EXHIBIT 23.2
    
   
                          CONSENT OF ERNST & YOUNG LLP
    
   
     We consent to the incorporation by reference in Amendment No. 2 the
Registration Statement (Form S-3) and related prospectus of NationsBank
Corporation for the registration of $1,000,000,000 of junior subordinated notes
and preferred securities of our report dated January 18, 1996 (except for the
pooling of interests with Fourth Financial Corporation as of January 31, 1996,
and Note 3, for which the date is January 31, 1996) with respect to the
supplemental consolidated financial statements of Boatmen's Bancshares, Inc. for
the three years ended December 31, 1995, 1994, and 1993 incorporated by
reference in NationsBank Corporation's Current Report on Form 8-K dated
September 6, 1996, (as amended by Form 8-K/A-1 on September 11, 1996 and Form
8-K/A-2 on November 13, 1996) as filed with the Securities and Exchange
Commission.
    
   
St. Louis, Missouri
    
   
November 22, 1996