<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> DEC-31-1997 <CASH> 506,771 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 81,775 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 26,572 <INVESTMENTS-CARRYING> 2,456,722 <INVESTMENTS-MARKET> 2,462,111 <LOANS> 5,445,772 <ALLOWANCE> 84,360 <TOTAL-ASSETS> 8,951,109 <DEPOSITS> 7,579,567 <SHORT-TERM> 593,824 <LIABILITIES-OTHER> 165,222 <LONG-TERM> 10,856 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10,628 <OTHER-SE> 591,012 <TOTAL-LIABILITIES-AND-EQUITY> 8,951,109 <INTEREST-LOAN> 428,997 <INTEREST-INVEST> 133,382 <INTEREST-OTHER> 9,897 <INTEREST-TOTAL> 572,276 <INTEREST-DEPOSIT> 243,749 <INTEREST-EXPENSE> 24,264 <INTEREST-INCOME-NET> 304,263 <LOAN-LOSSES> 8,726 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 300,794 <INCOME-PRETAX> 110,050 <INCOME-PRE-EXTRAORDINARY> 70,558 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 70,558 <EPS-PRIMARY> 6.22 <EPS-DILUTED> 6.22 <YIELD-ACTUAL> 4.05 <LOANS-NON> 12,681 <LOANS-PAST> 3,953 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 81,439 <CHARGE-OFFS> 14,331 <RECOVERIES> 8,045 <ALLOWANCE-CLOSE> 84,360 <ALLOWANCE-DOMESTIC> 84,360 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0