Exhibit 24.1

                               CONSENT OF COUNSEL


     The consent of Allen G. Reeves,  P.C., of all references  made to it in the
Prospectus  included  as a part of this  Registration  Statement  on Form S-1 of
Advanced  Financial,  Inc.  and in all  Amendments  thereto are  included in its
opinion filed as Exhibit 24.1 to the Registration Statement.


                                             ALLEN G. REEVES, P.C.


                                             By: /s/ Allen G. Reeves
                                                --------------------
                                                 Allen G. Reeves






Denver, Colorado
May 10, 1996