SECURITIES AND EXCHANGE COMMISSION Washington, D.C. FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 21, 1998 ---------------- United Bankshares, Inc. ----------------------- (Exact name of registrant as specified in its charter) West Virginia 0-13322 55-0641179 ------------- ------- ---------- (State or other jurisdiction of (Commission (I.R.S. Employer incorporation or organization) File No.) Identification No.) 300 United Center 500 Virginia Street, East Charleston, West Virginia 25301 ------------------------- ----- (Address of principal executive offices) Zip Code (304) 424-8761 -------------- (Registrant's telephone number, including area code) Not Applicable -------------- (Former name or address, if changed since last report) Item 5. Other Events - --------------------- On January 21, 1998, United Bankshares, Inc. announced earnings for the three months and year ended December 31, 1997. A copy of the press release is filed as Exhibit 99.1 to this report. 2 Item 7. Financial Statements, Pro Forma Financial Information and Exhibits ------------------------------------------------------------------ (c) Exhibits -------- 99.1 Press release dated January 21, 1998, announcing United's earnings for the three months and year ended December 31, 1997. 3