<ARTICLE>                    5
<MULTIPLIER> 1,000


                                                                             


<PERIOD-TYPE>                                                                          9-MOS
<FISCAL-YEAR-END>                                                                DEC-31-1998
<PERIOD-START>                                                                   JAN-01-1999
<PERIOD-END>                                                                     SEP-30-1999
<CASH>                                                                                16,447
<SECURITIES>                                                                          95,247
<RECEIVABLES>                                                                      1,273,340
<ALLOWANCES>                                                                          (3,624)
<INVENTORY>                                                                                0
<CURRENT-ASSETS>                                                                     250,635
<PP&E>                                                                                     0
<DEPRECIATION>                                                                             0
<TOTAL-ASSETS>                                                                     1,437,215
<CURRENT-LIABILITIES>                                                                231,721
<BONDS>                                                                                    0
<PREFERRED-MANDATORY>                                                                      0
<PREFERRED>                                                                               12
<COMMON>                                                                                 221
<OTHER-SE>                                                                           243,154
<TOTAL-LIABILITY-AND-EQUITY>                                                       1,437,215
<SALES>                                                                               88,059
<TOTAL-REVENUES>                                                                      95,572
<CGS>                                                                                      0
<TOTAL-COSTS>                                                                              0
<OTHER-EXPENSES>                                                                       7,062
<LOSS-PROVISION>                                                                       4,356
<INTEREST-EXPENSE>                                                                    65,774
<INCOME-PRETAX>                                                                       18,380
<INCOME-TAX>                                                                               0
<INCOME-CONTINUING>                                                                   18,380
<DISCONTINUED>                                                                             0
<EXTRAORDINARY>                                                                            0
<CHANGES>                                                                                  0
<NET-INCOME>                                                                          18,380
<EPS-BASIC>                                                                           0.69
<EPS-DILUTED>                                                                           0.63