<ARTICLE> 5 <MULTIPLIER> 1 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> JUN-30-1997 <CASH> 1,364,249 <SECURITIES> 2,949,184 <RECEIVABLES> 1,340,632 <ALLOWANCES> 0 <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 2,304,640 <DEPRECIATION> (1,403,730) <TOTAL-ASSETS> 15,960,496 <CURRENT-LIABILITIES> 0 <BONDS> 1,235,972 <PREFERRED-MANDATORY> 8,750,000 <PREFERRED> 11,400 <COMMON> 454,229 <OTHER-SE> 3,080,219 <TOTAL-LIABILITY-AND-EQUITY> 15,960,496 <SALES> 0 <TOTAL-REVENUES> 5,275,730 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 5,526,730 <LOSS-PROVISION> 100,000 <INTEREST-EXPENSE> 59,305 <INCOME-PRETAX> (410,305) <INCOME-TAX> (139,504) <INCOME-CONTINUING> (270,801) <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (270,801) <EPS-PRIMARY> (0.22) <EPS-DILUTED> (0.22)