CERTIFICATION

Pursuant to 18 U.S.C.ss.  1350, the  undersigned  officers of Banknorth Funds on
behalf of  Banknorth  Intermediate  Bond  Fund,  Banknorth  Large Cap Core Fund,
Banknorth  Small/Mid Cap Core Fund,  Banknorth  Vermont  Municipal Bond Fund(the
"Registrant"),   hereby  certify,  to  the  best  of  our  knowledge,  that  the
Registrant's  Report on Form N-CSR for the period ended  8/31/03 (the  "Report")
fully complies with the  requirements  of Section 13(a) or 15(d), as applicable,
of the Securities and Exchange Act of 1934 and that the information contained in
the Report fairly presents,  in all material respects,  the financial  condition
and results of operations of the Registrant.


Dated: OCTOBER 22, 2003
       ----------------

/s/ PETER J. GERMAIN
    ---------------------------

Peter J. Germain
Title: President, Principal Executive Officer



Dated: OCTOBER 22, 2003
       ----------------

/s/ RICHARD J. THOMAS
    ---------------------------

Richard J. Thomas
Title: Treasurer, Principal Financial Officer

This  certification is being furnished solely pursuant to 18 U.S.C.ss.  1350 and
is not being filed as part of the Report or as a separate disclosure document.