EXHIBIT 4.3

                      Agreement to Furnish Copies of Instruments
                           With Respect to Long-Term Debt        

               The Registrant has entered into certain agreements with
          respect to long-term indebtedness which do not exceed ten percent
          of the total assets of the Registrant and its subsidiaries on a
          consolidated basis.  The Registrant hereby agrees to furnish a
          copy of such agreements to the Commission upon request of the
          Commission.


                                        OAKWOOD HOMES CORPORATION



                                        By  /s/ C. Michael Kilbourne       

                                             C. Michael Kilbourne
                                             Vice President