SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported):
September 9, 1999
THE FIRST NATIONAL BANK OF ATLANTA
(Originator of the Wachovia Credit Card Master Trust)
(Exact Name of Registrant as Specified in Charter)
WACHOVIA CREDIT CARD MASTER TRUST
(Issuer of Certificates)
(Exact Name of Registrant as Specified in Charter)
UNITED STATES 33-95714 22-2716130
UNITED STATES 33-99442 22-2716130
UNITED STATES 333-79453 22-2716130
(State or Other (Commission (I.R.S. Employer
Jurisdiction of File Number) Identification No.)
Incorporation)
77 Read's Way
New Castle Corporate Commons
New Castle, Delaware 19720
(Address of Principal Executive Offices)
Registrant's telephone number, including area code: (302) 323-2395
ITEM 5. OTHER EVENTS
On September 9, 1999, The First National Bank of Atlanta, Credit Suisse
First Boston Corporation and Wachovia Securities, Inc. entered into an
underwriting agreement, pursuant to which The First National Bank of
Atlanta duly authorized Credit Suisse First Boston Corporation and Wachovia
Securities, Inc. (as representatives of the several underwriters) to issue
and sell $432,500,000 in principal amount of Class A Floating Rate Asset
Backed Certificates, Series 1999-2 and $30,000,000 in principal amount of
Class B Floating Rate Asset Backed Certificates, Series 1999-2 of Wachovia
Credit Card Master Trust.
On September 21, 1999, The First National Bank of Atlanta, as transferor
and servicer, and The Bank of New York (Delaware), as trustee, executed and
delivered the Series 1999-2 Supplement to the Amended and Restated Pooling
and Servicing Agreement, dated as of June 4, 1999.
On September 21, 1999, Wachovia Bank, N.A. and The Bank of New York
(Delaware), as trustee, received the requested tax opinion from legal
counsel concerning the Class A Floating Rate Asset Backed Certificates,
Series 1999-2, the Class B Floating Rate Asset Backed Certificate, Series
1999-2, and the Wachovia Credit Card Master Trust.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND EXHIBITS
(c) Exhibits
4.1 Underwriting Agreement, dated as of September 9, 1999,
between The First National Bank of Atlanta, and Credit
Suisse First Boston Corporation and Wachovia Securities,
Inc. as representatives of the several underwriters.
4.2 Series 1999-2 Supplement, dated as of September 21, 1999,
to the Amended and Restated Pooling and Servicing
Agreement, dated as of June 4, 1999, between The First
National Bank of Atlanta, as transferor and servicer, and
The Bank of New York (Delaware), as trustee.
4.3 Tax Opinion of legal counsel, dated as of September 21,
1999, concerning the Class A Floating Rate Asset Backed
Certificates, Series 1999-2, the Class B Floating Rate
Asset Backed Certificate, Series 1999-2, and the Wachovia
Credit Card Master Trust.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.
THE FIRST NATIONAL BANK OF ATLANTA
_______________________________________________
(Originator of the Wachovia Credit Card Master Trust)
(Registrant)
Dated: September 21, 1999 By: /s/ Donald K. Truslow
________________________
Name: Donald K. Truslow
Title: Controller