<ARTICLE>                                            9
<RESTATED>
<MULTIPLIER>                                   1000
<CURRENCY>                                     U.S. DOLLARS
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              DEC-31-1997
<PERIOD-START>                                 JAN-01-1997
<PERIOD-END>                                   SEP-30-1997
<EXCHANGE-RATE>                                1          
<CASH>                                         3,511,112
<INT-BEARING-DEPOSITS>                         89,704
<FED-FUNDS-SOLD>                               340,104
<TRADING-ASSETS>                               1,057,277
<INVESTMENTS-HELD-FOR-SALE>                    8,533,778
<INVESTMENTS-CARRYING>                         1,217,798
<INVESTMENTS-MARKET>                           1,285,503
<LOANS>                                        40,747,609
<ALLOWANCE>                                    519,356
<TOTAL-ASSETS>                                 58,040,801
<DEPOSITS>                                     36,910,543
<SHORT-TERM>                                   9,338,884
<LIABILITIES-OTHER>                            1,338,426
<LONG-TERM>                                    5,935,927
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       969,186
<OTHER-SE>                                     3,547,835
<TOTAL-LIABILITIES-AND-EQUITY>                 58,040,801
<INTEREST-LOAN>                                2,533,436
<INTEREST-INVEST>                              554,580
<INTEREST-OTHER>                               54,752
<INTEREST-TOTAL>                               3,142,768
<INTEREST-DEPOSIT>                             961,967
<INTEREST-EXPENSE>                             1,604,673
<INTEREST-INCOME-NET>                          1,538,095
<LOAN-LOSSES>                                  188,034
<SECURITIES-GAINS>                             3,147
<EXPENSE-OTHER>                                1,234,303
<INCOME-PRETAX>                                861,415
<INCOME-PRE-EXTRAORDINARY>                     589,202
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   589,202
<EPS-PRIMARY>                                  2.99
<EPS-DILUTED>                                  2.93
<YIELD-ACTUAL>                                 4.12
<LOANS-NON>                                    124,063
<LOANS-PAST>                                   81,931
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               519,297
<CHARGE-OFFS>                                  229,689
<RECOVERIES>                                   41,714
<ALLOWANCE-CLOSE>                              519,356
<ALLOWANCE-DOMESTIC>                           0<F1>
<ALLOWANCE-FOREIGN>                            0<F1>
<ALLOWANCE-UNALLOCATED>                        0<F1>
<FN>
<F1>AVAILABLE AT YEAR END ONLY
</FN>