SECURITY CAPITAL BANCORP
                          POWER OF ATTORNEY

   KNOW ALL MEN BY THESE PRESENTS, that the undersigned director and/or 
executive officer of SECURITY CAPITAL BANCORP, a corporation organized 
under the laws of the State of North Carolina, does hereby make, constitute 
and appoint PRESSLEY A. RIDGILL, his true and lawful attorney-in-fact, 
with full power of substitution, to (i) execute, deliver and file, on his 
behalf and in his name and in his capacity as set forth below, to the 
Registration Statement on Form S-8 with the Securities and Exchange Commission 
under the Securities Act of 1933, as amended, together with any and all 
exhibits thereto and any and all other documents in support thereof or 
supplemental thereto, with respect to the registration of shares of 
Common Stock of the Corporation under the Registration Statement on 
Form S-8, as amended, in connection with the Corporation's Omnibus 
Stock Ownership and Long Term Incentive Plan, and any and all further 
amendments to such Registration Statement, and (ii) execute any and 
all applications, registration statements, notices and other documents 
necessary or advisable to comply with applicable state securities and 
blue sky laws and regulations, and to file the same together with all other 
exhibits and documents in connection therewith, with the appropriate state 
securities and blue sky authorities; and does hereby grant to said 
attorney-in-fact power and authority to do and perform each and every 
act and thing whatsoever as said attorney-in-fact power and authority to 
do and perform each and every act and thing whatsoever as said attorney-in-
fact may deem necessary or advisable to carry out fully the intent of this 
instrument, to the same extent and with the same effect as the 
undersigned might or could do personally, or in his capacity as set forth 
below; and the undersigned does hereby ratify and confirm all acts and 
things which said attorney-in-fact may do or cause to be done by virtue 
of this instrument.

   IN WITNESS WHEREOF, the undersigned has hereunto set his hand this 
10th day of February, 1995.

                                  John M. Barnhardt
                                  
                                  Office

Executed in the presence of:
Kristen B. Evans


                                  Ralph A. Barnhardt
                                  
                                  Office

Executed in the presence of:
Kristen B. Evans


                                  Edward A. Brown
                                  Director
                                  Office

Executed in the presence of:
Peggy H. Bollinger

                                  Henry B. Gaye
                                  Director
                                  Office

Executed in the presence of:
Mary M. Hastey

                                  Dan L. Gray
                                  
                                  Office

Executed in the presence of:
Kristen B. Evans


                                  Lloyd G. Gurley
                                  Director
                                  Office

Executed in the presence of:
Peggy Bollinger


                                  David B. Jordan
                                  Director
                                  Office

Executed in the presence of:
Brittany S. Jamison


                                  William C. Kluttz, Jr.
                                  Director
                                  Office

Executed in the presence of:
Peggy H. Bollinger


                                  Ervin E. Lampert, Jr.
                                  
                                  Office

Executed in the presence of:
Brittany S. Jamison


                                  Frank Taft McCoy, Jr.
                                  Director
                                  Office

Executed in the presence of:



                                  Harold Mowery
                                  
                                  Office

Executed in the presence of:


                                  J. G Rutledge, III
                                  Director
                                  Office

Executed in the presence of:
Peggy H. Bollinger


                                  Carl M. Short, Jr.
                                  Director
                                  Office

Executed in the presence of:
Brittany S. Jamison


                                  W. Erwin Spainhour
                                  Director
                                  Office

Executed in the presence of:
Diane E. Miller


                                  Fred J. Stanback, Jr.
                                  
                                  Office

Executed in the presence of:


                                  Jimmy K. Stegall
                                  Director
                                  Office

Executed in the presence of:
Debra J. Whitaker


                                  Thomas A. Tate, Sr.
                                  
                                  Office

Executed in the presence of:
Brittany S. Jamison


                                  E. William Wagoner
                                  Director
                                  Office

Executed in the presence of:
Loretta M. Carter


                                  James L. Williamson
                                  
                                  Office

Executed in the presence of:
Brittany S. jamison