Exhibit 3.1.6


The Articles of Incorporation of the Corporation are amended to add the
following provisions:

                                  Amendment 1


The Board of Directors, when evaluating any offer of another party to (i.) make
a tender or exchange offer for any equity security of the Corporation, (ii)
merge or consolidate the Corporation with another Corporation, or (iii) purchase
or otherwise acquire all or substantially all of the properties and assets of
the Corporation, may, in connection with the exercise of its judgment in
determining what is in the best interest of the Corporation and its
shareholders, give due consideration to (u) whether the offer is acceptable
based on the historical operating results, current financial condition and
future prospects of the Corporation and its subsidiaries, including
consideration of the Corporation's current strategic plan; (v) whether a more
favorable offer could be obtained in the foreseeable future; (w) the social,
economic or any other material impact of the proposed transaction upon the
employees and customers of the Corporation and its subsidiaries and the
community that they serve; (x) the reputation and business practices of the
offeror and its management and affiliates as they might affect the employees and
customers of the Corporation and its subsidiaries and the future value of the
Corporation's stock; (y) the value of the securities, if any, that the offeror
is offering in exchange for the Corporation's or its subsidiary's securities or
assets based on an analysis of the value of the Corporation or its subsidiary as
compared to the value of the offeror or other entity whose securities are being
offered; and (z) any antitrust or other legal or regulatory issues that are
raised by the offer.


                                  Amendment 2

A director may be removed from office prior to the expiration of such director's
term only for cause and only if such removal is approved by affirmative vote of
the holders of a majority of the Company's outstanding common stock.