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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 3, 2005
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GRAYSON BANKSHARES, INC.
(Exact name of registrant as specified in its charter)
Virginia 0-30535 54-1647596
(State or other jurisdiction (Commission (I.R.S. Employer
of incorporation) File Number) Identification No.)
113 West Main Street
Independence, Virginia 24348
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (276) 773-2811
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
|_| Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
|_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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Item 2.02 Results of Operations and Financial Condition.
On February 3, 2005, the Registrant prepared a report for its
shareholders with respect to its financial results for the period ended December
31, 2004. A copy of this financial report is being furnished as an exhibit to
this report and is incorporated by reference into this Item 2.02.
Item 9.01 Financial Statements and Exhibits.
(c) Exhibits. The following exhibit is being furnished pursuant to
Item 2.02 above.
Exhibit No. Description
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99.1 Financial Report - December 31, 2004
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the Registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.
GRAYSON BANKSHARES, INC.
(Registrant)
Date: February 3, 2005 By: /s/ Blake M. Edwards
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Blake M. Edwards
Chief Financial Officer
EXHIBIT INDEX
Exhibit No. Description
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99.1 Financial Report - December 31, 2004.