B807 0 M.3.a.2
-------------------
b. Unused commitments to provide liquidity to conduit structures:
-------------------
(1) Conduits sponsored by the bank, a bank affiliate, or the bank's
holding company___________________________________________________________ B808 0 M.3.b.1
-------------------
(2) Conduits sponsored by other unrelated institutions________________________ B809 0 M.3.b.2
-------------------
____________
(1) Memorandum Item 2.c is to be completed if the principal balance of other
financial assets serviced for others is more than $10 million.
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- ------------------------------------------ RC-28
Legal Title of Bank
FDIC Certificate Number-05208 [38]
Schedule RC-T--Fiduciary and Related Services
Items 12 through 23 and Memorandum item 4 will not be made available to the
public on an individual institution basis.
RCFD YES/NO
----------------
1. Does the bank have fiduciary powers? (If "NO", do not complete Schedule RC-T.) A345 YES 1
RCFD YES/NO
----------------
2. Does the bank exercise the fiduciary powers it has been granted? A346 YES 2
3. Does the institution have any fiduciary or related activity (in the form of assets or accounts)? RCFD YES/NO
----------------
(If "NO," do not complete the rest of Schedule RC-T.) B667 YES 3
If the answer to item 3 is "YES", complete the applicable items of Schedule
RC-T, as follows:
Institutions with total fiduciary assets (item 9, sum of columns A and B)
greater than $250 million (as of the preceding December 31) or with gross
fiduciary and related services income greater than 10% of revenue (net interest
income plus noninterest income) for the preceeding calendar year must complete:
o Items 4 through 19.a quarterly,
o Items 20 through 23 annually with the December report, and
o Memorandum items 1 through 4 annually with the December report.
Institutions with total fiduciary assets (item 9, sum of columns A and B)
greater than $100 million but less than or equal to $250 million (as of the
preceding December 31) that do not meet the fiduciary income test for quarterly
reporting must complete:
o Items 4 through 23 annually with the December report, and
o Memorandum items 1 through 4 annually with the December report.
Institutions with total fiduciary assets (item 9, sum of columns A and B) of
$100 million or less (as of the preceding December 31) that do not meet the
fiduciary income test for quarterly reporting must complete:
o Items 4 through 11 annually with the December report, and
o Memorandum items 1 through 3 annually with the December report.
(Column A) (Column B) (Column C) (Column D)
Managed Non-Managed Number of Number of
Assets Assets Managed Non-Managed
Accounts Accounts
---------------------------------------------------------------------------
Dollar Amounts in Thousands Tril/Bil/Mil/Thou Tri1/Bil/Mil/Thou
---------------------------------------------------------------------------
FIDUCIARY AND RELATED ASSETS RCFD B868 RCFD B869 RCFD B870 RCFD B871
4. Personal trust and agency accounts 6,562,691 716,699 7,687 198 4
5. Retirement related trust and agency accounts: RCFD B872 RCFD B873 RCFD B874 RCFD B875
a. Employee benefit-defined contribution 219,047 1,730,964 24 475 5.a
RCFD B876 RCFD B877 RCFD B878 RCFD B879
b. Employee benefit-defined benefit 2,238,583 13,016,465 29 299 5.b
RCFD B880 RCFD B881 RCFD B882 RCFD B883
c. Other retirement accounts 3,323,040 26,526,572 1,528 5,043 5.c
RCFD B884 RCFD B885 RCFD C001 RCFD C002
6. Corporate trust and agency accounts 746,814 42,566,506 38 11,552 6
RCFD B886 RCFD B888
7. Investment management agency accounts 208,750 242 7
RCFD B890 RCFD B891 RCFD B892 RCFD B893
8. Other fiduciary accounts 80,245 10,186 49 11 8
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------
Legal Title of Bank RC-29
FDIC Certificate Number- 05208 [39]
Schedule RC-T--Continued
(Column A) (Column B) (Column C) (Column D)
Managed Non-Managed Number of Number of
