Exhibit 23.3

                                September 4, 1998



Wayne A. Whitham, Jr. Esq.
Williams, Mullen, Christian & Dobbins
1021 East Cary Street, 16th Floor
Richmond, Virginia 23219


                          CONSENT OF INVESTMENT BANKERS

Gentlemen:

         We consent to the use,  quotation and summarization in the Registration
Statement on Form S-4 of our fairness  opinion  dated  September __, 1998 to the
Board of Directors of United Community  Bankshares,  Inc. in connection with the
merger of United Community Bankshares, Inc. by Mid-Atlantic Community BankGroup,
Inc.  and to the  use of our  name,  and  the  statements  with  respect  to us,
appearing in the Registration Statement.

                                            Sincerely,

                                            SCOTT & STRINGFELLOW, INC.

                                            /s/ Gary S. Penrose

                                            Gary S. Penrose
                                            Managing Director
                                            Financial Institutions Group