<ARTICLE>                                            9
<RESTATED>
<MULTIPLIER>                                   1,000
       
                                           
<PERIOD-TYPE>                   12-MOS            12-MOS
<FISCAL-YEAR-END>               DEC-31-1997       DEC-31-1996
<PERIOD-END>                    DEC-31-1997       DEC-31-1996
<CASH>                               54,162            42,587
<INT-BEARING-DEPOSITS>               23,027               916
<FED-FUNDS-SOLD>                      4,219             6,302
<TRADING-ASSETS>                          0                 0
<INVESTMENTS-HELD-FOR-SALE>         432,722           309,185
<INVESTMENTS-CARRYING>               94,793            98,112
<INVESTMENTS-MARKET>                 95,946            98,667
<LOANS>                           1,033,510           828,581
<ALLOWANCE>                          14,954            11,963
<TOTAL-ASSETS>                    1,711,616         1,337,954
<DEPOSITS>                        1,284,586         1,109,345
<SHORT-TERM>                         61,506            38,980
<LIABILITIES-OTHER>                 215,091            73,443
<LONG-TERM>                          19,951                 0
<PREFERRED-MANDATORY>                     0                 0
<PREFERRED>                               0                 0
<COMMON>                             81,290            82,272
<OTHER-SE>                           49,202            33,914
<TOTAL-LIABILITIES-AND-EQUITY>    1,711,616         1,377,954
<INTEREST-LOAN>                      89,030            73,831
<INTEREST-INVEST>                    23,420            23,119
<INTEREST-OTHER>                      2,328               604
<INTEREST-TOTAL>                    114,778            97,554
<INTEREST-DEPOSIT>                   48,538            42,373
<INTEREST-EXPENSE>                   56,816            47,925
<INTEREST-INCOME-NET>                57,962            49,629
<LOAN-LOSSES>                         3,669             2,473
<SECURITIES-GAINS>                    1,473             1,140
<EXPENSE-OTHER>                      40,458            35,307
<INCOME-PRETAX>                      27,450            22,085
<INCOME-PRE-EXTRAORDINARY>           27,450            22,085
<EXTRAORDINARY>                           0                 0
<CHANGES>                                 0                 0
<NET-INCOME>                         17,724            14,300
<EPS-PRIMARY>                           .83               .69
<EPS-DILUTED>                           .80               .67
<YIELD-ACTUAL>                         4.24              4.24
<LOANS-NON>                           2,216             1,813
<LOANS-PAST>                          4,191             2,253
<LOANS-TROUBLED>                          0                 0
<LOANS-PROBLEM>                           0                 0
<ALLOWANCE-OPEN>                     11,963            10,761
<CHARGE-OFFS>                         3,195             1,987
<RECOVERIES>                          1,311               815
<ALLOWANCE-CLOSE>                    14,954            11,963
<ALLOWANCE-DOMESTIC>                 14,954            11,963
<ALLOWANCE-FOREIGN>                       0                 0
<ALLOWANCE-UNALLOCATED>                   0                 0