<ARTICLE> 9 <CIK> 0000930429 <NAME> MBBC <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-END> DEC-31-1996 <CASH> 4,228 <INT-BEARING-DEPOSITS> 948 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 166,565 <INVESTMENTS-CARRYING> 577 <INVESTMENTS-MARKET> 572 <LOANS> 234,519 <ALLOWANCE> (1,311) <TOTAL-ASSETS> 425,762 <DEPOSITS> 318,145 <SHORT-TERM> 51,225 <LIABILITIES-OTHER> 2,051 <LONG-TERM> 8,582 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 36 <OTHER-SE> 45,723 <TOTAL-LIABILITIES-AND-EQUITY> 425,762 <INTEREST-LOAN> 18,015 <INTEREST-INVEST> 5,971 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 23,986 <INTEREST-DEPOSIT> 10,949 <INTEREST-EXPENSE> 14,333 <INTEREST-INCOME-NET> 9,653 <LOAN-LOSSES> 28 <SECURITIES-GAINS> 168 <EXPENSE-OTHER> 9,091 <INCOME-PRETAX> 1,475 <INCOME-PRE-EXTRAORDINARY> 1,475 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 852 <EPS-PRIMARY> .27 <EPS-DILUTED> .27 <YIELD-ACTUAL> 7.46 <LOANS-NON> 1,393 <LOANS-PAST> 0 <LOANS-TROUBLED> 354 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,362 <CHARGE-OFFS> (133) <RECOVERIES> 55 <ALLOWANCE-CLOSE> 1,311 <ALLOWANCE-DOMESTIC> 1,311 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0