EXHIBIT 23.1

CONSENT OF PRICEWATERHOUSECOOPERS




                        PricewaterhouseCoopers Letterhead

                                                  PricewaterhouseCoopers LLP
                                                  1177 Avenue of the Americas
                                                  New York, NY  10036
                                                  Telephone (212) 596-8000
                                                  Facsimile  (212) 596-8910

                       CONSENT OF INDEPENDENT ACCOUNTANTS

We consent to the incorporation by reference in the Prospectus Supplement of
Residential Asset Funding Corporation relating to Mortgage Lenders Network Home
Equity Loan Trust 1999-1, of our report dated February 2, 1999, on our audits of
the consolidated financial statements of MBIA Insurance Corporation and
Subsidiaries as of December 31, 1998 and 1997 and for each of the three years in
the period ended December 31, 1998. We also consent to the reference to our Firm
under the caption "Report of Experts."

                                                  /s/ PricewaterhouseCoopers LLP
                                                      PricewaterhouseCoopers LLP

June 1, 1999