<ARTICLE> 9
<LEGEND>
The schedule contains summary information extracted from the September
30, 1996 Form 10-Q for NationsBank Corporation and is qualified in
its entirety by reference to such financial statements.
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                           8,866
<INT-BEARING-DEPOSITS>                           1,553
<FED-FUNDS-SOLD>                                 7,689
<TRADING-ASSETS>                                19,709
<INVESTMENTS-HELD-FOR-SALE>                     13,334
<INVESTMENTS-CARRYING>                           3,035
<INVESTMENTS-MARKET>                             3,025
<LOANS>                                        122,078
<ALLOWANCE>                                     (2,319)
<TOTAL-ASSETS>                                 187,671
<DEPOSITS>                                     108,132
<SHORT-TERM>                                    38,689
<LIABILITIES-OTHER>                              5,512
<LONG-TERM>                                     22,034
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                        174
<COMMON>                                         3,956
<OTHER-SE>                                       9,174
<TOTAL-LIABILITIES-AND-EQUITY>                 187,671
<INTEREST-LOAN>                                  7,634
<INTEREST-INVEST>                                1,071
<INTEREST-OTHER>                                 1,733
<INTEREST-TOTAL>                                10,438
<INTEREST-DEPOSIT>                               2,528
<INTEREST-EXPENSE>                               5,699
<INTEREST-INCOME-NET>                            4,739
<LOAN-LOSSES>                                      455
<SECURITIES-GAINS>                                  34
<EXPENSE-OTHER>                                  4,330
<INCOME-PRETAX>                                  2,676
<INCOME-PRE-EXTRAORDINARY>                       2,676
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,743
<EPS-PRIMARY>                                     5.82
<EPS-DILUTED>                                     5.73
<YIELD-ACTUAL>                                    3.58
<LOANS-NON>                                        984
<LOANS-PAST>                                       201
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,163
<CHARGE-OFFS>                                      628
<RECOVERIES>                                       181
<ALLOWANCE-CLOSE>                                2,319
<ALLOWANCE-DOMESTIC>                                 0<F1>
<ALLOWANCE-FOREIGN>                                  0<F1>
<ALLOWANCE-UNALLOCATED>                              0<F1>
<FN>
<F1>(1) Allowance-Domestic, Allowance-Foreign and Allowance-Unallocated
are only disclosed on an annual basis in the Corporation's 10-K and are
therefore not included in this Financial Data Schedule.
</FN>