Assets Assets Managed Non-Managed
Accounts Accounts
---------------------------------------------------------------------
Dollar Amounts in Thousands Tril Bil Mil Thou Tril Bil Mil Thou
- ----------------------------------------------------------------------------
FIDUCIARY AND RELATED
ASSETS--Continued
9. Total fiduciary accounts RCFD B894 RCFD B895 RCFD B896 RCFD B897
(sum of items 4 through 8) 13,379,170 84,567,392 9,597 17,578 9
RCFD B898 RCFD B899
10. Custody and safekeeping accounts 173,262,962 3,165 10
11. Fiduciary accounts held in foreign RCFN B900 RCFN B901 RCFN B902 RCFN B903
ofices (included in items 9 and 10) 0 0 0 0 11
Dollar Amounts in Thousands RIAD Bil Mil Thou
- -----------------------------------------------------------------------------------------------------------------
FIDUCIARY AND RELATED SERVICES INCOME
12. Personal trust and agency accounts B904 37,762 12
13. Retirement related trust and agency accounts:
a. Employee benefit--defined contribution B905 933 13.a
b. Employee benefit--defined benefit B906 7,462 13.b
c. Other retirement accounts B907 10,260 13.c
14. Corporate trust and agency accounts A479 29,658 14
15. Investment management agency accounts B908 17,213 15
16. Other fiduciary accounts A480 17,190 16
17. Custody and safekeeping accounts B909 6,264 17
18. Other fiduciary and related services income B910 3,599 18
19. Total gross fiduciary and related services income (sum of items 12 through 18)
(must equal Schedule RI, item 5.a) 4070 130,341 19
a. Fiduciary and related services income-foreign offices (included in item 19) [B912] 0 19.a
20. Less: Expenses C058 N/A 20
21. Less: Net losses from fiduciary and related services A488 N/A 21
22. Plus: Intracompany income credits for fiduciary and related services B911 N/A 22
23. Net fiduciary and related services income A491 N/A 23
Managed
Memoranda Assets
Dollar Amounts in Thousands RCFD Bil Mil Thou
- -----------------------------------------------------------------------------------------------------------------
1. Managed assets held in personal trust and agency accounts:
a. Non interest-bearing deposits B913 N/A M.1.a
b. Interest-bearing deposits B914 N/A M.1.b
c. U.S. Treasury and U.S. Government agency obligations B915 N/A M.1.c
d. State, county and municipal obligations B916 N/A M.1.d
e. Money market mutual funds B917 N/A M.1.e
f. Other short-term obligations B918 N/A M.1.f
g. Other notes and bonds B919 N/A M.1.g
h. Common and preferred stocks B920 N/A M.1.h
i. Real estate mortgages B921 N/A M.1.i
j. Real estate B922 N/A M.1.j
k. Miscellaneous assets B923 N/A M.1.k
l. Total assets of managed personal trust and agency accounts (sum of Memorandum
items 1.a through 1.k)(must equal Schedule RC-T, item 4, column A) B868 N/A M.1.l
Wells Fargo Bank Minnesota, N.A. FFIEC 031
- --------------------------------
Legal Title of Bank RC-30
FDIC Certificate Number- 05208 [40]
Schedule RC-T--Continued
Memoranda--Continued
(Column A) (Column B)
Number of Principal Amount
Issues Outstanding
-----------------------------------------
Dollar Amounts in Thousands RCFD RCFD Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------------------
2. Corporate trust and agency accounts:
a. Corporate and municipal trusteeships B927 N/A B928 N/A M.2.a
b. Transfer agent, registrar, paying agent, and other corporate agency B929 N/A M.2.b
(Column A) (Column B)
Number of Market Value of
Funds Fund Assets
-----------------------------------------
Dollar Amounts in Thousands RCFD RCFD Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------------------
3. Collective investment funds and common trust funds:
a. Domestic equity B931 N/A B932 N/A M.3.a
b. International/Global equity B933 N/A B934 N/A M.3.b
c. Stock/Bond blend B935 N/A B936 N/A M.3.c
d. Taxable bond B937 N/A B938 N/A M.3.d
e. Municipal bond B939 N/A B940 N/A M.3.e
f. Short term investments/Money market B941 N/A B942 N/A M.3.f
g. Specialty/Other B943 N/A B944 N/A M.3.g
