Exhibit 23.2

                      Consent of Grant Thornton LLP
                
                
                
                
                
                [LETTERHEAD OF GRANT THORNTON LLP]


                       ACCOUNTANTS' CONSENT


We   have  issued  our  report  dated  March  20,  1997,  accompanying  the
consolidated financial statements of Fidelity Financial of Ohio, Inc. which
are included  in the Annual Report on Form 10-K for the year ended December
31, 1996.  We hereby  consent  to  the  incorporation  by reference of said
report in the Corporation's Form S-8.


/s/ Grant Thornton LLP




Cincinnati, Ohio
July 17, 1997