<ARTICLE>                                            9
<RESTATED>
<MULTIPLIER>                                   1000
<CURRENCY>                                     U.S. DOLLARS
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              DEC-31-1997
<PERIOD-START>                                 JAN-01-1997
<PERIOD-END>                                   JUN-30-1997
<EXCHANGE-RATE>                                1
<CASH>                                         3,707,050
<INT-BEARING-DEPOSITS>                         83,620
<FED-FUNDS-SOLD>                               320,519
<TRADING-ASSETS>                               845,752
<INVESTMENTS-HELD-FOR-SALE>                    9,932,421
<INVESTMENTS-CARRYING>                         1,271,149
<INVESTMENTS-MARKET>                           1,333,211
<LOANS>                                        40,200,976
<ALLOWANCE>                                    519,335
<TOTAL-ASSETS>                                 59,177,858
<DEPOSITS>                                     37,014,930
<SHORT-TERM>                                   9,873,224
<LIABILITIES-OTHER>                            1,461,232
<LONG-TERM>                                    6,345,012
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       976,381
<OTHER-SE>                                     3,507,080
<TOTAL-LIABILITIES-AND-EQUITY>                 59,177,858
<INTEREST-LOAN>                                1,659,092
<INTEREST-INVEST>                              375,552
<INTEREST-OTHER>                               35,203
<INTEREST-TOTAL>                               2,069,847
<INTEREST-DEPOSIT>                             634,233
<INTEREST-EXPENSE>                             1,055,396
<INTEREST-INCOME-NET>                          1,014,451
<LOAN-LOSSES>                                  125,278
<SECURITIES-GAINS>                             2,056
<EXPENSE-OTHER>                                809,002
<INCOME-PRETAX>                                568,690
<INCOME-PRE-EXTRAORDINARY>                     390,280
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   390,280
<EPS-PRIMARY>                                  1.97
<EPS-DILUTED>                                  1.93
<YIELD-ACTUAL>                                 4.10
<LOANS-NON>                                    128,588
<LOANS-PAST>                                   86,084
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               519,297
<CHARGE-OFFS>                                  153,972
<RECOVERIES>                                   28,732
<ALLOWANCE-CLOSE>                              519,335
<ALLOWANCE-DOMESTIC>                           0<F1>
<ALLOWANCE-FOREIGN>                            0<F1>
<ALLOWANCE-UNALLOCATED>                        0<F1>
<FN>
<F1>AVAILABLE ONLY AT YEAR END
</FN>