<ARTICLE> 9 <RESTATED> <PERIOD-TYPE> 3-MOS 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1997 DEC-31-1997 <PERIOD-END> MAR-31-1997 JUN-30-1997 SEP-30-1997 <CASH> 34,977 41,858 49,157 <INT-BEARING-DEPOSITS> 124 8,326 33,234 <FED-FUNDS-SOLD> 4,170 350 9,930 <TRADING-ASSETS> 54,447 53,440 0 <INVESTMENTS-HELD-FOR-SALE> 244,009 232,574 286,971 <INVESTMENTS-CARRYING> 91,396 104,526 101,196 <INVESTMENTS-MARKET> 91,440 105,117 102,654 <LOANS> 817,719 856,931 941,378 <ALLOWANCE> 11,928 12,598 13,399 <TOTAL-ASSETS> 1,294,844 1,345,780 1,489,319 <DEPOSITS> 1,075,654 1,049,184 1,221,657 <SHORT-TERM> 89,932 143,787 110,814 <LIABILITIES-OTHER> 17,482 18,245 19,264 <LONG-TERM> 0 19,950 19,950 <PREFERRED-MANDATORY> 0 0 0 <PREFERRED> 0 0 0 <COMMON> 76,595 76,004 75,417 <OTHER-SE> 34,166 38,600 42,215 <TOTAL-LIABILITIES-AND-EQUITY> 1,294,844 1,345,780 1,489,319 <INTEREST-LOAN> 18,632 20,117 21,318 <INTEREST-INVEST> 5,339 5,271 5,547 <INTEREST-OTHER> 183 245 855 <INTEREST-TOTAL> 24,154 25,633 27,720 <INTEREST-DEPOSIT> 10,465 10,985 11,450 <INTEREST-EXPENSE> 11,718 12,605 14,228 <INTEREST-INCOME-NET> 12,436 13,028 13,492 <LOAN-LOSSES> 544 935 1,105 <SECURITIES-GAINS> 378 593 475 <EXPENSE-OTHER> 8,489 8,433 9,043 <INCOME-PRETAX> 5,894 8,527 6,316 <INCOME-PRE-EXTRAORDINARY> 0 0 0 <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 3,675 5,367 4,137 <EPS-PRIMARY> 0.28 0.42 0.32 <EPS-DILUTED> 0.28 0.40 0.31 <YIELD-ACTUAL> 4.36 4.33 4.04 <LOANS-NON> 2,012 2,121 2,007 <LOANS-PAST> 4,359 3,712 5,710 <LOANS-TROUBLED> 0 0 0 <LOANS-PROBLEM> 0 0 0 <ALLOWANCE-OPEN> 10,890 11,928 12,599 <CHARGE-OFFS> 159 623 1,389 <RECOVERIES> 368 359 163 <ALLOWANCE-CLOSE> 11,928 12,599 13,398 <ALLOWANCE-DOMESTIC> 11,928 12,599 13,398 <ALLOWANCE-FOREIGN> 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0