Exhibit 23.1




                       CONSENT OF INDEPENDENT ACCOUNTANTS


We consent to the incorporation by reference in the Prospectus Supplement of
Residential Asset Funding Corporation relating to RBMG Funding Co. Mortgage Loan
Trust 1999-1, of our report dated February 2, 1999, on our audits of the
consolidated financial statements of MBIA Insurance Corporation and Subsidiaries
as of December 31, 1998 and 1997 and for each of the three years in the period
ended December 31, 1998. We also consent to the reference to our firm under the
caption "Experts".





                                             /s/  PricewaterhouseCoopers LLP
                                             --------------------------------
                                                  PricewaterhouseCoopers LLP


June 1, 1999