Exhibit 99.1

                      STATEMENT OF CHIEF EXECUTIVE OFFICER
                       PURSUANT TO 18 U.S.C. SECTION 1350


     In connection with the Annual Report on Form 10-K for the fiscal year ended
December 31, 2002 (the "Form 10-K") of  Middleburg  Financial  Corporation  (the
"Company"),  I, Joseph L.  Boling,  Chairman of the Board,  President  and Chief
Executive  Officer,  hereby certify  pursuant to 18 U.S.C.  ss. 1350, as adopted
pursuant  to  Section  906  of  the  Sarbanes-Oxley  Act of  2002,  that,  to my
knowledge:

     (a)  the Form 10-K fully complies with the requirements of Section 13(a) of
the Securities Exchange Act of 1934, as amended; and

     (b)  the  information  contained in the Form 10-K fairly  presents,  in all
material  respects,   the  consolidated   financial  condition  and  results  of
operations  of the  Company  and its  subsidiaries  as of, and for,  the periods
presented in the Form 10-K.


Date:  March 28, 2003                     /s/ Joseph L. Boling
                                         --------------------------------------
                                          Joseph L. Boling
                                          Chairman of the Board, President
                                          and Chief Executive Officer








[A signed  original of this written  statement  required by Section 906 has been
provided to Middleburg Financial  Corporation and will be retained by Middleburg
Financial Corporation and furnished to the Securities and Exchange Commission or
its staff upon request.]