h. Total collective investment funds (sum of Memorandum items 3.a through 3.g) B945 N/A B946 N/A M.3.h
(Column A) (Column B) (Column C)
Gross Losses Gross Losses Recoveries
Managed Non-Managed
Accounts Accounts
------------------------------------------------------------
Dollar Amounts in Thousands RIAD Mil Thou RIAD Mil Thou RIAD Mil Thou
- -------------------------------------------------------------------------------------------------------------------------------
4. Fiduciary settlements, surcharges and other losses:
a. Personal trust and agency accounts B947 N/A B948 N/A B949 N/A M.4.a
b. Retirement related trust and agency accounts B950 N/A B951 N/A B952 N/A M.4.b
c. Investment management agency accounts B953 N/A B954 N/A B955 N/A M.4.c
d. Other fiduciary accounts and related services B956 N/A B957 N/A 8958 N/A M.4.d
e. Total fiduciary settlements, surcharges, and other losses
(sum of Memorandum items 4.a through 4.d) (sum of
columns A and B minus column C must equal
Schedule RC-T, item 21) B959 N/A B960 N/A B961 N/A M.4.e
- ------------------------------------------------------------------------------------------------------------------------------------
Person to whom questions about Schedule RC-T--Fiduciary and Related Services should be directed:
Karen B. Martin, Vice President
-------------------------------------------------------------------------------------------------------------
Name and Title (TEXT B962)
karen.b.martin@wellsfargo.com
-------------------------------------------------------------------------------------------------------------
E-mail Address (TEXT B926)
612-667-3975 612-667-3659
-------------------------------------------------- ---------------------------------------------------------
Telephone: Area code/phone number/extension (TEXT B96 FAX: Area code/phone number (TEXT B964)
- ------------------------------------------------------------------------------------------------------------------------------------
Optional Narrative Statement Concerning the Amounts FFIEC 031
Reported in the Reports of Condition and Income RC-31
at close of business on June 30, 2002 [41]
Wells Fargo Bank Minnesota, N.A. Minneapolis MN
- -------------------------------- ----------- -----
Legal Title of Bank City State
The management of the reporting bank may, if it wishes, submit a brief narrative
statement on the amounts reported in the Reports of Condition and Income. This
optional statement will be made available to the public, along with the publicly
available data in the Reports of Condition and Income, in response to any
request for individual bank report data. However, the information reported in
Schedule RC-T, items 12 through 23 and Memorandum item 4, is regarded as
confidential and will not be released to the public. BANKS CHOOSING TO SUBMIT
THE NARRATIVE STATEMENT SHOULD ENSURE THAT THE STATEMENT DOES NOT CONTAIN THE
NAMES OR OTHER IDENTIFICATIONS OF INDIVIDUAL BANK CUSTOMERS, REFERENCES TO THE
AMOUNTS REPORTED IN THE CONFIDENTIAL ITEMS IN SCHEDULE RC-T, OR ANY OTHER
INFORMATION THAT THEY ARE NOT WILLING TO HAVE MADE PUBLIC OR THAT WOULD
COMPROMISE THE PRIVACY OF THEIR CUSTOMERS. Banks choosing not to make a
statement may check the "No comment" box below and should make no entries of any
kind in the space provided for the narrative statement; i.e., DO NOT enter in
this space such phrases as "No statement," "Not applicable," "N/A," "No
comment," and "None."
The optional statement must be entered on this sheet. The statement should not
exceed 100 words. Further, regardless of the number of words, the statement must
not exceed 750 characters, including punctuation, indentation, and standard
spacing between words and sentences. If any submission should exceed 750
characters, as defined, it will be truncated at 750 characters with no notice to
the submitting bank and the truncated statement will appear as the bank's
statement both on agency computerized records and in computer-file releases to
the public.
