<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 5,988 <INT-BEARING-DEPOSITS> 107 <FED-FUNDS-SOLD> 1,118 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 26,297 <INVESTMENTS-CARRYING> 22,910 <INVESTMENTS-MARKET> 22,788 <LOANS> 83,248 <ALLOWANCE> 1,245 <TOTAL-ASSETS> 143,559 <DEPOSITS> 124,926 <SHORT-TERM> 0 <LIABILITIES-OTHER> 1,099 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 600 <OTHER-SE> 16,641 <TOTAL-LIABILITIES-AND-EQUITY> 143,559 <INTEREST-LOAN> 3,412 <INTEREST-INVEST> 1,412 <INTEREST-OTHER> 250 <INTEREST-TOTAL> 5,074 <INTEREST-DEPOSIT> 1,960 <INTEREST-EXPENSE> 1,960 <INTEREST-INCOME-NET> 3,114 <LOAN-LOSSES> 50 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 2,297 <INCOME-PRETAX> 1,333 <INCOME-PRE-EXTRAORDINARY> 845 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 845 <EPS-BASIC> 1.41 <EPS-DILUTED> 1.41 <YIELD-ACTUAL> 7.43 <LOANS-NON> 0 <LOANS-PAST> 339 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 61 <ALLOWANCE-OPEN> 1,218 <CHARGE-OFFS> 45 <RECOVERIES> 22 <ALLOWANCE-CLOSE> 1,245 <ALLOWANCE-DOMESTIC> 1,245 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0