UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report: March 18, 1999 CAROLINA FIRST CORPORATION (Exact name of registrant as specified in its charter) South Carolina 0-15083 57-0824914 - ------------------------ --------------- ---------------------- (State of other juris- (Commission (IRS Employer diction of incorporation) File Number) Identification Number) 102 South Main Street, Greenville, South Carolina 29601 - ------------------------------------------------------------------------------ (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (864) 255-7900 The Exhibit Index appears on page 4 hereof. 1 ITEM 5. OTHER EVENTS ------------ On March 18, 1999, Carolina First Corporation entered into a Reorganization Agreement providing for the acquisition of Citrus Bank by Carolina First Corporation. See attached Press Release. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS --------------------------------- (a) FINANCIAL STATEMENTS OF THE BUSINESSES ACQUIRED. Not Applicable (b) PRO FORMA FINANCIAL INFORMATION. Not Applicable (c) EXHIBITS. 2.1 Reorganization Agreement 99.1 Press Release 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CAROLINA FIRST CORPORATION March 18, 1999 By: /s/ William S. Hummers III --------------------------------------- William S. Hummers III Executive Vice President 3 EXHIBIT INDEX EXHIBIT 2.1 Reorganization Agreement 99.1 Press Release 4