POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS, that each of CCB Financial Corporation
and the Officers and Directors thereof whose signatures appear below hereby
makes, constitutes and appoints W. I. Burns, Jr., Ernest C. Roessler and W.
Harold Parker, Jr. and each of them, its and his or her true and lawful
attorneys, with full power of substitution, to execute, deliver and file in its,
his of her name and on its, his or her behalf, and in each of the undersigned
Officer's and Director's capacity or capacities as shown below, (a) the
Registration Statement on Form S-4 (or other appropriate form) with respect to
the registration under the Securities Act of 1933, as amended, of the offering
of shares of Common Stock ($5.00 par value per share) of CCB Financial
Corporation, and the related Series A Junior Participating Preferred Stock
Purchase Rights to be issued in connection with the acquisition of Salem Trust
Bank, all documents in support thereof or supplemental thereto, and any
and all amendments, including any and all post-effective amendments, to the
foregoing (hereinafter called the "Registration Statement"), and (b) such
registration statements, petitions, applications, notices, consents to
service of process or other instruments, any and all documents in support
thereof or supplemental thereto, and any and all amendments or supplements
to the foregoing as may be necessary or advisable to qualify or register the
securities covered by said Registration Statement; each of CCB Financial
Corporation and said Officers and Directors hereby grants to said attorneys,
and each of them, full power and authority to do and perform each and every
act and thing whatsoever as said attorney may deem necessary or advisable to
carry out fully the intent of this power of attorney to the same extent
and with the same effect as CCB Financial Corporation might or could do, and as
each of said Officers and Directors might or could do personally in his or her
capacity or capacities as aforesaid; and each of CCB Financial Corporation and
said Officers and Directors hereby ratifies and confirms all acts and things
which said attorneys might do or cause to be done by virtue of this power
of attorney and its, his or her signatures as the same may be signed by said
attorneys to any of all of such Registration Statement, registration
statements, petitions, applications, notices, consents to service of process
and other instruments, and any and all documents in support thereof or
amendatory or supplemental thereto filed under such securities laws,
regulations and requirements as may be applicable.

IN WITNESS WHEREOF, CCB Financial Corporation has caused this power of
attorney to be signed on its behalf, and each of the undersigned Officers
and Directors in the capacity or capacities noted has hereunto set his or her
hand on the date indicated below.

CCB FINANCIAL CORPORATION

By: (Signature of Ernest C. Roessler)

Ernest C. Roessler
Vice Chairman, President and Chief Executive Officer

Dated: September 19, 1996

Signature Capacity Date

(Signature of Ernest C. Roessler) Vice Chairman, President, Chief Executive September 19, 1996
Ernest C. Roessler Officer and Director (principal executive officer)

(Signature of W. Harold Parker, Jr. Senior Vice President and Controller September 19, 1996
W. Harold Parker, Jr. (principal financial and accounting officer)

(W. L. Burns, Jr. signature) Chairman of the Board of Directors September 19, 1996
W. L. Burns, Jr.

(John M. Barnhardt signature) Director September 19, 1996
John M. Barnhardt

Director September 19, 1996
J. Harper Beall, III

(James B. Brame, Jr. signature) Director September 19, 1996
James B. Brame, Jr.

Director September 19, 1996
Timothy B. Burnett

(Edward S. Holmes signature) Director September 19, 1996
Edward S. Holmes

(David B. Jordan signature) Vice Chairman and Director September 19, 1996
David B. Jordan

Director September 19, 1996
Owen G. Kenan

(Eugene J. McDonald signature) Director September 19, 1996
Eugene J. McDonald

Director September 19, 1996
Bonnie McElveen-Hunter

Director September 19, 1996
Hamilton W. McKay, Jr., M.D.

John M. Barnhardt
(John M. Barnhardt signature) Director September 19, 1996

George J. McDow

(Eric B. Munson signature) Director September 19, 1996
Eric B. Munson

(Miles J. Smith, Jr. signature) Director September 19, 1996

Miles J. Smith, Jr.

(Jimmy K. Stegall signature) Director September 19, 1996
Jimmy K. Stegall

Director September 19, 1996
H. Allen Tate

(James L. Williamson signature) Director September 19, 1996
James L. Williamson

(Dr. Phail Wynn, Jr. signature) Director September 19, 1996
Dr. Phail Wynn, Jr.