<ARTICLE>                                            9
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-1998
<PERIOD-START>                                 JAN-01-1998
<PERIOD-END>                                   MAR-31-1998
<EXCHANGE-RATE>                                1.000
<CASH>                                         67,095
<INT-BEARING-DEPOSITS>                         47,229
<FED-FUNDS-SOLD>                               105,000
<TRADING-ASSETS>                               3,991
<INVESTMENTS-HELD-FOR-SALE>                    353,083
<INVESTMENTS-CARRYING>                         32,877
<INVESTMENTS-MARKET>                           33,468
<LOANS>                                        1,494,590
<ALLOWANCE>                                    15,349
<TOTAL-ASSETS>                                 2,250,747
<DEPOSITS>                                     1,826,029
<SHORT-TERM>                                   110,371
<LIABILITIES-OTHER>                            31,550
<LONG-TERM>                                    39,414
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       17,710
<OTHER-SE>                                     225,673
<TOTAL-LIABILITIES-AND-EQUITY>                 2,250,747
<INTEREST-LOAN>                                36,229
<INTEREST-INVEST>                              4,815
<INTEREST-OTHER>                               1,083
<INTEREST-TOTAL>                               42,127
<INTEREST-DEPOSIT>                             19,275
<INTEREST-EXPENSE>                             21,900
<INTEREST-INCOME-NET>                          20,227
<LOAN-LOSSES>                                  2,136
<SECURITIES-GAINS>                             140
<EXPENSE-OTHER>                                15,259
<INCOME-PRETAX>                                7,445
<INCOME-PRE-EXTRAORDINARY>                     7,445
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   4,694
<EPS-PRIMARY>                                  0.28
<EPS-DILUTED>                                  0.28
<YIELD-ACTUAL>                                 9.28
<LOANS-NON>                                    930
<LOANS-PAST>                                   4,608
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               16,211
<CHARGE-OFFS>                                  3,399
<RECOVERIES>                                   401
<ALLOWANCE-CLOSE>                              15,349
<ALLOWANCE-DOMESTIC>                           15,349
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0