<ARTICLE>                     5                                                
<RESTATED>
<MULTIPLIER>                             1,000
       
                                                                                                           
<PERIOD-TYPE>                   3-MOS                     6-MOS                       9-MOS                     12-MOS  
<FISCAL-YEAR-END>                  MAR-31-1998               MAR-31-1998                 MAR-31-1998               MAR-31-1998   
<PERIOD-START>                     APR-01-1997               APR-01-1997                 APR-01-1997               APR-01-1997   
<PERIOD-END>                       JUN-30-1997               SEP-30-1997                 DEC-31-1997               MAR-31-1998   
<CASH>                             2,251                     2,283                       1,302                     1,213         
<SECURITIES>                           0                         0                           0                         0         
<RECEIVABLES>                     90,864                    98,819                     111,649                   103,385         
<ALLOWANCES>                       6,434                     7,527                       8,398                     8,445         
<INVENTORY>                            0                         0                           0                         0         
<CURRENT-ASSETS>                  86,681                    93,575                     104,553                    96,153         
<PP&E>                             6,249                     6,714                       6,485                     6,425         
<DEPRECIATION>                         0                         0                           0                         0         
<TOTAL-ASSETS>                   103,804                   113,724                     124,632                   118,382         
<CURRENT-LIABILITIES>              2,554                     3,230                       3,609                     6,899         
<BONDS>                           60,582                    68,332                      77,932                    64,182         
<PREFERRED-MANDATORY>                  0                         0                           0                         0         
<PREFERRED>                            0                         0                           0                         0         
<COMMON>                          40,668                    42,162                      43,091                    47,301         
<OTHER-SE>                             0                         0                           0                         0         
<TOTAL-LIABILITY-AND-EQUITY>     103,804                   113,724                     124,632                   118,382         
<SALES>                                0                         0                           0                         0         
<TOTAL-REVENUES>                  18,386                    37,688                      58,408                    80,626         
<CGS>                                  0                         0                           0                         0         
<TOTAL-COSTS>                          0                         0                           0                         0         
<OTHER-EXPENSES>                  12,624                    25,467                      39,785                    53,470         
<LOSS-PROVISION>                   2,098                     4,965                       8,526                     9,608         
<INTEREST-EXPENSE>                 1,181                     2,565                       4,018                     5,541         
<INCOME-PRETAX>                    2,483                     4,691                       6,079                    12,007         
<INCOME-TAX>                         832                     1,572                       2,067                     3,909         
<INCOME-CONTINUING>                1,651                     3,119                       4,012                     8,098         
<DISCONTINUED>                         0                         0                           0                         0         
<EXTRAORDINARY>                        0                         0                           0                         0         
<CHANGES>                              0                         0                           0                         0         
<NET-INCOME>                       1,651                     3,119                       4,012                     8,098         
<EPS-PRIMARY>                       0.09                      0.16                        0.21                      0.43         
<EPS-DILUTED>                       0.09                      0.16                        0.21                      0.42