<ARTICLE> 9 <PERIOD-TYPE> 6-mos <FISCAL-YEAR-END> Dec-31-1999 <PERIOD-END> Jun-30-1999 <CASH> 116,956,000 <INT-BEARING-DEPOSITS> 5,391,000 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 1,398,339,000 <INVESTMENTS-CARRYING> 290,372,000 <INVESTMENTS-MARKET> 286,835,000 <LOANS> 3,034,474,000 <ALLOWANCE> 40,471,000 <TOTAL-ASSETS> 5,005,240,000 <DEPOSITS> 3,391,484,000 <SHORT-TERM> 846,654,000 <LIABILITIES-OTHER> 61,374,000 <LONG-TERM> 308,132,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 108,452,000 <OTHER-SE> 289,144,000 <TOTAL-LIABILITIES-AND-EQUITY> 5,005,240,000 <INTEREST-LOAN> 127,430,000 <INTEREST-INVEST> 44,887,000 <INTEREST-OTHER> 209,000 <INTEREST-TOTAL> 172,526,000 <INTEREST-DEPOSIT> 62,677,000 <INTEREST-EXPENSE> 81,948,000 <INTEREST-INCOME-NET> 90,578,000 <LOAN-LOSSES> 2,525,000 <SECURITIES-GAINS> 71,000 <EXPENSE-OTHER> 57,891,000 <INCOME-PRETAX> 53,254,000 <INCOME-PRE-EXTRAORDINARY> 53,254,000 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 34,957,000 <EPS-BASIC> 0.81 <EPS-DILUTED> 0.79 <YIELD-ACTUAL> 4.20 <LOANS-NON> 16,599,000 <LOANS-PAST> 7,433,000 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 39,189,000 <CHARGE-OFFS> 1,911,000 <RECOVERIES> 668,000 <ALLOWANCE-CLOSE> 40,471,000 <ALLOWANCE-DOMESTIC> 26,712,000 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 13,759,000