<ARTICLE> 9 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> JUN-30-1998 <CASH> 115,118,000 <INT-BEARING-DEPOSITS> 8,719,000 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 538,390,000 <INVESTMENTS-CARRYING> 214,493,000 <INVESTMENTS-MARKET> 217,471,000 <LOANS> 2,881,824,000 <ALLOWANCE> 35,111,000 <TOTAL-ASSETS> 3,872,862,000 <DEPOSITS> 3,000,479,000 <SHORT-TERM> 373,099,000 <LIABILITIES-OTHER> 71,749,000 <LONG-TERM> 63,743,000 <COMMON> 97,884,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 265,908,000 <TOTAL-LIABILITIES-AND-EQUITY> 3,872,862,000 <INTEREST-LOAN> 117,925,000 <INTEREST-INVEST> 25,255,000 <INTEREST-OTHER> 495,000 <INTEREST-TOTAL> 143,675,000 <INTEREST-DEPOSIT> 56,498,000 <INTEREST-EXPENSE> 66,976,000 <INTEREST-INCOME-NET> 76,699,000 <LOAN-LOSSES> 7,307,000 <SECURITIES-GAINS> 2,262,000 <EXPENSE-OTHER> 66,381,000 <INCOME-PRETAX> 28,503,000 <INCOME-PRE-EXTRAORDINARY> 28,503,000 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 20,568,000 <EPS-PRIMARY> 0.53 <EPS-DILUTED> 0.52 <YIELD-ACTUAL> 4.51 <LOANS-NON> 7,664,000 <LOANS-PAST> 7,125,000 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 30,455,000 <CHARGE-OFFS> 3,314,000 <RECOVERIES> 663,000 <ALLOWANCE-CLOSE> 35,111,000 <ALLOWANCE-DOMESTIC> 17,977,000 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 17,134,000