<ARTICLE> 9 <MULTIPLIER> 1000 <CURRENCY> US <PERIOD-TYPE> 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999 <PERIOD-START> JAN-01-2000 JAN-01-1999 <PERIOD-END> MAR-31-2000 MAR-31-1999 <EXCHANGE-RATE> 1 1 <CASH> 202,231 180,571 <INT-BEARING-DEPOSITS> 2,106 77,771 <FED-FUNDS-SOLD> 0 0 <TRADING-ASSETS> 97,100 73,971 <INVESTMENTS-HELD-FOR-SALE> 2,762,265 2,966,614 <INVESTMENTS-CARRYING> 302,762 355,325 <INVESTMENTS-MARKET> 289,608 354,110 <LOANS> 6,100,104 5,594,267 <ALLOWANCE> 74,561 67,021 <TOTAL-ASSETS> 10,060,974 9,633,797 <DEPOSITS> 6,196,297 6,145,269 <SHORT-TERM> 1,721,783 1,896,405 <LIABILITIES-OTHER> 120,986 96,194 <LONG-TERM> 1,221,850 671,919 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 456 458 <OTHER-SE> 600,025 582,613 <TOTAL-LIABILITIES-AND-EQUITY> 10,060,974 9,633,797 <INTEREST-LOAN> 116,481 104,292 <INTEREST-INVEST> 53,162 55,734 <INTEREST-OTHER> 0 0 <INTEREST-TOTAL> 169,643 160,026 <INTEREST-DEPOSIT> 49,982 52,808 <INTEREST-EXPENSE> 93,371 87,340 <INTEREST-INCOME-NET> 76,272 72,686 <LOAN-LOSSES> 2,200 2,165 <SECURITIES-GAINS> 3,050 1,882 <EXPENSE-OTHER> 61,549 55,646 <INCOME-PRETAX> 40,108 36,451 <INCOME-PRE-EXTRAORDINARY> 40,108 36,451 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 26,811 23,973 <EPS-BASIC> .61 0.55 <EPS-DILUTED> .61 0.54 <YIELD-ACTUAL> 3.22 3.24 <LOANS-NON> 35,923 33,163 <LOANS-PAST> 639 836 <LOANS-TROUBLED> 5,959 6,053 <LOANS-PROBLEM> 6,986 0 <ALLOWANCE-OPEN> 72,658 65,201 <CHARGE-OFFS> 945 1,008 <RECOVERIES> 648 663 <ALLOWANCE-CLOSE> 74,561 67,021 <ALLOWANCE-DOMESTIC> 74,561 67,021 <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0