Exhibit 24

               CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

The Board of Directors
Security Capital Bancorp:

We consent to the incorporation by reference in the Registration Statements 
of Security Capital Bancorp on Form S-8 (No. 33-53856); Form S-8 (No. 
33-57779); and Form S-3 (No. 33-44392) of our report dated January 20, 1995, 
relating to the consolidated balance sheets of Security Capital Bancorp and 
subsidiaries as of December 31, 1994 and 1993, and the related consolidated 
statements of income, stockholders' equity, and cash flows for each of the 
years in the three-year period ended December 31, 1994, which report appears 
in the December 31, 1994 Annual Report to Stockholders and is 
incorporated by reference in the Form 10-K of Security Capital Bancorp. Our 
report refers to a change in the method of accounting for investments in 1994. 


                                       KPMG Peat Marwick LLP

Charlotte, North Carolina
March 30, 1995