SECURITIES AND EXCHANGE COMMISSION

                              Washington, DC 20549



                                   FORM 8-KSB

                                 CURRENT REPORT



     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported):January 20, 2000


                               Eagle Bancorp, Inc
             (Exact name of registrant as specified in its charter)


           Maryland                           0-25923                52-2061461
 (State or other jurisdiction          (Commission file number)    (IRS Employer
       of incorporation)                                               Number)


                 7815 Woodmont Avenue, Bethesda, Maryland 20814
               (Address of Principal Executive Offices) (Zip Code)


       Registrant's telephone number, including area code: (301) 986-1800







Item 5.  Other Matters

         On January 20, 2000, the Board of directors  declared a 25% stock split
in the form of a stock dividend (the  "dividend")  payable on March 31, 2000, to
holders of record on March 17,  2000.  No  fractional  shares  will be issued in
connection with the dividend.  A copy of the press release  announcing the stock
dividend  is  included  as exhibit 99 to this  report,  and is  incorporated  by
reference herein and made a part hereof.

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

(a)  Financial Statements of Business Acquired.  Not applicable.

(b)  Pro Forma Financial Information.  Not Applicable.

(c)  Exhibits. (99) Press Release dated January 20, 2000






                                   Signatures


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                             EAGLE BANCORP, INC.


                                             By: /s/ Ronald D. Paul
                                                 -------------------------------
                                                 Ronald D. Paul, President

Dated:  January 21, 2000