EXHIBIT 32.1


                   STATEMENT OF CHIEF EXECUTIVE OFFICER AND
         CHIEF FINANCIAL OFFICER PURSUANT TO 18 U.S.C. {section} 1350

      In connection with the Quarterly Report on Form 10-Q for the period ended
September  30,  2005  (the  "Form  10-Q")  of  Grayson  Bankshares,  Inc.  (the
"Company"), we, Jacky K. Anderson, Chief Executive Officer  of the Company, and
Blake  M.  Edwards,  Chief  Financial  Officer  of the Company, hereby  certify
pursuant to 18 U.S.C. {section} 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, that, to our knowledge:

      (a)   the Form 10-Q fully complies with the requirements of Section 13(a)
      of the Securities Exchange Act of 1934, as amended; and

      (b)   the information contained in the Form  10-Q fairly presents, in all
      material respects, the financial condition and  results  of operations of
      the Company as of and for the periods presented in the Form 10-Q.



      By:  /s/ Jacky K, Anderson           Date: November 14, 2005
            Jacky K. Anderson
            Chief Executive Officer



      By:  /s/ Blake M. Edwards            Date: November 14, 2005
            Blake M. Edwards
            Chief Financial Officer