<ARTICLE> 9 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> MAR-31-1998 <CASH> 112,069,000 <INT-BEARING-DEPOSITS> 154,000 <FED-FUNDS-SOLD> 12,116,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 586,040,000 <INVESTMENTS-CARRYING> 215,030,000 <INVESTMENTS-MARKET> 218,335,000 <LOANS> 2,781,391,000 <ALLOWANCE> 31,163,000 <TOTAL-ASSETS> 3,804,958,000 <DEPOSITS> 2,950,014,000 <SHORT-TERM> 404,753,000 <LIABILITIES-OTHER> 50,763,000 <LONG-TERM> 35,785,000 <COMMON> 97,884,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 265,759,000 <TOTAL-LIABILITIES-AND-EQUITY> 3,804,958,000 <INTEREST-LOAN> 56,316,000 <INTEREST-INVEST> 12,987,000 <INTEREST-OTHER> 363,000 <INTEREST-TOTAL> 69,666,000 <INTEREST-DEPOSIT> 27,867,000 <INTEREST-EXPENSE> 32,480,000 <INTEREST-INCOME-NET> 37,186,000 <LOAN-LOSSES> 2,050,000 <SECURITIES-GAINS> 2,487,000 <EXPENSE-OTHER> 27,809,000 <INCOME-PRETAX> 21,177,000 <INCOME-PRE-EXTRAORDINARY> 21,177,000 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 13,746,000 <EPS-PRIMARY> 0.35 <EPS-DILUTED> 0.35 <YIELD-ACTUAL> 4.51 <LOANS-NON> 7,499,000 <LOANS-PAST> 9,035,000 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 30,455,000 <CHARGE-OFFS> 1,511,000 <RECOVERIES> 169,000 <ALLOWANCE-CLOSE> 31,163,000 <ALLOWANCE-DOMESTIC> 14,401,000 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 16,762,000