<ARTICLE> 9
<MULTIPLIER> 1,000
       
                            
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>               DEC-31-1997
<PERIOD-END>                    DEC-31-1997
<CASH>                              506,771
<INT-BEARING-DEPOSITS>                    0
<FED-FUNDS-SOLD>                     81,775
<TRADING-ASSETS>                          0
<INVESTMENTS-HELD-FOR-SALE>          26,572
<INVESTMENTS-CARRYING>            2,456,722
<INVESTMENTS-MARKET>              2,462,111
<LOANS>                           5,445,772
<ALLOWANCE>                          84,360
<TOTAL-ASSETS>                    8,951,109
<DEPOSITS>                        7,579,567
<SHORT-TERM>                        593,824
<LIABILITIES-OTHER>                 165,222
<LONG-TERM>                          10,856
<PREFERRED-MANDATORY>                     0
<PREFERRED>                               0
<COMMON>                             10,628
<OTHER-SE>                          591,012
<TOTAL-LIABILITIES-AND-EQUITY>    8,951,109
<INTEREST-LOAN>                     428,997
<INTEREST-INVEST>                   133,382
<INTEREST-OTHER>                      9,897
<INTEREST-TOTAL>                    572,276
<INTEREST-DEPOSIT>                  243,749
<INTEREST-EXPENSE>                   24,264
<INTEREST-INCOME-NET>               304,263
<LOAN-LOSSES>                         8,726
<SECURITIES-GAINS>                        0
<EXPENSE-OTHER>                     300,794
<INCOME-PRETAX>                     110,050
<INCOME-PRE-EXTRAORDINARY>           70,558
<EXTRAORDINARY>                           0
<CHANGES>                                 0
<NET-INCOME>                         70,558
<EPS-PRIMARY>                          6.22
<EPS-DILUTED>                          6.22
<YIELD-ACTUAL>                         4.05
<LOANS-NON>                          12,681
<LOANS-PAST>                          3,953
<LOANS-TROUBLED>                          0
<LOANS-PROBLEM>                           0
<ALLOWANCE-OPEN>                     81,439
<CHARGE-OFFS>                        14,331
<RECOVERIES>                          8,045
<ALLOWANCE-CLOSE>                    84,360
<ALLOWANCE-DOMESTIC>                 84,360
<ALLOWANCE-FOREIGN>                       0
<ALLOWANCE-UNALLOCATED>                   0