All information furnished by the bank in the narrative statement must be
accurate and not misleading. Appropriate efforts shall be taken by the
submitting bank to ensure the statement's accuracy. The statement must be
signed, in the space provided below, by senior officer of the bank who thereby
attests to its accuracy.
If, subsequent to the original submission, material changes are submitted for
the data reported in the Reports of Condition and Income, the existing narrative
statement will be deleted from the files, and from disclosure; the bank, at its
option, may replace in a statement, under signature, appropriate to the amended
data.
The optional narrative statement will appear in agency records and in release to
the public exactly as submitted (or amended as described in the preceding
paragraph) by the management of the bank (except for the trucnation of the
statements exceeding 750-character limit described above.) THE STATEMENT WILL
NOT BE EDITED OR SCREENED IN ANY WAY BY THE SUPERVISORY AGENCIES FOR ACCURACY OR
RELEVANCE. DISCLOSURE OF THE STATEMENT SHALL NOT SIGNIFY THAT ANY FEDERAL
SUPERVISORY AGENCY HAS VERIFIED OR CONFIRMED THE ACCURACY OF THE INFORMATION
CONTAINED THEREIN. A STATEMENT TO THIS EFFECT WILL APPEAR ON ANY PUBLIC RELEASE
OF THE OPTIONAL STATEMENT SUBMITTED BY THE MANAGEMENT OF THE REPORTING BANK.
________________________________________________________________________________
X = NO COMMENT Y = COMMENT_______________________________________ 6979 X
BANK MANAGEMENT STATEMENT (please type or print clearly):
TEXT (70) characters per line)
6980________________________________________________________
________________________________________________________
________________________________________________________
________________________________________________________
________________________________________________________
________________________________________________________
________________________________________________________
________________________________________________________
________________________________________________________
________________________________________________________
______________________________________________________________________________
Signature of Executive Officer of Bank Date of Signature
THIS PAGE is TO BE COMPLETED BY All BANKS
Transmitted to EDS as 0197062 on 07/30/02 at 12:11:46 CST
[42]
NAME AND ADDRESS OF BANK OMB No. For OCC: 1557-0061
Wells Fargo Bank
Minnesota, N.A.
Sixth Street and Marquette Avenue OMB No. For FDIC: 3064-0052
Minneapolis, MN 55479 OMB No. For Federal Reserve: 7100-0036
Expiration Date: 3/31/2005
SPECIAL REPORT
(Dollar Amounts in Thousands)
CLOSE OF BUSINESS DATE FDIC CERTIFICATE NUMBER
6/30/2002 5208
LOANS TO EXECUTIVE OFFICERS (Complete as of each Call Report Date)
The following Information is required by Public Laws 90-44 and 102-242, but does
not constitute a part of the Report of Condition. With each Report of Condition,
these Laws require all banks to furnish a report of all loans or other
extensions of credit to their executive officers made since the date of the
previous Report of Condition. Data regarding individual loans or other
extensions of credit are not required. If no such loans or other extensions of
credit were made during the period, insert "none" against subitem (a) (Excluded
the first $15,000 of indebtedness of each executive officer under bank credit
card plan.)
See Sections 215.2 and 215.3 of Title 12 of the Code of Federal Regulations
(Federal Reserve Board Regulation O) for the definitions of "executive officer"
and "extension of credit," respectively. Exclude loans and other extensions of
credit to directors and principal shareholders who are not executive officers.
RCFD
a. Number of loans made to executive officers since the previous Call Report date 3581 0 a
b. Total dollar amount of above loans (in thousands of dollars) 3582 0 b
c. Range of interest charged on above loans From To
(example:9-3/4%=9.75) 7701 0.00% 7702 0.00% c
/s/ Karen B. Martin, Vice President, 7/30/02
SIGNATURE AND TITLE OF OFFICER AUTHORIZED TO SIGN REPORT DATE (Month, Day, Year)
FDIC 8040/53 (3-0l)